What is 1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK) stock price today?

1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK) is currently trading at $42.55, up 0% today.

What is FSMK P/E ratio?

1ST SUMMIT BANCORP of Johnstown, Inc.'s P/E ratio is 11.05. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FSMK return on equity (ROE)?

1ST SUMMIT BANCORP of Johnstown, Inc.'s return on equity (ROE) is 7.59%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is 1ST SUMMIT BANCORP of Johnstown, Inc.'s market cap?

1ST SUMMIT BANCORP of Johnstown, Inc. has a market capitalization of $90.14M.

OTC · Banks - Regional

1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK) Stock

$42.55 +0.00% OTC: FSMK Financial Services

Serving as the parent organization for 1ST SUMMIT BANK, 1ST SUMMIT BANCORP of Johnstown, Inc. delivers a comprehensive suite of financial solutions.

Valuation

Metric	Value
Price	$42.55
Market Cap	$90.14M
P/E Ratio	11.05
P/B Ratio	0.82
P/S Ratio	1.22
EPS (TTM)	$3.85
52-Week High	$42.56
52-Week Low	$25.23
Dividend Yield	4.04%

Financials & Margins

Metric	Value
ROE	7.59%
ROA	0.53%
ROCE	0.66%
Gross Margin	57.42%
Operating Margin	12.31%
Net Margin	11.02%
Debt/Equity	2.08
Current Ratio	0.12

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$48.0M	$57.0M	$58.0M	$67.0M	$70.0M
Operating Profit	$13.0M	$19.0M	$2.0M	$3.0M	$6.0M
Net Profit	$11.0M	$12.0M	$3.0M	$3.0M	$5.0M
EPS	$5.16	$5.26	$1.21	$1.46	$2.52
Op Margin	26.7%	33.7%	3.1%	4.0%	8.0%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$1.3B	$1.4B	$1.4B	$1.4B	$1.5B
Total Liabilities	$1.2B	$1.3B	$1.3B	$1.3B	$1.4B
Cash	$15.0M	$11.0M	$13.0M	$18.0M	$15.0M
Borrowings	$50.0M	$93.0M	$75.0M	$106.0M	$192.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$15.0M	$14.0M	$7.0M	$2.0M	$8.0M
Investing Cash Flow	$-74.0M	$-83.0M	$-9.0M	$-35.0M	$-102.0M
Financing Cash Flow	$51.0M	$23.0M	$25.0M	$16.0M	$-1.0M
Net Cash Flow	$2.0M	$-4.0M	$3.0M	$5.0M	$-3.0M
Free Cash Flow	$13.0M	$13.0M	$4.0M	$1.0M	$1.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.21
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	65.97%
Return 3Y	—
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held0.00%

Institutions Float Held0.00%

Institutional Holder	Shares	Report Date
Captrust Financial Advisors	1,218	2022-06-30

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
CMHFCommunity Heritage Financial, Inc.	$42.00	+0.00%	20.29	$94.56M	0.76%
FBSIFirst Bancshares, Inc.	$32.95	+0.00%	9.50	$79.50M	1.54%
FBTTFirst Bankers Trustshares, Inc.	$28.50	+7.55%	11.78	$85.68M	3.23%
JUVFJuniata Valley Financial Corp.	$16.65	-0.60%	8.90	$83.79M	5.29%
KSBIKS Bancorp, Inc.	$80.00	+0.00%	8.46	$88.62M	1.70%

About 1ST SUMMIT BANCORP of Johnstown, Inc.

Serving as the parent organization for 1ST SUMMIT BANK, 1ST SUMMIT BANCORP of Johnstown, Inc. delivers a comprehensive suite of financial solutions. The bank facilitates various deposit accounts, including checking, savings, money market, and individual retirement accounts (IRAs), alongside both interest-bearing and noninterest-bearing demand and time deposits, and certificates of deposit. Its lending portfolio spans residential property, commercial real estate, general commercial, and consumer financing. Additionally, the institution provides wealth management, investment advisory, and trust administration services, issues credit and debit cards, and offers life insurance policies. With its headquarters in Johnstown, Pennsylvania, the company operates a network of 17 branch locations, extending its reach across Cambria, Somerset, Indiana, Blair, and Westmoreland counties within Pennsylvania. Founded in 1924, the corporation previously operated as SUMMIT Bancorp, Inc. until its renaming to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996.

1ST SUMMIT BANCORP of Johnstown, Inc. is headquartered in US.

1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK) stock trades at $42.55 with a market capitalization of $90.14M. The stock is valued at a price-to-earnings (P/E) ratio of 11.05, price-to-book of 0.82, price-to-sales of 1.22. Over the past 52 weeks the stock has ranged between $25.23 and $42.56, and currently trades at its 52-week high. It pays a dividend yielding 4.04%.

On profitability, 1ST SUMMIT BANCORP of Johnstown, Inc. generates a return on equity (ROE) of 7.59%, return on capital employed of 0.66%, an operating margin of 12.31%, a net profit margin of 11.02%.

Official website: www.1stsummit.bank