What is First Bankers Trustshares, Inc. (FBTT) stock price today?

First Bankers Trustshares, Inc. (FBTT) is currently trading at $28.50, up 7.55% today.

What is FBTT P/E ratio?

First Bankers Trustshares, Inc.'s P/E ratio is 11.78. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FBTT return on equity (ROE)?

First Bankers Trustshares, Inc.'s return on equity (ROE) is 8.85%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is First Bankers Trustshares, Inc.'s market cap?

First Bankers Trustshares, Inc. has a market capitalization of $85.68M.

OTC · Banks - Regional

First Bankers Trustshares, Inc. (FBTT) Stock

$28.50 +7.55% OTC: FBTT Financial Services

Valuation

Metric	Value
Price	$28.50
Market Cap	$85.68M
P/E Ratio	11.78
P/B Ratio	1.04
P/S Ratio	2.09
EPS (TTM)	$2.42
52-Week High	$28.50
52-Week Low	$16.50
Dividend Yield	3.23%

Financials & Margins

Metric	Value
ROE	8.85%
ROA	0.59%
ROCE	0.79%
Gross Margin	98.16%
Operating Margin	22.34%
Net Margin	17.60%
Debt/Equity	1.27
Current Ratio	1.29

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$35.0M	$38.0M	$48.0M	$55.0M	$39.0M
Operating Profit	$10.0M	$11.0M	$6.0M	$5.0M	$9.0M
Net Profit	$8.0M	$9.0M	$5.0M	$4.0M	$7.0M
EPS	$2.64	$2.91	$1.81	$1.40	$2.28
Op Margin	29.2%	29.0%	13.4%	9.2%	22.1%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$1.2B	$1.1B	$1.1B	$1.2B	$1.2B
Total Liabilities	$1.1B	$1.1B	$1.1B	$1.1B	$1.2B
Cash	$46.0M	$27.0M	$47.0M	$81.0M	$94.0M
Borrowings	$137.0M	$141.0M	$105.0M	$110.0M	$104.0M

Latest News

First Bankers Trust Selects Alacriti To Modernize Loan Payments and Enhance Customer Experience GlobeNewswire · Jun 10, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$17.0M	$16.0M	$8.0M	$5.0M	$8.0M
Investing Cash Flow	$-135.0M	$32.0M	$-9.0M	$1.0M	$-24.0M
Financing Cash Flow	$112.0M	$-68.0M	$58.0M	$26.0M	$37.0M
Net Cash Flow	$-7.0M	$-19.0M	$20.0M	$34.0M	$0
Free Cash Flow	$16.0M	$16.0M	$7.0M	$4.0M	$8.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.27
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	79.64%
Return 3Y	80.33%
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held0.01%

Institutions Float Held0.01%

Institutional Holder	Shares	Report Date
Atlas Capital Advisors Inc	400	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AAPLApple Inc.	$313.33	+0.29%	37.72	$4.60T	0.34%
MSFTMicrosoft Corporation	$499.99	+0.03%	22.95	$3.71T	0.94%
GOOGLAlphabet Inc.	$354.30	-0.96%	27.68	$4.29T	0.23%
AMZNAmazon.com, Inc.	$274.48	+0.82%	28.76	$2.95T	0.00%
METAMeta Platforms, Inc.	$592.10	+0.37%	21.47	$1.51T	0.35%

About First Bankers Trustshares, Inc.

First Bankers Trustshares, Inc. serves as the parent entity for First Bankers Trust Company, N.A., delivering a comprehensive range of financial solutions to retail, institutional, and corporate clients. Its product suite includes various deposit accounts such as checking, savings, money market, certificates of deposit (CDs), and individual retirement accounts (IRAs). The company's lending portfolio features commercial, consumer, and mortgage loans, alongside home equity lines of credit (HELOCs), letters of credit, real estate and equipment financing, revolving lines of credit, government-assisted loan programs, and refinancing options. Additional services include overdraft protection, direct deposit, debit and credit cards, safe deposit boxes, wire transfers, savings bonds, identity theft protection, investment services, cash management, and electronic banking. Operations are supported by nine banking facilities located in Adams, Hancock, McDonough, Sangamon, and Schuyler counties in West Central Illinois, along with a loan production office in St. Clair County, Illinois. Founded in 1946, First Bankers Trustshares, Inc. is headquartered in Quincy, Illinois.

First Bankers Trustshares, Inc. is headquartered in US.

First Bankers Trustshares, Inc. (FBTT) stock trades at $28.50 with a market capitalization of $85.68M. The stock is valued at a price-to-earnings (P/E) ratio of 11.78, price-to-book of 1.04, price-to-sales of 2.09. Over the past 52 weeks the stock has ranged between $16.50 and $28.50, and currently trades at its 52-week high. It pays a dividend yielding 3.23%.

On profitability, First Bankers Trustshares, Inc. generates a return on equity (ROE) of 8.85%, return on capital employed of 0.79%, an operating margin of 22.34%, a net profit margin of 17.60%.

Official website: www.firstbankers.com