OTC · Banks - Regional

Morris State Bancshares, Inc. (MBLU) Stock

$25.00 +0.00% OTC: MBLU Financial Services

Morris State Bancshares, Inc. functions as the parent entity for Morris Bank, delivering a wide array of financial products and services to consumers and small enterprises throughout Georgia.

Valuation

MetricValue
Price$25.00
Market Cap$265.94M
P/E Ratio10.00
P/B Ratio1.25
P/S Ratio2.64
EPS (TTM)$2.50
52-Week High$27.00
52-Week Low$19.15
Dividend Yield19.44%

Financials & Margins

MetricValue
ROE12.91%
ROA1.71%
ROCE2.25%
Gross Margin70.94%
Operating Margin34.67%
Net Margin26.29%
Debt/Equity0.02
Current Ratio225.58

Annual Financials (USD)

Metric20212022202320242025
Revenue$63.0M$67.0M$77.0M$59.0M$101.0M
Operating Profit$26.0M$22.0M$22.0M$35.0M$35.0M
Net Profit$24.0M$21.0M$19.0M$22.0M$26.0M
EPS$2.28$2.00$1.83$2.06$2.49
Op Margin41.6%33.1%27.9%59.3%34.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.4B$1.4B$1.4B$1.5B$1.6B
Total Liabilities$1.3B$1.3B$1.2B$1.3B$1.3B
Cash$162.0M$39.0M$32.0M$95.0M$68.0M
Borrowings$30.0M$50.0M$28.0M$20.0M$5.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$32.0M$23.0M$27.0M$30.0M$34.0M
Investing Cash Flow$-140.0M$-138.0M$-14.0M$-29.0M$-75.0M
Financing Cash Flow$137.0M$-18.0M$1.0M$56.0M$56.0M
Net Cash Flow$27.0M$-116.0M$-11.0M$45.0M$0
Free Cash Flow$31.0M$22.0M$27.0M$29.0M$30.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.39
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BFCCBankFirst Capital Corporation $62.75 +0.00% 11.69 $333.46M 1.67%
CSHXCashmere Valley Bank $88.25 +0.90% 11.94 $327.74M 2.27%
FFBBFFB Bancorp $87.77 +0.15% 13.32 $273.85M 0.00%
FNRN $18.80 +1.62% 13.42 $308.45M 0.00%
MFGIMerchants Financial Group, Inc. $41.05 +0.12% 9.77 $335.74M 2.14%

About Morris State Bancshares, Inc.

Morris State Bancshares, Inc. functions as the parent entity for Morris Bank, delivering a wide array of financial products and services to consumers and small enterprises throughout Georgia. Its offerings encompass diverse deposit accounts, such as checking, savings, NOW, and individual retirement accounts, alongside demand, savings, and other time deposits, including CDARS and ICS programs. The institution extends a comprehensive suite of lending options, including personal, home, auto, construction and development, commercial, real estate, agricultural, working capital, industrial, and consumer installment loans. Furthermore, it facilitates equipment and home mortgage financing, and issues letters of credit. Beyond its core banking activities, Morris State Bancshares furnishes clients with cash management and merchant services, various card products (debit, ATM, credit, and gift cards), safe deposit boxes, and check ordering facilities. Digital accessibility is also a key feature, with online, mobile, and telephone banking available, complemented by people pay and lock services. Established in 1954, the company maintains its principal office in Dublin, Georgia.

Morris State Bancshares, Inc. is headquartered in US.

Morris State Bancshares, Inc. (MBLU) stock trades at $25.00 with a market capitalization of $265.94M. The stock is valued at a price-to-earnings (P/E) ratio of 10.00, price-to-book of 1.25, price-to-sales of 2.64. Over the past 52 weeks the stock has ranged between $19.15 and $27.00, and currently trades 7.4% below its 52-week high. It pays a dividend yielding 19.44%.

On profitability, Morris State Bancshares, Inc. generates a return on equity (ROE) of 12.91%, above the typical market average, return on capital employed of 2.25%, an operating margin of 34.67%, a net profit margin of 26.29%.

Official website: www.morris.bank

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