OTC · Banks - Regional

Community Investors Bancorp, Inc. (CIBN) Stock

$27.30 +0.00% OTC: CIBN Financial Services

Community Investors Bancorp, Inc. operates as a thrift holding company for First Federal Community Bank of Bucyrus, provides full range of banking and financial services to individual and corporate customers in northern Ohio.

Valuation

MetricValue
Price$27.30
Market Cap$21.68M
P/E Ratio11.92
P/B Ratio1.08
P/S Ratio1.08
EPS (TTM)$2.29
52-Week High$28.20
52-Week Low$18.50
Dividend Yield1.47%

Financials & Margins

MetricValue
ROE10.00%
ROA0.60%
ROCE5.59%
Gross Margin15.00%
Operating Margin10.00%
Net Margin10.00%
Debt/Equity2.25
Current Ratio0.06

Annual Financials (USD)

Metric20202021202220232024
Revenue$17.0M$15.0M$14.0M$17.0M$20.0M
Operating Profit$3.0M$2.0M$1.0M$1.0M$2.0M
Net Profit$2.0M$2.0M$1.0M$1.0M$2.0M
EPS$2.94$2.08$0.90$1.44$2.29
Op Margin17.2%13.7%6.0%8.5%11.4%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$222.0M$234.0M$272.0M$312.0M$336.0M
Total Liabilities$205.0M$217.0M$255.0M$294.0M$317.0M
Cash$19.0M$10.0M$7.0M$8.0M$15.0M
Borrowings$29.0M$20.0M$39.0M$55.0M$45.0M

Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$0$0$1.0M$1.0M$1.0M
Investing Cash Flow$0$0$-42.0M$-37.0M$-17.0M
Financing Cash Flow$0$0$19.0M$22.0M$33.0M
Net Cash Flow$0$0$-3.0M$2.0M$0
Free Cash Flow$0$0$1.0M$1.0M$1.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.06
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y50.08%
Return 3Y87.55%
Return 5Y60.28%

Ownership

Insiders Held0.00%
Institutions Held0.00%
Institutions Float Held0.00%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CRZYCrazy Woman Creek Bancorp Incorporated $34.00 +0.00% 7.59 $21.66M 1.00%
CTYPCommunity Bankers' Corporation $10.00 +0.00% 9.01 $22.60M 1.60%
FLEWFleetwood Bank Corporation $78.00 +0.00% 9.86 $23.44M 2.78%
JTNBJTNB Bancorp, Inc. $20.75 +0.00% 9.14 $19.60M 0.61%
LOGNLogansport Financial Corp. $33.09 +0.00% 10.54 $20.35M 5.44%

About Community Investors Bancorp, Inc.

Community Investors Bancorp, Inc. operates as a thrift holding company for First Federal Community Bank of Bucyrus, provides full range of banking and financial services to individual and corporate customers in northern Ohio. The company offers deposit accounts, including checking, savings, money market, christmas club, health savings, certificates of deposit, and individual retirement account, personal credit cards, as well as ohio homebuyer plus program. It also provides lending products, such as personal consumer loans, home equity loans, home equity line of credit, auto and RV loans, mortgage, and construction loans; business loans comprising business loans, lines of credit, term loans, agriculture loans, secured loans, credit cards, commercial investment real estate, personal and business loan application, lending staff, and equipment finance. In addition, the company offers online and mobile banking; bill pay; estatements; mobile deposit; flip kit; debit cards; ACH and payroll services; positive pay/check reconciliation; direct deposit; merchant services; night deposit; quicken/quickbooks; telephone banking; wires; check reorder; and fund transfer services. Community Investors Bancorp, Inc. was founded in 1887 and is based in Bucyrus, Ohio.

Community Investors Bancorp, Inc. (CIBN) stock trades at $27.30 with a market capitalization of $21.68M. The stock is valued at a price-to-earnings (P/E) ratio of 11.92, price-to-book of 1.08, price-to-sales of 1.08. Over the past 52 weeks the stock has ranged between $18.50 and $28.20, and currently trades 3.2% below its 52-week high. It pays a dividend yielding 1.47%.

On profitability, Community Investors Bancorp, Inc. generates a return on equity (ROE) of 10.00%, return on capital employed of 5.59%, an operating margin of 10.00%, a net profit margin of 10.00%.

Official website: www.ffcb.com

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