What is Pontiac Bancorp, Inc. (PONT) stock price today?

Pontiac Bancorp, Inc. (PONT) is currently trading at $675.00, up 0% today.

What is PONT P/E ratio?

Pontiac Bancorp, Inc.'s P/E ratio is 0.00. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is PONT return on equity (ROE)?

Pontiac Bancorp, Inc.'s return on equity (ROE) is 11.99%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Pontiac Bancorp, Inc.'s market cap?

Pontiac Bancorp, Inc. has a market capitalization of $139.84M.

OTC · Banks - Regional

Pontiac Bancorp, Inc. (PONT) Stock

$675.00 +0.00% OTC: PONT Financial Services

Pontiac Bancorp, Inc. provides various financial services to individuals and businesses in Livingston county, Grundy county, Tazewell County, McLean County, and their surrounding communities.

Valuation

Metric	Value
Price	$675.00
Market Cap	$139.84M
P/E Ratio	0.00
P/B Ratio	1.03
P/S Ratio	2.25
EPS (TTM)	$0.00
52-Week High	$1000.00
52-Week Low	$550.00
Dividend Yield	1.67%

Financials & Margins

Metric	Value
ROE	11.99%
ROA	1.31%
ROCE	11.85%
Gross Margin	69.73%
Operating Margin	33.29%
Net Margin	24.67%
Debt/Equity	0.14
Current Ratio	0.09

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$32.0M	$34.0M	$46.0M	$58.0M	$62.0M
Operating Profit	$12.0M	$12.0M	$16.0M	$16.0M	$21.0M
Net Profit	$9.0M	$9.0M	$12.0M	$12.0M	$15.0M
EPS	$42.80	$43.19	$56.53	$56.52	$0.00
Op Margin	37.4%	34.4%	34.7%	27.2%	33.3%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$964.0M	$988.0M	$1.0B	$1.2B	$1.2B
Total Liabilities	$860.0M	$890.0M	$906.0M	$1.0B	$1.0B
Cash	$228.0M	$45.0M	$29.0M	$110.0M	$93.0M
Borrowings	$11.0M	$40.0M	$68.0M	$20.0M	$20.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$12.0M	$12.0M	$16.0M	$17.0M	$18.0M
Investing Cash Flow	$12.0M	$-225.0M	$-43.0M	$105.0M	$-35.0M
Financing Cash Flow	$115.0M	$3.0M	$-25.0M	$18.0M	$2.0M
Net Cash Flow	$141.0M	$-184.0M	$-15.0M	$80.0M	$-17.0M
Free Cash Flow	$12.0M	$11.0M	$14.0M	$15.0M	$18.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.00
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	25.45%
Return 3Y	61.89%
Return 5Y	63.30%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
CNBPCornerstone Bancorp Inc.	$119.99	+0.00%	10.51	$118.16M	2.29%
CPKFChesapeake Financial Shares, Inc.	$37.78	+0.00%	8.95	$177.67M	1.91%
FFDFFFD Financial Corporation	$45.45	+0.00%	9.35	$134.03M	2.99%
KISBKish Bancorp, Inc.	$74.00	+5.10%	11.21	$223.56M	2.38%
PBNCPB Financial Corporation	$70.00	+0.00%	8.04	$154.53M	3.60%

About Pontiac Bancorp, Inc.

Pontiac Bancorp, Inc. provides various financial services to individuals and businesses in Livingston county, Grundy county, Tazewell County, McLean County, and their surrounding communities. The company accepts various deposit products, such as checking, savings, and money market accounts; and certificates of deposit. It also offers online banking and bill pay, mobile banking, debit/ATM card, personal credit cards, telebank, and convenient services; deposit rates, and personal solutions. It also provides business money market, loans, commercial loan, and business solutions. In addition, the company offers consumer loan, loan insurance, and payment protection plans, as well as agriculture, equipment, livestock, agriculture real estate, and guaranteed loans; crop insurance, and trust services. The company was founded in 1947 and is based in Pontiac, Illinois.

Pontiac Bancorp, Inc. is headquartered in US.

Pontiac Bancorp, Inc. (PONT) stock trades at $675.00 with a market capitalization of $139.84M. The stock is valued at a price-to-earnings (P/E) ratio of 0.00, price-to-book of 1.03, price-to-sales of 2.25. Over the past 52 weeks the stock has ranged between $550.00 and $1000.00, and currently trades 32.5% below its 52-week high. It pays a dividend yielding 1.67%.

On profitability, Pontiac Bancorp, Inc. generates a return on equity (ROE) of 11.99%, return on capital employed of 11.85%, an operating margin of 33.29%, a net profit margin of 24.67%.

Official website: www.bankofpontiac.com