What is Georgia Bancshares, Inc. (GABA) stock price today?

Georgia Bancshares, Inc. (GABA) is currently trading at $0.00.

What is GABA P/E ratio?

Georgia Bancshares, Inc.'s P/E ratio is 0.00. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is GABA return on equity (ROE)?

Georgia Bancshares, Inc.'s return on equity (ROE) is 0.00%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Georgia Bancshares, Inc.'s market cap?

Georgia Bancshares, Inc. has a market capitalization of $44.66M.

OTC · Banks - Regional

Georgia Bancshares, Inc. (GABA) Stock

$0.00 OTC: GABA Financial Services

Valuation

Metric	Value
Price	$0.00
Market Cap	$44.66M
P/E Ratio	0.00
P/B Ratio	3.72
P/S Ratio	2.98
EPS (TTM)	$-0.10
52-Week High	$0.00
52-Week Low	$0.00
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	0.00%
ROA	-0.11%
ROCE	0.40%
Gross Margin	0.00%
Operating Margin	6.67%
Net Margin	-2.34%
Debt/Equity	1.08
Current Ratio	0.23

Annual Financials (USD)

Metric	2008	2009	2010	2011	2012
Revenue	$24.0M	$20.0M	$18.0M	$17.0M	$15.0M
Operating Profit	$-6.0M	$-16.0M	$-3.0M	$-4.0M	$1.0M
Net Profit	$-4.0M	$-10.0M	$-2.0M	$-3.0M	$0
EPS	$-1.29	$-2.97	$-0.53	$-1.02	$-0.10
Op Margin	-26.4%	-76.9%	-15.7%	-23.7%	4.1%

Balance Sheet (USD)

Metric	2008	2009	2010	2011	2012
Total Assets	—	$399.0M	$353.0M	$360.0M	$337.0M
Total Liabilities	—	$382.0M	$337.0M	$348.0M	$325.0M
Cash	—	$0	$0	$0	$0
Borrowings	$0	$22.0M	$13.0M	$13.0M	$13.0M

Cash Flow (USD)

Metric	2008	2009	2010	2011	2012
Operating Cash Flow	$2.0M	$1.0M	$5.0M	$1.0M	$4.0M
Investing Cash Flow	$-25.0M	$9.0M	$20.0M	$-11.0M	$12.0M
Financing Cash Flow	$32.0M	$46.0M	$-35.0M	$10.0M	$-23.0M
Net Cash Flow	$0	$0	$0	$0	$0
Free Cash Flow	$2.0M	$1.0M	$5.0M	$1.0M	$4.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.00
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	—
Return 3Y	—
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BCTFBancorp 34, Inc.	$15.28	+0.07%	15.43	$104.24M	0.00%
BEOBBEO Bancorp	$58.00	+1.75%	8.79	$141.13M	3.45%
CYVFCrystal Valley Financial Corporation	$79.51	+0.00%	9.18	$100.55M	2.62%
FCOB1st Colonial Bancorp, Inc.	$20.00	+0.00%	13.16	$96.56M	0.00%
FSRLFirst Reliance Bancshares, Inc.	$18.90	+0.00%	11.67	$149.18M	0.00%

About Georgia Bancshares, Inc.

Georgia Bancshares, Inc. serves as the parent company for The Bank of Georgia, delivering comprehensive commercial and consumer banking services to individuals and small to mid-sized enterprises across the state. For personal clients, the institution provides various deposit options, including checking, money market, and savings accounts, along with certificates of deposit and Individual Retirement Accounts. It also extends a range of loan products, such as personal, automobile, mortgage, home equity loans, and home equity lines of credit. Business customers benefit from specialized checking and commercial savings accounts. The bank offers an extensive portfolio of business loans, encompassing financing for commercial real estate, construction projects, owner-occupied or investment properties, and the refinancing of existing real estate-backed debt. It also supports land acquisition and development, offers loans for churches and non-profit organizations, provides working capital, fixed asset, and equipment purchase financing, as well as accounts receivable and expansion plan loans. Operating lines of credit, letters of credit, and Small Business Administration (SBA) guaranteed loans are also available, alongside comprehensive cash management services. Beyond these core offerings, the company provides a suite of convenient services such as money transfers, online banking, web bill pay, mobile banking, and express e-statements. Customers can also utilize Visa check cards, overdraft services, telebanking, credit cards, safe deposit boxes, night depository, wire transfers, and cashier's checks. Established in 1999, the company maintains its headquarters in Peachtree City, Georgia.

Georgia Bancshares, Inc. (GABA) stock trades at $0.00 with a market capitalization of $44.66M. The stock is valued at a price-to-earnings (P/E) ratio of 0.00, price-to-book of 3.72, price-to-sales of 2.98. Over the past 52 weeks the stock has ranged between $0.00 and $0.00, and currently trades —% below its 52-week high.

On profitability, Georgia Bancshares, Inc. generates a return on equity (ROE) of 0.00%, return on capital employed of 0.40%, an operating margin of 6.67%, a net profit margin of -2.34%.

Official website: www.bankofgeorgia.com