What is 1st Federal Savings Bank of SC, Inc. (FSGB) stock price today?

1st Federal Savings Bank of SC, Inc. (FSGB) is currently trading at $10.38, up 0% today.

What is FSGB P/E ratio?

1st Federal Savings Bank of SC, Inc.'s P/E ratio is 0.00. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FSGB return on equity (ROE)?

1st Federal Savings Bank of SC, Inc.'s return on equity (ROE) is 6.41%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is 1st Federal Savings Bank of SC, Inc.'s market cap?

1st Federal Savings Bank of SC, Inc. has a market capitalization of $10.51M.

OTC · Banks - Regional

1st Federal Savings Bank of SC, Inc. (FSGB) Stock

$10.38 +0.00% OTC: FSGB Financial Services

1st Federal Savings Bank of SC, Inc. delivers a comprehensive range of financial solutions.

Valuation

Metric	Value
Price	$10.38
Market Cap	$10.51M
P/E Ratio	0.00
P/B Ratio	0.81
P/S Ratio	1.30
EPS (TTM)	$0.00
52-Week High	$10.50
52-Week Low	$9.20
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	6.41%
ROA	0.58%
ROCE	6.72%
Gross Margin	81.09%
Operating Margin	13.49%
Net Margin	10.15%
Debt/Equity	0.16
Current Ratio	0.06

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$6.0M	$5.0M	$7.0M	$6.0M	$8.0M
Operating Profit	$2.0M	$0	$1.0M	$1.0M	$1.0M
Net Profit	$1.0M	$0	$1.0M	$1.0M	$1.0M
EPS	$1.20	$0.38	$0.62	$0.78	$0.00
Op Margin	26.0%	9.7%	12.1%	16.3%	13.5%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$130.0M	$144.0M	$158.0M	$145.0M	$142.0M
Total Liabilities	$118.0M	$134.0M	$147.0M	$133.0M	$129.0M
Cash	$25.0M	$15.0M	$8.0M	$5.0M	$8.0M
Borrowings	$0	$3.0M	$22.0M	$9.0M	$2.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$0	$0	$1.0M	$0	$1.0M
Investing Cash Flow	$-19.0M	$-29.0M	$-18.0M	$16.0M	$6.0M
Financing Cash Flow	$14.0M	$13.0M	$-6.0M	$-1.0M	$2.0M
Net Cash Flow	$-7.0M	$-13.0M	$-4.0M	$-1.0M	$3.0M
Free Cash Flow	$0	$0	$1.0M	$0	$1.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.00
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	11.61%
Return 3Y	-15.61%
Return 5Y	-25.86%

Ownership

Insiders Held0.00%

Institutions Held0.00%

Institutions Float Held0.00%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
ASCNAbsecon Bancorp	$121.00	+0.00%	0.00	$13.25M	3.38%
CBFCCNB Financial Services, Inc.	$80.00	+0.00%	10.51	$30.39M	1.58%
EBSHEmpire Bancshares, Inc.	$41.10	+0.00%	18.77	$27.18M	1.15%
FNFIFirst Niles Financial, Inc.	$8.65	-1.70%	11.38	$9.63M	2.77%
FPBCFirst Pacific Bancorp	$7.74	+0.00%	16.47	$15.01M	0.00%

About 1st Federal Savings Bank of SC, Inc.

1st Federal Savings Bank of SC, Inc. delivers a comprehensive range of financial solutions. For individuals and businesses, it offers diverse deposit products, including checking and savings accounts, Individual Retirement Accounts (IRAs), and Certificates of Deposit (CDs). The bank also facilitates numerous ancillary services, such as debit cards, overdraft coverage, check reordering, wire transfers, automated telephone banking, secure night deposit facilities, safe deposit box rentals, direct deposit, and automatic funds transfers, all complemented by robust online banking capabilities. Furthermore, it extends various lending options, from mortgages and personal loans to commercial financing, and features specialized Kasasa products. This financial institution commenced operations in Walterboro, South Carolina, in 1962.

1st Federal Savings Bank of SC, Inc. is headquartered in US.

1st Federal Savings Bank of SC, Inc. (FSGB) stock trades at $10.38 with a market capitalization of $10.51M. The stock is valued at a price-to-earnings (P/E) ratio of 0.00, price-to-book of 0.81, price-to-sales of 1.30. Over the past 52 weeks the stock has ranged between $9.20 and $10.50, and currently trades 1.1% below its 52-week high.

On profitability, 1st Federal Savings Bank of SC, Inc. generates a return on equity (ROE) of 6.41%, return on capital employed of 6.72%, an operating margin of 13.49%, a net profit margin of 10.15%.

Official website: www.1stfederalofsc.com