OTC · Banks - Regional

Huron Valley Bancorp, Inc. (HVLM) Stock

$36.25 +0.00% OTC: HVLM Financial Services

Huron Valley Bancorp, Inc. serves as the parent entity for Huron Valley State Bank, delivering a comprehensive array of banking products and services.

Valuation

MetricValue
Price$36.25
Market Cap$31.71M
P/E Ratio20.95
P/B Ratio1.35
P/S Ratio5.52
EPS (TTM)$1.73
52-Week High$36.25
52-Week Low$27.65
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE6.43%
ROA1.11%
ROCE0.00%
Gross Margin100.00%
Operating Margin100.00%
Net Margin26.43%
Debt/Equity0.19
Current Ratio0.05

Annual Financials (USD)

Metric20212022202320242025
Revenue$8.0M$9.0M$9.0M$11.0M$16.0M
Operating Profit$3.0M$3.0M$3.0M$4.0M$4.0M
Net Profit$2.0M$2.0M$3.0M$3.0M$3.0M
EPS$2.36$2.29$2.89$3.17$3.29
Op Margin32.5%28.2%33.7%36.1%23.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$237.0M$228.0M$232.0M$245.0M$270.0M
Total Liabilities$220.0M$210.0M$211.0M$222.0M$243.0M
Cash$84.0M$52.0M$24.0M$26.0M$13.0M
Borrowings$2.0M$2.0M$2.0M$2.0M$5.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$3.0M$3.0M$3.0M$3.0M$3.0M
Investing Cash Flow$5.0M$-25.0M$-33.0M$-14.0M$-38.0M
Financing Cash Flow$44.0M$-10.0M$1.0M$10.0M$18.0M
Net Cash Flow$50.0M$-33.0M$-28.0M$3.0M$0
Free Cash Flow$2.0M$3.0M$3.0M$0$3.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.21
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y31.10%
Return 3Y68.60%
Return 5Y—

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AMFCAMB Financial Corp. $34.55 +0.14% 8.47 $30.75M 0.81%
APLOApollo Bancorp, Inc. $54.00 +0.00% 12.50 $27.14M 4.30%
CIBNCommunity Investors Bancorp, Inc. $27.30 +0.00% 11.92 $21.68M 1.47%
CNBZCNB Corporation $28.49 +0.00% 8.74 $34.49M 3.51%
CRZYCrazy Woman Creek Bancorp Incorporated $34.00 +0.00% 7.59 $21.66M 1.00%

About Huron Valley Bancorp, Inc.

Huron Valley Bancorp, Inc. serves as the parent entity for Huron Valley State Bank, delivering a comprehensive array of banking products and services. Its offerings span various deposit accounts, including checking, savings, certificates of deposit (CDs), Individual Retirement Accounts (IRAs), and money market accounts. The institution's lending portfolio is extensive, covering residential mortgages, home equity loans, and various consumer financing options such as auto, personal, and recreational vehicle loans. For businesses, it provides commercial loans, lines of credit, term and long-term working capital financing, equipment loans, commercial real estate loans, and Small Business Administration (SBA) loans. Additionally, Huron Valley Bancorp furnishes a suite of convenient services, from debit, ATM, and credit cards to digital solutions like online bill payment, mobile deposit, and eStatements. Customers can also access safe deposit boxes, overdraft services, check ordering, and cash management solutions, all supported by robust online, telephone, and mobile banking platforms. Established in 2005, Huron Valley Bancorp, Inc. is headquartered in Milford, Michigan.

Huron Valley Bancorp, Inc. is headquartered in US.

Huron Valley Bancorp, Inc. (HVLM) stock trades at $36.25 with a market capitalization of $31.71M. The stock is valued at a price-to-earnings (P/E) ratio of 20.95, price-to-book of 1.35, price-to-sales of 5.52. Over the past 52 weeks the stock has ranged between $27.65 and $36.25, and currently trades at its 52-week high.

On profitability, Huron Valley Bancorp, Inc. generates a return on equity (ROE) of 6.43%, return on capital employed of 0.00%, an operating margin of 100.00%, a net profit margin of 26.43%.

Official website: www.hvsb.com

Related Financial Services Stocks

BRK.A Berkshire Hathaway Inc. $733370.00 +0.00% BRK.B Berkshire Hathaway Inc. New $482.70 +0.00% JPM JP Morgan Chase & Co. $332.99 +0.47% V Visa Inc. $385.45 +2.76% MA Mastercard Incorporated $589.14 +2.66% BAC Bank of America Corporation $54.32 +1.32% HSBC HSBC Holdings, plc $92.98 +0.40% MS Morgan Stanley $190.02 +1.38% RY Royal Bank Of Canada $191.91 +0.71% GS Goldman Sachs Group, Inc. (The) $895.32 +1.44% WFC Wells Fargo & Company $83.55 +1.85% MUFG Mitsubishi UFJ Financial Group, Inc. $22.38 -0.44%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides