JAPAN POST BANK Co., Ltd. (JPSTF) Stock

About JAPAN POST BANK Co., Ltd.

JAPAN POST BANK Co., Ltd. offers a broad spectrum of banking and financial services to both individual and institutional clients, operating within Japan and across international markets. Its extensive portfolio includes various deposit products, such as liquid accounts like transfer, savings, and ordinary deposits, alongside fixed-term options including time deposits and TEIGAKU deposits, as well as negotiable certificates of deposit. The bank also provides diverse lending solutions, from loans secured by deposits or Japanese government bonds, and credit card loans, to financing for local, central, and regional government bodies, syndicated loans, and corporate or secondary market loans. Beyond traditional banking, JAPAN POST BANK facilitates access to securities investment products, offers domestic and foreign exchange services, distributes Japanese government bonds and investment trusts, and provides insurance products. It also acts as an intermediary for services like mortgages and credit cards. Further offerings extend to overdraft facilities, housing loans, and comprehensive remittance and settlement services, all complemented by modern online banking capabilities. The company operates an expansive network comprising 31,774 ATMs and 23,734 branches. Founded in 2006 and headquartered in Tokyo, Japan, the company was initially known as Yucho Co, Ltd. before officially changing its name to JAPAN POST BANK Co., Ltd. in October 2007. It operates as a subsidiary of Japan Post Holdings Co., Ltd.

JAPAN POST BANK Co., Ltd. is headquartered in JP.

JAPAN POST BANK Co., Ltd. (JPSTF) stock trades at $19.00 with a market capitalization of $67.68B. The stock is valued at a price-to-earnings (P/E) ratio of 18.40, price-to-book of 1.19, price-to-sales of 3.72. Over the past 52 weeks the stock has ranged between $10.00 and $21.32, and currently trades 10.9% below its 52-week high. It pays a dividend yielding 3.11%.

On profitability, JAPAN POST BANK Co., Ltd. generates a return on equity (ROE) of 6.46%, return on capital employed of 0.43%, an operating margin of 29.05%, a net profit margin of 20.26%.

In its most recent fiscal year, JAPAN POST BANK Co., Ltd. reported annual revenue of $2.81T, net profit of $528.9B, revenue has compounded at 8.0% a year over the last five years, profit at 13.6% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 2.44 — a leveraged balance sheet worth monitoring, a current ratio of 2.79, total assets of $228.00T, $60.95T in cash and equivalents.

JPSTF has an average daily trading volume of 19 shares, a beta of 0.43 (less volatile than the overall market).

Official website: www.jp-bank.japanpost.jp