OTC · Banks - Regional

First Community Corporation (FCCT) Stock

$13.35 +0.00% OTC: FCCT Financial Services

First Community Corporation functions as the parent company for First Community Bank of East Tennessee, offering a comprehensive suite of financial services to both private individuals and commercial entities. Its array of deposit products includes demand and savings accounts, individual retirement arrangements, checking accounts, money market and business accounts, and certificates of deposit.

Valuation

MetricValue
Price$13.35
Market Cap$25.62M
P/E Ratio12.54
P/B Ratio1.36
P/S Ratio2.17
EPS (TTM)$1.06
52-Week High$13.35
52-Week Low$7.95
Dividend Yield1.97%

Financials & Margins

MetricValue
ROE11.74%
ROA0.87%
ROCE1.13%
Gross Margin68.54%
Operating Margin22.60%
Net Margin18.01%
Debt/Equity0.53
Current Ratio0.35

Annual Financials (USD)

Metric20202021202220232024
Revenue$7.0M$7.0M$8.0M$9.0M$8.0M
Operating Profit$2.0M$1.0M$2.0M$0$2.0M
Net Profit$1.0M$1.0M$1.0M$2.0M$2.0M
EPS$0.57$0.39$0.74$1.29$1.02
Op Margin23.9%15.0%29.1%-1.9%29.0%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$183.0M$200.0M$207.0M$209.0M$196.0M
Total Liabilities$165.0M$182.0M$189.0M$190.0M$174.0M
Cash$43.0M$51.0M$31.0M$31.0M$29.0M
Borrowings$11.0M$6.0M$6.0M$4.0M$3.0M

Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$1.0M$1.0M$2.0M$3.0M$2.0M
Investing Cash Flow$11.0M$-9.0M$-29.0M$-3.0M$11.0M
Financing Cash Flow$16.0M$21.0M$7.0M$2.0M$-14.0M
Net Cash Flow$32.0M$8.0M$-20.0M$0$-3.0M
Free Cash Flow$1.0M$1.0M$1.0M$3.0M$2.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.43
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BRBWBrunswick Bancorp $16.00 +0.00% 12.12 $23.62M 0.00%
CBOFCBOA Financial, Inc. $2.27 -1.30% 6.31 $23.19M 0.00%
CNBAChester Bancorp, Inc. $5.85 +0.00% 7312.50 $26.13M 12.65%
CSKLCatskill Hudson Bancorp, Inc. $40.15 +0.38% -182.50 $28.35M 0.00%
EFBIEagle Financial Bancorp, Inc. $17.32 -0.52% 6.51 $20.78M 0.00%

About First Community Corporation

First Community Corporation functions as the parent company for First Community Bank of East Tennessee, offering a comprehensive suite of financial services to both private individuals and commercial entities. Its array of deposit products includes demand and savings accounts, individual retirement arrangements, checking accounts, money market and business accounts, and certificates of deposit. The firm also provides diverse lending options such as commercial, residential property, personal, and consumer loans; these encompass term loans, lines of credit, construction financing, equipment and machinery acquisition funding, tenant improvement financing, government-guaranteed loans, and capital for business expansion and asset procurement. Furthermore, it supplies various additional services, including secure deposit boxes, insurance policies, investment advisory and products, internet and mobile banking platforms, online bill payment, ATM/Visa debit cards, telephone banking, and direct deposit functionalities. Founded in 1993 and based in Rogersville, Tennessee, the company operates banking branches in Rogersville, Church Hill, Surgoinsville, and Kingsport, all located in Tennessee.

First Community Corporation is headquartered in US.

First Community Corporation (FCCT) stock trades at $13.35 with a market capitalization of $25.62M. The stock is valued at a price-to-earnings (P/E) ratio of 12.54, price-to-book of 1.36, price-to-sales of 2.17. Over the past 52 weeks the stock has ranged between $7.95 and $13.35, and currently trades at its 52-week high. It pays a dividend yielding 1.97%.

On profitability, First Community Corporation generates a return on equity (ROE) of 11.74%, return on capital employed of 1.13%, an operating margin of 22.60%, a net profit margin of 18.01%.

Official website: www.fcbanktn.bank

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