OTC · Insurance - Property & Casualty

Hiscox Ltd (HCXLF) Stock

$24.93 +0.00% OTC: HCXLF Financial Services

Hiscox Ltd, a global financial services firm, delivers a broad spectrum of insurance and reinsurance solutions across the United Kingdom, Europe, the United States, and other international markets. Its operations are structured into four distinct divisions: Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Corporate Centre.

Valuation

MetricValue
Price$24.93
Market Cap$7.99B
P/E Ratio13.75
P/B Ratio2.11
P/S Ratio1.64
EPS (TTM)$1.81
52-Week High$24.93
52-Week Low$17.00
Dividend Yield2.89%

Financials & Margins

MetricValue
ROE15.63%
ROA4.97%
ROCE18.40%
Gross Margin100.00%
Operating Margin45.76%
Net Margin12.36%
Debt/Equity0.23
Current Ratio0.44

Annual Financials (USD)

Metric20212022202320242025
Revenue$3.0B$3.0B$3.7B$3.7B$5.5B
Operating Profit$2.4B$2.9B$720.0M$685.0M$749.0M
Net Profit$190.0M$254.0M$712.0M$627.0M$618.0M
EPS$0.54$0.73$2.01$1.40$1.79
Op Margin79.4%97.8%19.4%18.6%13.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$13.8B$10.4B$11.1B$11.2B$12.2B
Total Liabilities$11.3B$7.7B$7.8B$7.6B$8.3B
Cash$1.3B$1.4B$1.4B$1.2B$879.0M
Borrowings$747.0M$716.0M$754.0M$743.0M$897.0M

Latest News

Nolana Named as Finalist and Runner-Up at ILC ClaimsTech – The Pitch 2026 in London Business Wire · Jun 30, 2026 Hiscox (LSE:HSX) Stock Sees Modest Fair Value Lift After Analyst Target Revisions Simply Wall St. · Jun 25, 2026 How The Investment Story For Hiscox (LSE:HSX) Is Evolving Without New Analyst Signals Simply Wall St. · Jun 10, 2026 How Higher Targets And Capital Returns Are Reframing The Hiscox (LSE:HSX) Investment Story Simply Wall St. · May 26, 2026 CIBC on Intact Financial; Weighs In On A Potential Hiscox Acquisition MT Newswires · May 21, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$17.0M$373.0M$232.0M$114.0M$74.0M
Investing Cash Flow$-95.0M$-165.0M$-78.0M$-78.0M$-117.0M
Financing Cash Flow$-12.0M$-2.0M$-14.0M$-161.0M$-348.0M
Net Cash Flow$-276.0M$50.0M$86.0M$-210.0M$-346.0M
Free Cash Flow$-42.0M$291.0M$188.0M$75.0M$73.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.14
EV / EBITDA15.88
FCF Yield0.84%
Quick Ratio0.44
Interest Coverage33.50
Return 1Y44.12%
Return 3Y84.86%
Return 5Y128.15%

Ownership

Insiders Held0.18%
Institutions Held71.11%
Institutions Float Held71.24%
Institutional HolderSharesReport Date
PhiloSmith Capital Corp77,3082026-06-30
Cacti Asset Management LLC2822026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AMIGFAdmiral Group plc $50.20 +0.00% 14.35 $15.00B 2.45%
GBLI $28.52 +4.80% 15.59 $408.21M 5.16%
GWLIFGreat-West Lifeco Inc. $65.92 +0.58% 18.76 $59.02B 0.00%
IGSCIGS Capital Group Limited $1.78 +0.00% 539.39 $6.38M 0.00%
MCY $109.51 +1.01% 10.38 $6.07B 1.25%

About Hiscox Ltd

Hiscox Ltd, a global financial services firm, delivers a broad spectrum of insurance and reinsurance solutions across the United Kingdom, Europe, the United States, and other international markets. Its operations are structured into four distinct divisions: Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Corporate Centre. Hiscox caters to both commercial and personal clients; offering commercial policies specifically designed for small and medium-sized enterprises, alongside specialized personal coverage for high-value assets such as upscale homes, fine art collections, luxury vehicles, and classic cars. These products are distributed through a multi-channel approach, leveraging brokers, strategic partners, and direct-to-consumer platforms that incorporate both conventional and digital trading methods. Beyond these, its comprehensive portfolio extends to various other specialized coverages including property, marine and energy, aviation, and casualty insurance. The firm also addresses niche risks through offerings like kidnap and ransom, contingency, terrorism, personal accident, and product recall policies. Furthermore, Hiscox delivers healthcare and casualty reinsurance, alongside investment management services. Established in 1901, Hiscox Ltd maintains its corporate headquarters in Pembroke, Bermuda.

Hiscox Ltd is headquartered in BM.

Hiscox Ltd (HCXLF) stock trades at $24.93 with a market capitalization of $7.99B. The stock is valued at a price-to-earnings (P/E) ratio of 13.75, price-to-book of 2.11, price-to-sales of 1.64. Over the past 52 weeks the stock has ranged between $17.00 and $24.93, and currently trades at its 52-week high. It pays a dividend yielding 2.89%.

On profitability, Hiscox Ltd generates a return on equity (ROE) of 15.63%, above the typical market average, return on capital employed of 18.40%, an operating margin of 45.76%, a net profit margin of 12.36%.

Official website: www.hiscoxgroup.com

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