What is InsCorp, Inc. (IBTN) stock price today?

InsCorp, Inc. (IBTN) is currently trading at $28.19, down 1.32% today.

What is IBTN P/E ratio?

InsCorp, Inc.'s P/E ratio is 17.62. This is near the market average.

What is IBTN return on equity (ROE)?

InsCorp, Inc.'s return on equity (ROE) is 5.90%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is InsCorp, Inc.'s market cap?

InsCorp, Inc. has a market capitalization of $81.89M.

OTC · Banks - Regional

InsCorp, Inc. (IBTN) Stock

$28.19 -1.32% OTC: IBTN Financial Services

Established in 2000 and based in Nashville, Tennessee, InsCorp, Inc. serves as the holding company for InsBank.

Valuation

Metric	Value
Price	$28.19
Market Cap	$81.89M
P/E Ratio	17.62
P/B Ratio	1.04
P/S Ratio	1.33
EPS (TTM)	$1.60
52-Week High	$31.40
52-Week Low	$24.35
Dividend Yield	1.70%

Financials & Margins

Metric	Value
ROE	5.90%
ROA	0.43%
ROCE	2.88%
Gross Margin	40.28%
Operating Margin	7.27%
Net Margin	7.52%
Debt/Equity	0.84
Current Ratio	0.03

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$27.0M	$35.0M	$48.0M	$55.0M	$59.0M
Operating Profit	$8.0M	$13.0M	$11.0M	$9.0M	$4.0M
Net Profit	$6.0M	$10.0M	$8.0M	$7.0M	$4.0M
EPS	$2.01	$3.51	$2.85	$2.46	$1.53
Op Margin	27.8%	38.1%	22.4%	16.9%	7.1%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$700.0M	$752.0M	$837.0M	$904.0M	$1.1B
Total Liabilities	$645.0M	$688.0M	$767.0M	$830.0M	$973.0M
Cash	$78.0M	$24.0M	$57.0M	$6.0M	$63.0M
Borrowings	$56.0M	$107.0M	$71.0M	$69.0M	$66.0M

Latest News

InsCorp, Inc. Reports Results for 2Q26 PR Newswire · Jul 31, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$7.0M	$12.0M	$13.0M	$9.0M	$2.0M
Investing Cash Flow	$-37.0M	$-119.0M	$-52.0M	$-84.0M	$-122.0M
Financing Cash Flow	$109.0M	$3.0M	$109.0M	$63.0M	$145.0M
Net Cash Flow	$49.0M	$-67.0M	$34.0M	$0	$22.0M
Free Cash Flow	$7.0M	$12.0M	$13.0M	$9.0M	$1.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	-0.49
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	19.01%
Return 3Y	51.69%
Return 5Y	82.88%

Ownership

Insiders Held0.00%

Institutions Held0.59%

Institutions Float Held0.59%

Institutional Holder	Shares	Report Date
First Farmers & Merchants Bank/Trust	17,136	2022-09-30

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BKSCBank of South Carolina Corporation	$17.73	-0.11%	11.37	$95.38M	11.28%
BORTBank of Botetourt	$53.30	+0.00%	9.24	$105.18M	1.88%
BYLBBoyle Bancorp, Inc.	$129.20	+0.54%	8.35	$110.88M	3.39%
CCNBCoastal Carolina Bancshares, Inc.	$16.75	-0.03%	9.36	$102.07M	0.00%
CITZCitizens Bancshares Corp.	$44.00	+0.05%	12.71	$91.66M	1.00%

About InsCorp, Inc.

Established in 2000 and based in Nashville, Tennessee, InsCorp, Inc. serves as the holding company for InsBank. Through its subsidiary, the company provides a comprehensive suite of banking products and services throughout Tennessee. These offerings include various deposit solutions such as certificates of deposit, money market accounts, and both interest-bearing and non-interest-bearing accounts. InsCorp also extends financing through business, consumer, and multifamily loans, among other credit facilities. Furthermore, it offers clients convenient online banking and specialized treasury management services.

InsCorp, Inc. is headquartered in US.

InsCorp, Inc. (IBTN) stock trades at $28.19 with a market capitalization of $81.89M. The stock is valued at a price-to-earnings (P/E) ratio of 17.62, price-to-book of 1.04, price-to-sales of 1.33. Over the past 52 weeks the stock has ranged between $24.35 and $31.40, and currently trades 10.2% below its 52-week high. It pays a dividend yielding 1.70%.

On profitability, InsCorp, Inc. generates a return on equity (ROE) of 5.90%, return on capital employed of 2.88%, an operating margin of 7.27%, a net profit margin of 7.52%.

Official website: insbank.com

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