OTC · Banks

Intesa Sanpaolo S.p.A. (ISNPY) Stock

$45.22 +0.24% OTC: ISNPY Financial Services

Intesa Sanpaolo SpA engages in the provision of financial products and banking services. It operates through the following segments: Banca dei Territori, IMI Corporate and Investment Banking, International Subsidiary Banks, Private Banking, Asset Management, and Insurance.

Valuation

MetricValue
Price$45.22
Market Cap$22.18B
P/E Ratio11.68
P/B Ratio1.72
P/S Ratio3.46
EPS (TTM)$3.87
52-Week High$45.45
52-Week Low$34.06
Dividend Yield5.75%

Financials & Margins

MetricValue
ROE16.04%
ROA1.05%
ROCE1.39%
Gross Margin80.64%
Operating Margin41.33%
Net Margin31.33%
Debt/Equity0.90
Current Ratio0.54

Annual Financials (USD)

Metric20212022202320242025
Revenue$24.4B$25.4B$41.0B$44.8B$46.0B
Operating Profit$5.2B$6.1B$10.7B$12.1B$13.1B
Net Profit$4.2B$4.4B$7.7B$8.7B$9.5B
EPS$1.32$1.38$2.52$17.34$19.08
Op Margin21.3%23.9%26.2%26.9%28.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.07T$975.7B$963.6B$933.3B$959.5B
Total Liabilities$1.00T$913.9B$899.4B$868.0B$894.1B
Cash$147.1B$122.1B$98.8B$51.4B$37.9B
Borrowings$101.2B$98.4B$142.1B$146.6B$139.3B

Latest News

Banco BPM abandons Monte dei Paschi pursuit after Crédit Agricole objection Retail Banker International · Aug 3, 2026 Banco BPM Pulls Out of Merger Talks With Monte Paschi The Wall Street Journal · Aug 3, 2026 Intesa Sanpaolo (BIT:ISP) Joins Bending Spoons €500 Million Loan For Global Growth Simply Wall St. · Jul 30, 2026 Intesa Sanpaolo (IITSF) Q2 2026 Earnings Call Highlights: Record Net Income and Upgraded Guidance GuruFocus.com · Jul 29, 2026 Intesa Sanpaolo reports record first-half results, upgrades guidance GlobeNewswire · Jul 29, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$8.8B$102.3B$-17.3B$-40.2B$17.9B
Investing Cash Flow$-4.1B$-2.4B$-2.2B$-2.9B$-34.2B
Financing Cash Flow$-1.6B$-1.2B$-1.7B$-1.7B$19.5B
Net Cash Flow$1.0B$98.2B$-23.7B$-48.7B$0
Free Cash Flow$6.9B$100.4B$-19.0B$-41.9B$17.6B

Valuation & Return Ratios

MetricValue
PEG Ratio1.52
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Ownership

Insiders Held0.00%
Institutions Held0.03%
Institutions Float Held0.03%
Institutional HolderSharesReport Date
Ramirez Asset Management, Inc.196,9152026-03-31
Hantz Financial Services, Inc. 31,1262026-03-31
Atlas Capital Advisors Inc3,2792026-03-31
Salomon & Ludwin, LLC1,1532026-03-31
Rhumbline Advisers44,4442026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AIBGYAIB Group plc $24.16 +1.43% 10.80 $25.30B 8.98%
AIBRFAIB Group plc $12.26 +0.00% 11.42 $26.03B 8.73%
BKRIYBank of Ireland Group plc $20.96 +0.24% 10.59 $19.91B 4.96%
BNCZFBanco BPM S.p.A. $17.10 +0.00% 7.79 $25.74B 7.43%
BNDSFBanco de Sabadell, S.A. $3.82 -0.91% 7.93 $18.57B 16.39%

About Intesa Sanpaolo S.p.A.

Intesa Sanpaolo SpA engages in the provision of financial products and banking services. It operates through the following segments: Banca dei Territori, IMI Corporate and Investment Banking, International Subsidiary Banks, Private Banking, Asset Management, and Insurance. The Banca dei Territori segment oversees the traditional lending and deposit collection activities in Italy. The IMI Corporate and Investment Banking segment deals with corporate and investment banking; and acts as a partner for corporates, public administration, and financial institutions. The International Subsidiary Banks segment operates on international markets through subsidiary and associated banks. The Private Banking segment specializes in the asset management of private and high net worth individuals. The Asset Management segment develops solutions targeted at the firm's customers, commercial networks, and institutional clientele. The Insurance segment includes Intesa Sanpaolo Vita, Fideuram Vita, Intesa Sanpaolo Assicura, and Intesa Sanpaolo Assicura. The company was founded in 1931 and is headquartered in Turin, Italy.

Intesa Sanpaolo S.p.A. is headquartered in IT.

Intesa Sanpaolo S.p.A. (ISNPY) stock trades at $45.22 with a market capitalization of $22.18B. The stock is valued at a price-to-earnings (P/E) ratio of 11.68, price-to-book of 1.72, price-to-sales of 3.46. Over the past 52 weeks the stock has ranged between $34.06 and $45.45, and currently trades at its 52-week high. It pays a dividend yielding 5.75%.

On profitability, Intesa Sanpaolo S.p.A. generates a return on equity (ROE) of 16.04%, above the typical market average, return on capital employed of 1.39%, an operating margin of 41.33%, a net profit margin of 31.33%.

In its most recent fiscal year, Intesa Sanpaolo S.p.A. reported annual revenue of $46.0B, net profit of $9.5B, revenue has compounded at 26.3% a year over the last five years, profit at 23.7% a year.

The balance sheet shows a debt-to-equity ratio of 0.90, a current ratio of 0.54, total assets of $959.5B, $37.9B in cash and equivalents.

ISNPY has an average daily trading volume of 240,188 shares, a beta of 0.72 (less volatile than the overall market).

Official website: www.intesasanpaolo.com

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