OTC · Banks - Regional

Chesapeake Financial Shares, Inc. (CPKF) Stock

$37.78 +0.00% OTC: CPKF Financial Services

Chesapeake Financial Shares, Inc. functions as the parent company for Chesapeake Bank, delivering a wide array of banking and financial services throughout Virginia.

Valuation

MetricValue
Price$37.78
Market Cap$177.67M
P/E Ratio8.95
P/B Ratio1.30
P/S Ratio1.54
EPS (TTM)$4.22
52-Week High$37.78
52-Week Low$20.50
Dividend Yield1.91%

Financials & Margins

MetricValue
ROE15.51%
ROA1.15%
ROCE1.45%
Gross Margin72.60%
Operating Margin20.85%
Net Margin17.25%
Debt/Equity0.90
Current Ratio0.46

Annual Financials (USD)

Metric20212022202320242025
Revenue$63.0M$68.0M$81.0M$68.0M$102.0M
Operating Profit$17.0M$20.0M$12.0M$22.0M$12.0M
Net Profit$15.0M$18.0M$10.0M$11.0M$10.0M
EPS$3.11$3.73$2.15$2.42$2.12
Op Margin27.5%29.9%15.2%32.1%11.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.4B$1.3B$1.5B$1.5B$1.7B
Total Liabilities$1.3B$1.3B$1.4B$1.4B$1.5B
Cash$47.0M$54.0M$69.0M$31.0M$32.0M
Borrowings$124.0M$71.0M$88.0M$25.0M$63.0M

Latest News

CPKF Posts Another Strong Quarter with Diluted EPS Up 53% Year Over Year Zacks Small Cap Research · Jun 12, 2026 Chesapeake Financial Shares Announces Sale of Interest in Bearing Insurance Group ACCESS Newswire · May 13, 2026 Chesapeake Financial Shares Reports First Quarter Financials and Declares Dividend ACCESS Newswire · Apr 21, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$25.0M$28.0M$12.0M$20.0M$-2.0M
Investing Cash Flow$-245.0M$-9.0M$-115.0M$-71.0M$-113.0M
Financing Cash Flow$114.0M$40.0M$104.0M$105.0M$88.0M
Net Cash Flow$-49.0M$6.0M$10.0M$-5.0M$0
Free Cash Flow$21.0M$25.0M$12.0M$19.0M$-4.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.02
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y88.91%
Return 3Y115.26%
Return 5Y59.46%

Ownership

Insiders Held0.00%
Institutions Held3.80%
Institutions Float Held3.80%
Institutional HolderSharesReport Date
Cutler Capital Management, LLC178,5002026-03-31
Heritage Wealth Advisors4122026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $313.33 +0.29% 37.72 $4.60T 0.34%
MSFTMicrosoft Corporation $499.99 +0.03% 22.95 $3.71T 0.94%
GOOGLAlphabet Inc. $354.30 -0.96% 27.68 $4.29T 0.23%
AMZNAmazon.com, Inc. $274.48 +0.82% 28.76 $2.95T 0.00%
METAMeta Platforms, Inc. $592.10 +0.37% 21.47 $1.51T 0.35%

About Chesapeake Financial Shares, Inc.

Chesapeake Financial Shares, Inc. functions as the parent company for Chesapeake Bank, delivering a wide array of banking and financial services throughout Virginia. The institution offers various deposit accounts, including interest-bearing and non-interest checking, savings, money market accounts, and certificates of deposit. Its lending services extend to individuals, providing mortgage, single-family residential, residential construction, and general consumer loans. For businesses, the bank supplies commercial financing tailored to diverse sectors such as owner-occupied commercial development, retail, contractors/builders, medical practices, professional services, hospitality, nonprofits, the marine industry, and agriculture and seafood. Beyond traditional banking, Chesapeake Financial Shares also provides services like merchant processing, accounts receivable financing, wealth management, trust administration, mortgage banking, and cash management. The company operates through 16 branch locations situated in key regions of Virginia: 4 in the Northern Neck, 3 in the Middle Peninsula, 5 in Williamsburg, and 4 in Richmond. Founded in 1900, its corporate headquarters are located in Kilmarnock, Virginia.

Chesapeake Financial Shares, Inc. is headquartered in US.

Chesapeake Financial Shares, Inc. (CPKF) stock trades at $37.78 with a market capitalization of $177.67M. The stock is valued at a price-to-earnings (P/E) ratio of 8.95, price-to-book of 1.30, price-to-sales of 1.54. Over the past 52 weeks the stock has ranged between $20.50 and $37.78, and currently trades at its 52-week high. It pays a dividend yielding 1.91%.

On profitability, Chesapeake Financial Shares, Inc. generates a return on equity (ROE) of 15.51%, above the typical market average, return on capital employed of 1.45%, an operating margin of 20.85%, a net profit margin of 17.25%.

Official website: www.chesapeakefinancialshares.com

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