OTC · Banks - Regional

Mediobanca Banca di Credito Finanziario S.p.A. (MDIBY) Stock

$31.52 +1.51% OTC: MDIBY Financial Services

Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy, Other European countries, the United States, Asia, and internationally. It operates through Wealth Management, Consumer Finance, Corporate and Investment Banking, Insurance - Principal Investing, and Holding Functions segments.

Valuation

MetricValue
Price$31.52
Market Cap$25.61B
P/E Ratio18.68
P/B Ratio1.95
P/S Ratio6.43
EPS (TTM)$1.69
52-Week High$31.52
52-Week Low$17.66
Dividend Yield4.70%

Financials & Margins

MetricValue
ROE10.73%
ROA1.16%
ROCE1.74%
Gross Margin100.00%
Operating Margin52.39%
Net Margin35.02%
Debt/Equity3.52
Current Ratio1.41

Annual Financials (USD)

Metric20222023202420252026
Revenue$2.9B$3.9B$5.3B$3.5B$5.4B
Operating Profit$1.2B$1.4B$1.7B$1.9B$1.3B
Net Profit$907.0M$1.0B$1.3B$1.3B$985.0M
EPS$1.08$1.21$1.53$1.64$1.22
Op Margin40.5%36.2%32.4%54.1%23.6%

Balance Sheet (USD)

Metric20222023202420252026
Total Assets$90.6B$91.6B$99.2B$104.0B$106.0B
Total Liabilities$79.8B$80.2B$88.0B$92.8B$94.5B
Cash$9.0B$4.9B$4.1B$0$916.0M
Borrowings$22.7B$32.0B$33.7B$40.2B$48.2B

Latest News

Nice finalizes a €370 million transaction to support its organic and acquisition-driven growth plan PR Newswire · Jun 26, 2026 Mediobanca Banca di Credito Finanziario (BIT:MB) Valuation Check After Strong Recent Share Price Momentum Simply Wall St. · Jun 10, 2026 Allianz in advanced negotiations to acquire Portugal’s Caravela – report Life Insurance International · Jun 8, 2026 Eni, BlackRock CCUS JV Raises $582MM Rigzone.com · May 26, 2026 Mediobanca (BIT:MB) Valuation Check After Softer Q1 Earnings And Recent Share Price Pullback Simply Wall St. · May 19, 2026

Cash Flow (USD)

Metric20222023202420252026
Operating Cash Flow$5.9B$-3.2B$440.0M$0$-1.2B
Investing Cash Flow$205.0M$94.0M$-32.0M$0$146.0M
Financing Cash Flow$-241.0M$0$-181.0M$0$2.1B
Net Cash Flow$4.6B$-3.6B$-876.0M$-3.4B$0
Free Cash Flow$5.8B$-3.2B$388.0M$0$-1.2B

Valuation & Return Ratios

MetricValue
PEG Ratio1.96
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y49.74%
Return 3Y205.68%
Return 5Y283.88%

Ownership

Insiders Held0.00%
Institutions Held0.00%
Institutions Float Held0.00%
Institutional HolderSharesReport Date
Rhumbline Advisers1,4012026-03-31
Gamma Investing LLC3522026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BKNIYBankinter, S.A. $17.71 -0.23% 12.72 $15.92B 4.12%
BKRIFBank of Ireland Group plc $20.75 +1.92% 10.59 $19.71B 5.06%
BKRIYBank of Ireland Group plc $20.96 +0.24% 10.59 $19.91B 4.96%
BPXXYBPER Banca S.p.A. $30.60 -7.58% 13.28 $25.18B 5.82%
CIMDFCIMB Group Holdings Berhad $1.89 +0.00% 10.53 $20.43B 5.29%

About Mediobanca Banca di Credito Finanziario S.p.A.

Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy, Other European countries, the United States, Asia, and internationally. It operates through Wealth Management, Consumer Finance, Corporate and Investment Banking, Insurance - Principal Investing, and Holding Functions segments. The Wealth Management segment offers portfolio management, asset management, and management services to private banking and premier customers. Its Consumer Finance segment provides a range of consumer credit products, including personal and special-purpose loans, salary-or pension-backed finances, and credit cards, as well as Pagolight, a buy-now-pay-later solution. The Corporate and Investment Banking segment offers lending, capital market, advisory, and trading services; and specialty finance services, such as factoring and credit management services. Its Insurance - Principal Investing segment engages in equity investment and holding activities. The Holding Functions segment is involved in treasury, and asset and liability management operations. The company was founded in 1946 and is headquartered in Milan, Italy. Mediobanca Banca di Credito Finanziario S.p.A. operates as a subsidiary of Banca Monte dei Paschi di Siena S.p.A.

Mediobanca Banca di Credito Finanziario S.p.A. is headquartered in IT.

Mediobanca Banca di Credito Finanziario S.p.A. (MDIBY) stock trades at $31.52 with a market capitalization of $25.61B. The stock is valued at a price-to-earnings (P/E) ratio of 18.68, price-to-book of 1.95, price-to-sales of 6.43. Over the past 52 weeks the stock has ranged between $17.66 and $31.52, and currently trades at its 52-week high. It pays a dividend yielding 4.70%.

On profitability, Mediobanca Banca di Credito Finanziario S.p.A. generates a return on equity (ROE) of 10.73%, return on capital employed of 1.74%, an operating margin of 52.39%, a net profit margin of 35.02%.

In its most recent fiscal year, Mediobanca Banca di Credito Finanziario S.p.A. reported annual revenue of $5.4B, net profit of $985.0M, revenue has compounded at 12.6% a year over the last five years, profit at 4.0% a year.

The balance sheet shows a debt-to-equity ratio of 3.52 — a leveraged balance sheet worth monitoring, a current ratio of 1.41, total assets of $106.0B, $916.0M in cash and equivalents.

MDIBY has an average daily trading volume of 5,051 shares, a beta of 0.73 (less volatile than the overall market).

Official website: www.mediobanca.com

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