OTC · Banks - Regional

FS Bancorp (FXLG) Stock

$48.25 +0.00% OTC: FXLG Financial Services

FS Bancorp functions as the parent entity for Farmers State Bank, providing a comprehensive range of financial products and services to individual and commercial customers throughout Indiana and Michigan. The bank's diverse portfolio includes various deposit accounts such as checking, consumer savings, and health savings accounts, alongside individual retirement accounts (IRAs) and Certificates of Deposit (CDs).

Valuation

MetricValue
Price$48.25
Market Cap$199.35M
P/E Ratio8.79
P/B Ratio1.45
P/S Ratio2.76
EPS (TTM)$5.49
52-Week High$48.50
52-Week Low$36.50
Dividend Yield2.90%

Financials & Margins

MetricValue
ROE17.20%
ROA1.72%
ROCE2.09%
Gross Margin75.42%
Operating Margin37.84%
Net Margin31.29%
Debt/Equity0.11
Current Ratio18.73

Annual Financials (USD)

Metric20212022202320242025
Revenue$42.0M$46.0M$54.0M$66.0M$71.0M
Operating Profit$18.0M$20.0M$15.0M$21.0M$25.0M
Net Profit$15.0M$16.0M$13.0M$17.0M$21.0M
EPS$3.54$3.80$3.02$4.07$4.95
Op Margin44.0%42.9%28.4%31.6%35.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.1B$1.2B$1.2B$1.2B$1.3B
Total Liabilities$992.0M$1.1B$1.1B$1.1B$1.1B
Cash$72.0M$90.0M$-94.0M$95.0M$112.0M
Borrowings$8.0M$10.0M$5.0M$10.0M$14.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$16.0M$10.0M$20.0M$25.0M$18.0M
Investing Cash Flow$-131.0M$-89.0M$20.0M$-71.0M$-21.0M
Financing Cash Flow$122.0M$86.0M$-17.0M$40.0M$24.0M
Net Cash Flow$-27.0M$18.0M$7.0M$1.0M$17.0M
Free Cash Flow$16.0M$5.0M$19.0M$23.0M$18.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.39
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y38.44%
Return 3Y96.89%
Return 5Y100.40%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CBTNCitizens Bancorp Investment, Inc. $36.00 +0.56% 9.81 $213.19M 2.22%
CCFNMuncy Columbia Financial Corporation $28.74 -0.21% 11.30 $305.00M 2.16%
FFMHFirst Farmers and Merchants Corporation $59.00 +0.00% 11.99 $233.63M 1.97%
FIEBFirst IC Corporation $20.49 +0.00% 7.53 $185.84M 0.00%
OCNBOconomowoc Bancshares, Inc. $32.00 +0.00% 1.31 $10.72M 0.00%

About FS Bancorp

FS Bancorp functions as the parent entity for Farmers State Bank, providing a comprehensive range of financial products and services to individual and commercial customers throughout Indiana and Michigan. The bank's diverse portfolio includes various deposit accounts such as checking, consumer savings, and health savings accounts, alongside individual retirement accounts (IRAs) and Certificates of Deposit (CDs). Clients can also access a variety of lending solutions, including personal and business loans, as well as home mortgages. Additional services encompass secure safe deposit boxes, overdraft protection, and a selection of card options (credit, debit, ATM, and gift cards). For its corporate clientele, the bank offers specialized merchant and cash management services. Moreover, FS Bancorp facilitates convenient access through mobile, online, and telephone banking platforms, complete with online bill payment capabilities. Established in 1915, the company's corporate headquarters are situated in LaGrange, Indiana.

FS Bancorp is headquartered in US.

FS Bancorp (FXLG) stock trades at $48.25 with a market capitalization of $199.35M. The stock is valued at a price-to-earnings (P/E) ratio of 8.79, price-to-book of 1.45, price-to-sales of 2.76. Over the past 52 weeks the stock has ranged between $36.50 and $48.50, and currently trades at its 52-week high. It pays a dividend yielding 2.90%.

On profitability, FS Bancorp generates a return on equity (ROE) of 17.20%, above the typical market average, return on capital employed of 2.09%, an operating margin of 37.84%, a net profit margin of 31.29%.

Official website: www.farmersstatebank.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides