What is Muncy Columbia Financial Corporation (CCFN) stock price today?

Muncy Columbia Financial Corporation (CCFN) is currently trading at $28.74, down 0.21% today.

What is CCFN P/E ratio?

Muncy Columbia Financial Corporation's P/E ratio is 11.30. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is CCFN return on equity (ROE)?

Muncy Columbia Financial Corporation's return on equity (ROE) is 14.51%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is Muncy Columbia Financial Corporation's market cap?

Muncy Columbia Financial Corporation has a market capitalization of $305.00M.

OTC · Banks - Regional

Muncy Columbia Financial Corporation (CCFN) Stock

$28.74 -0.21% OTC: CCFN Financial Services

Valuation

Metric	Value
Price	$28.74
Market Cap	$305.00M
P/E Ratio	11.30
P/B Ratio	1.59
P/S Ratio	3.04
EPS (TTM)	$2.54
52-Week High	$29.99
52-Week Low	$15.74
Dividend Yield	2.16%

Financials & Margins

Metric	Value
ROE	14.51%
ROA	1.57%
ROCE	1.91%
Gross Margin	72.43%
Operating Margin	32.47%
Net Margin	26.91%
Debt/Equity	0.27
Current Ratio	1.77

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$32.0M	$32.0M	$45.0M	$92.0M	$98.0M
Operating Profit	$12.0M	$11.0M	$4.0M	$22.0M	$29.0M
Net Profit	$9.0M	$10.0M	$3.0M	$19.0M	$24.0M
EPS	$1.51	$1.53	$0.50	$1.78	$2.28
Op Margin	36.6%	34.3%	8.3%	24.3%	29.5%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$953.0M	$944.0M	$1.6B	$1.6B	$1.7B
Total Liabilities	$848.0M	$858.0M	$1.5B	$1.4B	$1.5B
Cash	$89.0M	$13.0M	$19.0M	$17.0M	$13.0M
Borrowings	$144.0M	$172.0M	$323.0M	$124.0M	$53.0M

Latest News

Muncy Columbia Financial Corporation Announces Second Quarter 2026 Earnings Business Wire · Jul 20, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$15.0M	$10.0M	$7.0M	$17.0M	$23.0M
Investing Cash Flow	$-120.0M	$-101.0M	$8.0M	$48.0M	$-34.0M
Financing Cash Flow	$68.0M	$-19.0M	$-53.0M	$139.0M	$120.0M
Net Cash Flow	$-12.0M	$-84.0M	$5.0M	$-1.0M	$31.0M
Free Cash Flow	$14.0M	$9.0M	$6.0M	$16.0M	$43.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.28
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	91.51%
Return 3Y	148.10%
Return 5Y	99.82%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
CBTNCitizens Bancorp Investment, Inc.	$36.00	+0.56%	9.81	$213.19M	2.22%
EXSRExchange Bank (Santa Rosa, CA)	$166.00	+0.00%	8.93	$284.58M	3.25%
FFMHFirst Farmers and Merchants Corporation	$59.00	+0.00%	11.99	$233.63M	1.97%
FIEBFirst IC Corporation	$20.49	+0.00%	7.53	$185.84M	0.00%
FXLGFS Bancorp	$48.25	+0.00%	8.79	$199.35M	2.90%

About Muncy Columbia Financial Corporation

Muncy Columbia Financial Corporation, a registered financial holding company based in Bloomsburg, Pennsylvania, was formerly known as CCFNB Bancorp, Inc. It owns and operates Journey Bank, its single subsidiary, which itself was previously called First Columbia Bank & Trust Co. As a comprehensive community commercial bank, Journey Bank offers a full suite of services across its operational region, encompassing Clinton, Columbia, Lycoming, Montour, and Northumberland counties.

Muncy Columbia Financial Corporation is headquartered in US.

Muncy Columbia Financial Corporation (CCFN) stock trades at $28.74 with a market capitalization of $305.00M. The stock is valued at a price-to-earnings (P/E) ratio of 11.30, price-to-book of 1.59, price-to-sales of 3.04. Over the past 52 weeks the stock has ranged between $15.74 and $29.99, and currently trades 4.2% below its 52-week high. It pays a dividend yielding 2.16%.

On profitability, Muncy Columbia Financial Corporation generates a return on equity (ROE) of 14.51%, above the typical market average, return on capital employed of 1.91%, an operating margin of 32.47%, a net profit margin of 26.91%.

Official website: www.journeybank.com