What is Malaga Financial Corporation (MLGF) stock price today?

Malaga Financial Corporation (MLGF) is currently trading at $22.00, down 2.22% today.

What is MLGF P/E ratio?

Malaga Financial Corporation's P/E ratio is 9.61. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is MLGF return on equity (ROE)?

Malaga Financial Corporation's return on equity (ROE) is 10.20%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Malaga Financial Corporation's market cap?

Malaga Financial Corporation has a market capitalization of $217.69M.

OTC · Banks - Regional

Malaga Financial Corporation (MLGF) Stock

$22.00 -2.22% OTC: MLGF Financial Services

Valuation

Metric	Value
Price	$22.00
Market Cap	$217.69M
P/E Ratio	9.61
P/B Ratio	1.33
P/S Ratio	4.77
EPS (TTM)	$2.29
52-Week High	$23.40
52-Week Low	$19.10
Dividend Yield	4.55%

Financials & Margins

Metric	Value
ROE	10.20%
ROA	1.58%
ROCE	2.19%
Gross Margin	100.00%
Operating Margin	67.22%
Net Margin	49.85%
Debt/Equity	1.21
Current Ratio	0.41

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$49.0M	$54.0M	$69.0M	$70.0M	$69.0M
Operating Profit	$28.0M	$30.0M	$33.0M	$32.0M	$30.0M
Net Profit	$20.0M	$21.0M	$23.0M	$23.0M	$22.0M
EPS	$2.09	$2.27	$2.44	$2.41	$2.18
Op Margin	56.6%	56.5%	47.5%	45.9%	43.9%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$1.5B	$1.5B	$1.5B	$1.4B	$1.4B
Total Liabilities	$1.3B	$1.3B	$1.3B	$1.2B	$1.2B
Cash	$10.0M	$227.0M	$11.0M	$11.0M	$10.0M
Borrowings	$278.0M	$303.0M	$337.0M	$271.0M	$263.0M

Latest News

Malaga Financial Corporation Reports Earnings for the First Six Months of 2026 GlobeNewswire · Jul 10, 2026 Malaga Financial Corporation Announces 88th Consecutive Quarterly Cash Dividend GlobeNewswire · May 29, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$22.0M	$27.0M	$22.0M	$22.0M	$25.0M
Investing Cash Flow	$-53.0M	$-13.0M	$-20.0M	$26.0M	$0
Financing Cash Flow	$163.0M	$-7.0M	$-78.0M	$0	$5.0M
Net Cash Flow	$109.0M	$27.0M	$-54.0M	$-34.0M	$25.0M
Free Cash Flow	$21.0M	$24.0M	$22.0M	$21.0M	$24.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	-7.43
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	18.89%
Return 3Y	28.20%
Return 5Y	30.38%

Ownership

Insiders Held0.00%

Institutions Held0.00%

Institutions Float Held0.00%

Institutional Holder	Shares	Report Date
BANC FUNDS CO LLC	43,332	2025-09-30

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
CCFNMuncy Columbia Financial Corporation	$28.74	-0.21%	11.30	$305.00M	2.16%
EXSRExchange Bank (Santa Rosa, CA)	$166.00	+0.00%	8.93	$284.58M	3.25%
FFMHFirst Farmers and Merchants Corporation	$59.00	+0.00%	11.99	$233.63M	1.97%
FIEBFirst IC Corporation	$20.49	+0.00%	7.53	$185.84M	0.00%
FIZNFirst Citizens Bancshares, Inc.	$75.01	+0.00%	15.69	$287.58M	3.40%

About Malaga Financial Corporation

Malaga Financial Corporation serves as the parent company for Malaga Bank, offering a full spectrum of community banking products and services tailored for both individual and business customers. Its diverse range of deposit options includes checking, savings, NOW, and money market accounts, in addition to certificates of deposit and demand deposits. The institution also provides various lending solutions, such as commercial real estate, land acquisition, business financing, consumer, and personal loans, alongside single and multi-family residential mortgage options. Furthermore, Malaga Bank delivers numerous supplementary services, including coupon and U.S. savings bond redemption, direct deposit, overdraft lines of credit, telephone transfers, and wire transfer capabilities. Customers can also access ATM and VISA debit cards, bank by mail, medallion signature guarantee, night depository services, notary publics, secure safe deposit boxes, and trust deed note collection. For digital convenience, the company offers comprehensive online banking, featuring bill payment, electronic statements, and mobile banking applications. As of December 31, 2021, Malaga Financial Corporation maintained five branch offices across Palos Verdes Estates, Rolling Hills Estates, Torrance, and San Pedro, California. The company was founded in 2002 and is headquartered in Palos Verdes Estates, California.

Malaga Financial Corporation is headquartered in US.

Malaga Financial Corporation (MLGF) stock trades at $22.00 with a market capitalization of $217.69M. The stock is valued at a price-to-earnings (P/E) ratio of 9.61, price-to-book of 1.33, price-to-sales of 4.77. Over the past 52 weeks the stock has ranged between $19.10 and $23.40, and currently trades 6.0% below its 52-week high. It pays a dividend yielding 4.55%.

On profitability, Malaga Financial Corporation generates a return on equity (ROE) of 10.20%, return on capital employed of 2.19%, an operating margin of 67.22%, a net profit margin of 49.85%.

Official website: www.malagabank.com