OTC · Banks - Regional

Honat Bancorp, Inc. (HONT) Stock

$140.50 +0.90% OTC: HONT Financial Services

Honat Bancorp, Inc. acts as the parent company for The Honesdale National Bank, delivering a comprehensive suite of financial services that includes personal and business banking, alongside wealth management.

Valuation

MetricValue
Price$140.50
Market Cap$201.01M
P/E Ratio11.56
P/B Ratio1.33
P/S Ratio3.11
EPS (TTM)$12.15
52-Week High$143.00
52-Week Low$117.00
Dividend Yield2.14%

Financials & Margins

MetricValue
ROE11.92%
ROA1.51%
ROCE1.98%
Gross Margin75.95%
Operating Margin35.29%
Net Margin26.92%
Debt/Equity0.02
Current Ratio0.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$36.0M$36.0M$39.0M$41.0M$67.0M
Operating Profit$18.0M$17.0M$21.0M$16.0M$20.0M
Net Profit$11.0M$13.0M$13.0M$13.0M$17.0M
EPS$7.54$9.07$8.90$9.06$11.56
Op Margin49.3%47.6%52.7%39.9%30.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$945.0M$922.0M$963.0M$1.0B$1.1B
Total Liabilities$826.0M$808.0M$838.0M$909.0M$977.0M
Cash$193.0M$17.0M$36.0M$40.0M$7.0M
Borrowings$1.0M$17.0M$1.0M$2.0M$5.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$11.0M$15.0M$18.0M$16.0M$17.0M
Investing Cash Flow$-16.0M$-169.0M$-20.0M$-78.0M$-78.0M
Financing Cash Flow$127.0M$-34.0M$40.0M$69.0M$66.0M
Net Cash Flow$119.0M$-175.0M$19.0M$4.0M$0
Free Cash Flow$11.0M$15.0M$18.0M$16.0M$16.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.39
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y21.69%
Return 3Y27.89%
Return 5Y25.58%

Ownership

Insiders Held0.00%
Institutions Held1.10%
Institutions Float Held1.10%
Institutional HolderSharesReport Date
Fidelity D & D Bancorp Inc 15,7092026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CBTNCitizens Bancorp Investment, Inc. $36.00 +0.56% 9.81 $213.19M 2.22%
CCFNMuncy Columbia Financial Corporation $28.74 -0.21% 11.30 $305.00M 2.16%
EXSRExchange Bank (Santa Rosa, CA) $166.00 +0.00% 8.93 $284.58M 3.25%
FFMHFirst Farmers and Merchants Corporation $59.00 +0.00% 11.99 $233.63M 1.97%
FIEBFirst IC Corporation $20.49 +0.00% 7.53 $185.84M 0.00%

About Honat Bancorp, Inc.

Honat Bancorp, Inc. acts as the parent company for The Honesdale National Bank, delivering a comprehensive suite of financial services that includes personal and business banking, alongside wealth management. Customers can access a variety of deposit options, such as checking, savings, money market, and specialized club accounts, in addition to certificates of deposit (CDs) and individual retirement accounts (IRAs). The bank also provides debit and credit cards, as well as professional trust services. Its lending solutions encompass vehicle, personal, student, home equity, mortgage, and commercial loans. Furthermore, the company offers advanced cash management, card and payment processing, and merchant services. Modern conveniences like digital banking and financial planning advice are available, coupled with specialized retirement and business solutions. The institution's operations are supported by twelve full-service branch locations situated across Wayne, Pike, Susquehanna, Lackawanna, and Luzerne counties. Honat Bancorp, Inc. traces its origins back to 1836 and has its main office situated in Honesdale, Pennsylvania.

Honat Bancorp, Inc. is headquartered in US.

Honat Bancorp, Inc. (HONT) stock trades at $140.50 with a market capitalization of $201.01M. The stock is valued at a price-to-earnings (P/E) ratio of 11.56, price-to-book of 1.33, price-to-sales of 3.11. Over the past 52 weeks the stock has ranged between $117.00 and $143.00, and currently trades 1.7% below its 52-week high. It pays a dividend yielding 2.14%.

On profitability, Honat Bancorp, Inc. generates a return on equity (ROE) of 11.92%, return on capital employed of 1.98%, an operating margin of 35.29%, a net profit margin of 26.92%.

Official website: www.hnbbank.bank

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