NYSE · Banks - Regional

Lloyds Banking Group plc (LYG) Stock

$6.00 +0.50% NYSE: LYG Financial Services

Operating primarily within the United Kingdom, Lloyds Banking Group plc and its various subsidiaries deliver an extensive array of banking and financial products and services. The group's operations are divided into three core segments: Retail, Commercial Banking, and Insurance & Wealth.

Valuation

MetricValue
Price$6.00
Market Cap$87.25B
P/E Ratio14.47
P/B Ratio1.37
P/S Ratio3.34
EPS (TTM)$0.41
52-Week High$6.34
52-Week Low$4.05
Dividend Yield4.33%

Financials & Margins

MetricValue
ROE10.75%
ROA0.52%
ROCE1.54%
Gross Margin99.09%
Operating Margin36.74%
Net Margin25.91%
Debt/Equity2.10
Current Ratio0.12

Annual Financials (USD)

Metric20212022202320242025
Revenue$18.7B$20.8B$34.0B$37.6B$65.0B
Operating Profit$6.9B$4.8B$7.5B$6.0B$6.7B
Net Profit$5.8B$3.8B$5.5B$4.4B$4.7B
EPS$0.30$0.20$0.30$0.25$0.27
Op Margin36.9%23.0%22.1%15.9%10.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$886.5B$873.4B$881.5B$906.7B$944.1B
Total Liabilities$833.4B$829.5B$834.1B$860.8B$896.2B
Cash$76.6B$92.0B$78.1B$62.7B$56.7B
Borrowings$91.8B$91.8B$93.7B$88.5B$95.1B

Latest News

European Equities Traded in US as ADRs Decline MT Newswires · Jul 13, 2026 Andy Burnham set to become UK PM as policy agenda remains unclear Investing.com · Jul 11, 2026 SWIFT's Blockchain Ledger Goes Live With HSBC, Citi and 15 Other Banks: Threat to XRP, XLM Cross-Border Plays? CCN · Jul 10, 2026 Where to Invest Now as US Stock Markets Get Bubbly Bloomberg · Jul 9, 2026 UK Housing Revival Threatened By Political Upheaval, Agents Say Bloomberg · Jul 8, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$6.6B$22.0B$6.8B$-4.4B$4.3B
Investing Cash Flow$-5.8B$-3.3B$-15.3B$-12.1B$-14.9B
Financing Cash Flow$-1.8B$-3.8B$-1.6B$-1.8B$-1.7B
Net Cash Flow$912.0M$16.6B$-7.0B$-18.0B$0
Free Cash Flow$3.4B$18.2B$1.4B$-8.8B$-625.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.62
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y47.61%
Return 3Y209.92%
Return 5Y202.69%

Ownership

Insiders Held0.00%
Institutions Held4.24%
Institutions Float Held4.24%
Institutional HolderSharesReport Date
Fisher Asset Management, LLC153,508,6122026-03-31
Mondrian Investment Partners Ltd51,869,5802026-03-31
FMR, LLC48,519,2602026-03-31
WCM Investment Management, LLC26,548,2342026-03-31
JPMORGAN CHASE & CO24,906,6672026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
DBDeutsche Bank AG $35.47 +0.31% 8.67 $67.86B 2.55%
HDBHDFC Bank Limited $24.03 +1.91% 17.62 $123.26B 1.79%
ITUBItaú Unibanco Holding S.A. $8.62 +4.11% 10.62 $95.00B 0.46%
MFGMizuho Financial Group, Inc. $10.48 +1.45% 16.51 $127.67B 1.72%
PNCThe PNC Financial Services Group, Inc. $248.49 -1.24% 14.34 $99.15B 2.76%

About Lloyds Banking Group plc

Operating primarily within the United Kingdom, Lloyds Banking Group plc and its various subsidiaries deliver an extensive array of banking and financial products and services. The group's operations are divided into three core segments: Retail, Commercial Banking, and Insurance & Wealth. The Retail division serves individual consumers and small businesses with essential financial tools like checking and savings accounts, mortgages, auto financing, unsecured personal loans, leasing arrangements, and credit cards. Through its Commercial Banking arm, the group provides lending, transactional banking, working capital solutions, risk management advice, and debt financing services, catering to small and medium-sized enterprises, large corporations, and financial institutions. The Insurance & Wealth segment focuses on offering diverse insurance products, investment opportunities, and comprehensive wealth management services. Additionally, the company provides modern digital banking solutions. Its offerings are accessible through prominent brands including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. Established in 1695, Lloyds Banking Group plc is headquartered in London, United Kingdom.

Lloyds Banking Group plc is headquartered in GB.

Lloyds Banking Group plc (LYG) stock trades at $6.00 with a market capitalization of $87.25B. The stock is valued at a price-to-earnings (P/E) ratio of 14.47, price-to-book of 1.37, price-to-sales of 3.34. Over the past 52 weeks the stock has ranged between $4.05 and $6.34, and currently trades 5.4% below its 52-week high. It pays a dividend yielding 4.33%.

On profitability, Lloyds Banking Group plc generates a return on equity (ROE) of 10.75%, return on capital employed of 1.54%, an operating margin of 36.74%, a net profit margin of 25.91%.

In its most recent fiscal year, Lloyds Banking Group plc reported annual revenue of $65.0B, net profit of $4.7B, revenue has compounded at 28.3% a year over the last five years, profit at 28.7% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 2.10 — a leveraged balance sheet worth monitoring, a current ratio of 0.12, total assets of $944.1B, $56.7B in cash and equivalents.

LYG has an average daily trading volume of 21,728,243 shares, a beta of 0.91.

Official website: www.lloydsbankinggroup.com

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