What is BNCCORP, Inc. (BNCC) stock price today?

BNCCORP, Inc. (BNCC) is currently trading at $36.07, up 0.75% today.

What is BNCC P/E ratio?

BNCCORP, Inc.'s P/E ratio is 13.93. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is BNCC return on equity (ROE)?

BNCCORP, Inc.'s return on equity (ROE) is 8.75%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is BNCCORP, Inc.'s market cap?

BNCCORP, Inc. has a market capitalization of $126.97M.

OTC · Banks - Regional

BNCCORP, Inc. (BNCC) Stock

$36.07 +0.75% OTC: BNCC Financial Services

BNCCORP, Inc. functions as the holding company for BNC National Bank, providing a diverse range of financial services.

Valuation

Metric	Value
Price	$36.07
Market Cap	$126.97M
P/E Ratio	13.93
P/B Ratio	1.18
P/S Ratio	2.15
EPS (TTM)	$2.59
52-Week High	$38.00
52-Week Low	$28.39
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	8.75%
ROA	0.86%
ROCE	9.42%
Gross Margin	66.61%
Operating Margin	20.21%
Net Margin	15.52%
Debt/Equity	0.15
Current Ratio	0.20

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$78.0M	$53.0M	$53.0M	$36.0M	$57.0M
Operating Profit	$29.0M	$8.0M	$7.0M	$13.0M	$11.0M
Net Profit	$22.0M	$7.0M	$6.0M	$8.0M	$9.0M
EPS	$6.15	$1.82	$1.59	$2.23	$2.48
Op Margin	36.7%	15.8%	13.7%	35.7%	20.0%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$1.0B	$943.0M	$968.0M	$967.0M	$1.1B
Total Liabilities	$932.0M	$843.0M	$860.0M	$873.0M	$994.0M
Cash	$188.0M	$74.0M	$102.0M	$101.0M	$211.0M
Borrowings	$17.0M	$17.0M	$17.0M	$15.0M	$16.0M

Latest News

BNCCORP, INC. REPORTS FIRST QUARTER NET INCOME OF $2.2 MILLION, OR $0.61 PER DILUTED SHARE PR Newswire · May 15, 2026 BNCCORP To Be Acquired By OppFi in Transformative Customer-Focused Transaction PR Newswire · Apr 29, 2026 OppFi Announces Definitive Agreement to Acquire BNCCORP, Inc. and BNC National Bank and the Elimination of Up-C Structure PR Newswire · Apr 29, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$209.0M	$57.0M	$47.0M	$9.0M	$13.0M
Investing Cash Flow	$0	$-78.0M	$-36.0M	$27.0M	$-23.0M
Financing Cash Flow	$54.0M	$-87.0M	$18.0M	$-1.0M	$134.0M
Net Cash Flow	$176.0M	$-114.0M	$28.0M	$-2.0M	$111.0M
Free Cash Flow	$208.0M	$56.0M	$46.0M	$8.0M	$13.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.92
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	26.56%
Return 3Y	85.61%
Return 5Y	42.20%

Ownership

Insiders Held2.29%

Institutions Held9.91%

Institutions Float Held10.14%

Institutional Holder	Shares	Report Date
PL Capital Advisors, LLC	334,900	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AMBKAmerican Bank Incorporated	$22.43	+3.22%	9.35	$142.14M	2.85%
CNBPCornerstone Bancorp Inc.	$119.99	+0.00%	10.51	$118.16M	2.29%
CPKFChesapeake Financial Shares, Inc.	$37.78	+0.00%	8.95	$177.67M	1.91%
DIMCDimeco, Inc.	$56.00	+0.00%	7.84	$142.43M	3.21%
FFDFFFD Financial Corporation	$45.45	+0.00%	9.35	$134.03M	2.99%

About BNCCORP, Inc.

BNCCORP, Inc. functions as the holding company for BNC National Bank, providing a diverse range of financial services. These services cater to both commercial entities and individual consumers, encompassing community banking, retail and mortgage solutions, and comprehensive wealth management. Specifically for small to mid-market businesses, the company extends various commercial banking offerings. These include essential business financing, specialized commercial real estate and Small Business Administration (SBA) loans, robust business checking and cash management solutions, corporate credit cards, and vital merchant services. For individual clients, BNC National Bank delivers personal banking products such as checking and savings accounts, personal loans, and card services. Its mortgage banking arm facilitates residential lending through both direct-to-consumer and traditional retail channels. Additionally, its wealth management division provides tailored solutions, including administration of 401(k) and other retirement plans, comprehensive trust services, and personalized financial advisory for wealth growth and preservation. The company maintains a physical presence for its community banking and wealth management operations across 11 locations in Arizona and North Dakota. Its mortgage banking services demonstrate a broader footprint, operating from 9 locations spanning Arizona, North Dakota, Illinois, Kansas, and Michigan. Established in 1987, BNCCORP, Inc. is headquartered in Bismarck, North Dakota.

BNCCORP, Inc. is headquartered in US.

BNCCORP, Inc. (BNCC) stock trades at $36.07 with a market capitalization of $126.97M. The stock is valued at a price-to-earnings (P/E) ratio of 13.93, price-to-book of 1.18, price-to-sales of 2.15. Over the past 52 weeks the stock has ranged between $28.39 and $38.00, and currently trades 5.1% below its 52-week high.

On profitability, BNCCORP, Inc. generates a return on equity (ROE) of 8.75%, return on capital employed of 9.42%, an operating margin of 20.21%, a net profit margin of 15.52%.

Official website: www.bnc.bank

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Screens featuring this stock

High ROE Financial Services Stocks Low P/E Financial Services Stocks High Net Margin Financial Services Stocks Dividend Financial Services Stocks Low Debt Financial Services Stocks All stock screens

Run Stock Screener Investing Guides