What is Golden Valley Bancshares, Inc. (GVYB) stock price today?

Golden Valley Bancshares, Inc. (GVYB) is currently trading at $26.99, up 0% today.

What is GVYB P/E ratio?

Golden Valley Bancshares, Inc.'s P/E ratio is 11.63. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is GVYB return on equity (ROE)?

Golden Valley Bancshares, Inc.'s return on equity (ROE) is 13.13%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is Golden Valley Bancshares, Inc.'s market cap?

Golden Valley Bancshares, Inc. has a market capitalization of $59.21M.

OTC · Banks - Regional

Golden Valley Bancshares, Inc. (GVYB) Stock

$26.99 +0.00% OTC: GVYB Financial Services

Golden Valley Bancshares, Inc. serves as a holding company, overseeing its wholly-owned operational entity, Golden Valley Bank.

Valuation

Metric	Value
Price	$26.99
Market Cap	$59.21M
P/E Ratio	11.63
P/B Ratio	1.40
P/S Ratio	2.12
EPS (TTM)	$2.32
52-Week High	$26.99
52-Week Low	$18.25
Dividend Yield	1.63%

Financials & Margins

Metric	Value
ROE	13.13%
ROA	0.93%
ROCE	1.11%
Gross Margin	70.77%
Operating Margin	24.13%
Net Margin	20.24%
Debt/Equity	0.14
Current Ratio	0.04

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$17.0M	$17.0M	$20.0M	$23.0M	$27.0M
Operating Profit	$7.0M	$5.0M	$5.0M	$4.0M	$6.0M
Net Profit	$5.0M	$5.0M	$4.0M	$3.0M	$5.0M
EPS	$2.25	$1.99	$1.66	$1.42	$2.03
Op Margin	43.6%	26.9%	25.9%	19.7%	23.9%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$474.0M	$479.0M	$489.0M	$536.0M	$592.0M
Total Liabilities	$435.0M	$451.0M	$454.0M	$498.0M	$549.0M
Cash	$47.0M	$25.0M	$26.0M	$88.0M	$23.0M
Borrowings	$1.0M	$7.0M	$7.0M	$7.0M	$6.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$5.0M	$5.0M	$5.0M	$4.0M	$5.0M
Investing Cash Flow	$-43.0M	$-36.0M	$2.0M	$-8.0M	$-66.0M
Financing Cash Flow	$70.0M	$10.0M	$2.0M	$44.0M	$50.0M
Net Cash Flow	$28.0M	$-15.0M	$11.0M	$40.0M	$-14.0M
Free Cash Flow	$4.0M	$5.0M	$3.0M	$4.0M	$5.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.31
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	49.56%
Return 3Y	158.68%
Return 5Y	52.55%

Ownership

Insiders Held0.00%

Institutions Held0.05%

Institutions Float Held0.05%

Institutional Holder	Shares	Report Date
Benson Wealth Management Inc	1,000	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BAOBThe Baraboo Bancorporation, Inc.	$6.63	+0.00%	11.05	$58.49M	1.81%
CZNLCitizens National Corporation	$88.39	+3.99%	15.14	$86.35M	1.14%
DENIDenali Bancorporation, Inc.	$19.09	+0.00%	7.20	$55.61M	5.56%
INFTInfinity Bancorp	$17.76	+0.00%	10.27	$55.65M	2.25%
LFGPLedyard Financial Group, Inc.	$22.25	+0.00%	11.01	$76.72M	3.78%

About Golden Valley Bancshares, Inc.

Golden Valley Bancshares, Inc. serves as a holding company, overseeing its wholly-owned operational entity, Golden Valley Bank. This commercial banking institution, established and managed locally, is dedicated to fulfilling the financial requirements of both individuals and businesses throughout northern California. The bank offers its complete range of services through full-service branches situated in Chico and Redding, California. For further details, interested parties may call (530) 894-1000 or visit their official website at goldenvalley.bank.

Golden Valley Bancshares, Inc. is headquartered in US.

Golden Valley Bancshares, Inc. (GVYB) stock trades at $26.99 with a market capitalization of $59.21M. The stock is valued at a price-to-earnings (P/E) ratio of 11.63, price-to-book of 1.40, price-to-sales of 2.12. Over the past 52 weeks the stock has ranged between $18.25 and $26.99, and currently trades at its 52-week high. It pays a dividend yielding 1.63%.

On profitability, Golden Valley Bancshares, Inc. generates a return on equity (ROE) of 13.13%, above the typical market average, return on capital employed of 1.11%, an operating margin of 24.13%, a net profit margin of 20.24%.

Official website: www.goldenvalley.bank