What is Heritage NOLA Bancorp, Inc. (HRGG) stock price today?

Heritage NOLA Bancorp, Inc. (HRGG) is currently trading at $19.87, up 0.18% today.

What is HRGG P/E ratio?

Heritage NOLA Bancorp, Inc.'s P/E ratio is 47.26. This is above the market average, reflecting high growth expectations.

What is HRGG return on equity (ROE)?

Heritage NOLA Bancorp, Inc.'s return on equity (ROE) is 2.32%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Heritage NOLA Bancorp, Inc.'s market cap?

Heritage NOLA Bancorp, Inc. has a market capitalization of $30.31M.

OTC · Banks - Regional

Heritage NOLA Bancorp, Inc. (HRGG) Stock

$19.87 +0.18% OTC: HRGG Financial Services

Heritage NOLA Bancorp, Inc. functions as the parent company for Heritage Bank of St.

Valuation

Metric	Value
Price	$19.87
Market Cap	$30.31M
P/E Ratio	47.26
P/B Ratio	1.05
P/S Ratio	2.76
EPS (TTM)	$0.42
52-Week High	$19.87
52-Week Low	$16.55
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	2.32%
ROA	0.27%
ROCE	0.36%
Gross Margin	54.88%
Operating Margin	5.57%
Net Margin	4.37%
Debt/Equity	0.45
Current Ratio	0.12

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$7.0M	$7.0M	$3.0M	$9.0M	$11.0M
Operating Profit	$1.0M	$1.0M	$-1.0M	$0	$1.0M
Net Profit	$1.0M	$1.0M	$-2.0M	$0	$0
EPS	$0.80	$0.51	$-1.35	$-0.19	$0.38
Op Margin	17.6%	19.6%	-35.4%	3.1%	5.6%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$154.0M	$180.0M	$174.0M	$182.0M	$179.0M
Total Liabilities	$132.0M	$159.0M	$154.0M	$162.0M	$158.0M
Cash	$15.0M	$5.0M	$6.0M	$8.0M	$1.0M
Borrowings	$10.0M	$22.0M	$1.0M	$17.0M	$10.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$2.0M	$1.0M	$0	$0	$1.0M
Investing Cash Flow	$-6.0M	$-38.0M	$7.0M	$-6.0M	$5.0M
Financing Cash Flow	$15.0M	$16.0M	$-5.0M	$12.0M	$4.0M
Net Cash Flow	$6.0M	$-10.0M	$2.0M	$1.0M	$0
Free Cash Flow	$2.0M	$1.0M	$0	$0	$1.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.05
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	13.22%
Return 3Y	11.01%
Return 5Y	42.44%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AMFCAMB Financial Corp.	$34.55	+0.14%	8.47	$30.75M	0.81%
BKUTKBank of Utica	$630.51	+0.00%	4.85	$157.87M	3.09%
CNBZCNB Corporation	$28.49	+0.00%	8.74	$34.49M	3.51%
ELMAElmer Bancorp, Inc.	$27.00	+2.86%	10.98	$31.09M	1.48%
FSBHFSBH Corp.	$16.66	+0.36%	21.64	$50.13M	0.00%

About Heritage NOLA Bancorp, Inc.

Heritage NOLA Bancorp, Inc. functions as the parent company for Heritage Bank of St. Tammany, offering a wide range of financial solutions. The institution provides various deposit products, such as checking accounts (both interest-earning and non-interest-earning), savings accounts, and time deposits like certificates of deposit. Its credit offerings encompass mortgages for one-to-four family homes, commercial property loans, financing for construction projects and land purchases, home equity lines of credit, personal loans, and other commercial credit facilities. The company delivers its services through four branch locations in Slidell, Covington, and Madisonville, Louisiana. Heritage NOLA Bancorp, Inc., established in 1924, is headquartered in Covington, Louisiana.

Heritage NOLA Bancorp, Inc. is headquartered in US.

Heritage NOLA Bancorp, Inc. (HRGG) stock trades at $19.87 with a market capitalization of $30.31M. The stock is valued at a price-to-earnings (P/E) ratio of 47.26, price-to-book of 1.05, price-to-sales of 2.76. Over the past 52 weeks the stock has ranged between $16.55 and $19.87, and currently trades at its 52-week high.

On profitability, Heritage NOLA Bancorp, Inc. generates a return on equity (ROE) of 2.32%, return on capital employed of 0.36%, an operating margin of 5.57%, a net profit margin of 4.37%.

Official website: www.heritagebank.org