NYSE · Insurance - Property & Casualty

Mercury General Corporation (MCY) Stock

$102.73 +0.43% NYSE: MCY Financial Services

Valuation

MetricValue
Price$102.73
Market Cap$5.69B
P/E Ratio6.04
P/B Ratio2.00
P/S Ratio0.89
EPS (TTM)$9.77
52-Week High$113.06
52-Week Low$74.29
Dividend Yield1.24%

Financials & Margins

MetricValue
ROE37.19%
ROA8.89%
ROCE11.03%
Gross Margin11.06%
Operating Margin11.08%
Net Margin14.77%
Debt/Equity0.34
Current Ratio0.42

Annual Financials (USD)

Metric20212022202320242025
Revenue$4.0B$3.6B$4.6B$5.5B$6.0B
Operating Profit$299.0M$-671.0M$99.0M$575.0M$664.0M
Net Profit$248.0M$-513.0M$96.0M$468.0M$541.0M
EPS$4.48$-9.26$1.74$8.45$9.77
Op Margin7.5%-18.4%2.1%10.5%11.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$6.8B$6.5B$7.1B$8.3B$9.6B
Total Liabilities$4.6B$5.0B$5.6B$6.4B$7.1B
Cash$336.0M$290.0M$551.0M$720.0M$1.3B
Borrowings$408.0M$420.0M$588.0M$588.0M$587.0M

Latest News

RenaissanceRe (RNR) Beats Q2 Earnings Estimates Zacks · Jul 22, 2026 MCY: Lowering target price to $116.00 Argus Research · Jul 22, 2026 The New 10-Year Car: Is a $50,000 Vehicle Really Worth Replacing One That Still Runs Well? PR Newswire · Jul 21, 2026 3 Russell 2000 Stocks We Approach with Caution StockStory · Jul 21, 2026 Most Vacation Rentals Go Smoothly; Mercury Insurance Says Preparation Matters for the Ones That Don't PR Newswire · Jul 14, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$502.0M$353.0M$453.0M$1.0B$1.1B
Investing Cash Flow$-415.0M$-352.0M$-332.0M$-843.0M$-479.0M
Financing Cash Flow$0$0$0$0$0
Net Cash Flow$-13.0M$-46.0M$261.0M$169.0M$595.0M
Free Cash Flow$460.0M$317.0M$416.0M$991.0M$1.0B

Valuation & Return Ratios

MetricValue
PEG Ratio0.04
EV / EBITDA3.87
FCF Yield22.31%
Quick Ratio856.31
Interest Coverage40.12
Return 1Y34.44%
Return 3Y300.66%
Return 5Y103.64%

Ownership

Insiders Held52.03%
Institutions Held48.06%
Institutions Float Held100.20%
Institutional HolderSharesReport Date
Blackrock Inc.4,317,1642026-03-31
Rubric Capital Management LP2,154,5042026-03-31
Dimensional Fund Advisors LP2,149,6472026-03-31
Vanguard Portfolio Management LLC1,717,8622026-03-31
Vanguard Capital Management LLC1,226,4592026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ABAllianceBernstein Holding L.P. $38.10 +1.25% 11.72 $4.21B 0.00%
AHLAspen Insurance Holdings Limited $37.50 +0.00% 19.43 $3.44B 0.00%
AXAxos Financial, Inc. $88.06 -0.45% 10.25 $5.01B 0.00%
FGF&G Annuities & Life, Inc. $19.55 +0.10% 7.31 $2.59B 4.56%
HGTYHagerty, Inc. $14.11 -0.63% 32.91 $4.84B 0.00%

About Mercury General Corporation

Mercury General Corporation (MCY) stock trades at $102.73 with a market capitalization of $5.69B. The stock is valued at a price-to-earnings (P/E) ratio of 6.04, price-to-book of 2.00, price-to-sales of 0.89. Over the past 52 weeks the stock has ranged between $74.29 and $113.06, and currently trades 9.1% below its 52-week high. It pays a dividend yielding 1.24%.

On profitability, Mercury General Corporation generates a return on equity (ROE) of 37.19% — well above the market average, a sign of a high-quality business, return on capital employed of 11.03%, an operating margin of 11.08%, a net profit margin of 14.77%.

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