What is First Capital Bancshares, Inc. (FCPB) stock price today?

First Capital Bancshares, Inc. (FCPB) is currently trading at $13.10, up 0% today.

What is FCPB P/E ratio?

First Capital Bancshares, Inc.'s P/E ratio is 14.60. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FCPB return on equity (ROE)?

First Capital Bancshares, Inc.'s return on equity (ROE) is 8.92%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is First Capital Bancshares, Inc.'s market cap?

First Capital Bancshares, Inc. has a market capitalization of $7.39M.

OTC · Banks - Regional

First Capital Bancshares, Inc. (FCPB) Stock

$13.10 +0.00% OTC: FCPB Financial Services

First Capital Bancshares, Inc. operates as the parent company for First Capital Bank, which specializes in providing a comprehensive range of commercial banking services.

Valuation

Metric	Value
Price	$13.10
Market Cap	$7.39M
P/E Ratio	14.60
P/B Ratio	1.14
P/S Ratio	0.13
EPS (TTM)	$0.90
52-Week High	$13.10
52-Week Low	$10.60
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	8.92%
ROA	0.72%
ROCE	0.95%
Gross Margin	52.02%
Operating Margin	21.12%
Net Margin	16.04%
Debt/Equity	0.70
Current Ratio	0.00

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$12.0M	$19.0M	$40.0M	$26.0M	$68.0M
Operating Profit	$1.0M	$4.0M	$5.0M	$9.0M	$12.0M
Net Profit	$1.0M	$3.0M	$4.0M	$5.0M	$10.0M
EPS	$0.14	$0.47	$0.47	$0.54	$0.95
Op Margin	8.4%	18.3%	12.0%	32.4%	17.8%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$387.0M	$569.0M	$792.0M	$968.0M	$1.1B
Total Liabilities	$353.0M	$518.0M	$723.0M	$879.0M	$1.0B
Cash	$63.0M	$14.0M	$46.0M	$57.0M	$46.0M
Borrowings	$25.0M	$44.0M	$71.0M	$91.0M	$90.0M

Latest News

First Capital Bank Elects Elizabeth Krawcheck Rodgers to Board of Directors PR Newswire · Jul 21, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$2.0M	$3.0M	$4.0M	$9.0M	$6.0M
Investing Cash Flow	$-107.0M	$-233.0M	$-191.0M	$-168.0M	$-221.0M
Financing Cash Flow	$113.0M	$143.0M	$178.0M	$132.0M	$202.0M
Net Cash Flow	$16.0M	$-49.0M	$31.0M	$12.0M	$0
Free Cash Flow	$0	$1.0M	$3.0M	$6.0M	$6.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.09
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	20.18%
Return 3Y	54.12%
Return 5Y	92.65%

Ownership

Insiders Held0.00%

Institutions Held3.78%

Institutions Float Held3.78%

Institutional Holder	Shares	Report Date
BANC FUNDS CO LLC	358,995	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AAPLApple Inc.	$313.33	+0.29%	37.72	$4.60T	0.34%
MSFTMicrosoft Corporation	$499.99	+0.03%	22.95	$3.71T	0.94%
GOOGLAlphabet Inc.	$354.30	-0.96%	27.68	$4.29T	0.23%
AMZNAmazon.com, Inc.	$274.48	+0.82%	28.76	$2.95T	0.00%
METAMeta Platforms, Inc.	$592.10	+0.37%	21.47	$1.51T	0.35%

About First Capital Bancshares, Inc.

First Capital Bancshares, Inc. operates as the parent company for First Capital Bank, which specializes in providing a comprehensive range of commercial banking services. The bank offers a diverse array of deposit products to its customers, encompassing checking and savings accounts, individual retirement accounts (IRAs), certificates of deposit (CDs), and specialized business accounts. Beyond deposits, First Capital Bank extends a broad spectrum of lending options. These include consumer loans such as vehicle, boat, mortgage, RV, construction, and deposit-secured loans. For businesses, they offer commercial real estate, construction, vehicle, equipment, and agricultural loans. Additional financial solutions include overdraft protection for checking accounts, home equity lines of credit, and commercial lines of credit. The institution also facilitates modern banking needs with debit and credit cards, along with robust online and mobile banking platforms. Customers benefit from services like bill payment, mobile check deposit, merchant card processing, and remote deposit capture. Geographically, the bank primarily serves communities within Charleston and Marlboro counties in South Carolina, as well as Scotland and Moore counties in North Carolina. This footprint is augmented by a dedicated loan production office situated in Moore County, North Carolina. Founded in 1997, First Capital Bancshares, Inc. maintains its corporate headquarters in Charleston, South Carolina.

First Capital Bancshares, Inc. is headquartered in US.

First Capital Bancshares, Inc. (FCPB) stock trades at $13.10 with a market capitalization of $7.39M. The stock is valued at a price-to-earnings (P/E) ratio of 14.60, price-to-book of 1.14, price-to-sales of 0.13. Over the past 52 weeks the stock has ranged between $10.60 and $13.10, and currently trades at its 52-week high.

On profitability, First Capital Bancshares, Inc. generates a return on equity (ROE) of 8.92%, return on capital employed of 0.95%, an operating margin of 21.12%, a net profit margin of 16.04%.

Official website: www.fcbcarolinas.com