What is CBOA Financial, Inc. (CBOF) stock price today?

CBOA Financial, Inc. (CBOF) is currently trading at $2.27, down 1.3% today.

What is CBOF P/E ratio?

CBOA Financial, Inc.'s P/E ratio is 6.31. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is CBOF return on equity (ROE)?

CBOA Financial, Inc.'s return on equity (ROE) is 11.90%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is CBOA Financial, Inc.'s market cap?

CBOA Financial, Inc. has a market capitalization of $23.19M.

OTC · Banks - Regional

CBOA Financial, Inc. (CBOF) Stock

$2.27 -1.30% OTC: CBOF Financial Services

CBOA Financial, Inc. functions as the parent company for Commerce Bank of Arizona, Inc., which delivers a diverse array of personal and commercial banking solutions across Arizona.

Valuation

Metric	Value
Price	$2.27
Market Cap	$23.19M
P/E Ratio	6.31
P/B Ratio	0.75
P/S Ratio	1.40
EPS (TTM)	$0.36
52-Week High	$3.09
52-Week Low	$2.05
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	11.90%
ROA	0.93%
ROCE	2.48%
Gross Margin	100.00%
Operating Margin	29.83%
Net Margin	20.91%
Debt/Equity	1.21
Current Ratio	0.10

Annual Financials (USD)

Metric	2018	2019	2020	2021	2022
Revenue	$11.0M	$12.0M	$12.0M	$14.0M	$17.0M
Operating Profit	$2.0M	$2.0M	$1.0M	$3.0M	$5.0M
Net Profit	$2.0M	$2.0M	$3.0M	$3.0M	$3.0M
EPS	$0.26	$0.24	$0.26	$0.29	$0.35
Op Margin	15.6%	15.9%	7.4%	24.2%	29.8%

Balance Sheet (USD)

Metric	2018	2019	2020	2021	2022
Total Assets	$211.0M	$238.0M	$356.0M	$346.0M	$372.0M
Total Liabilities	$176.0M	$208.0M	$331.0M	$317.0M	$343.0M
Cash	$0	$0	$0	$-53.0M	$-17.0M
Borrowings	$0	$0	$26.0M	$10.0M	$35.0M

Cash Flow (USD)

Metric	2018	2019	2020	2021	2022
Operating Cash Flow	$2.0M	$2.0M	$1.0M	$5.0M	$6.0M
Investing Cash Flow	$0	$0	$-77.0M	$-13.0M	$-70.0M
Financing Cash Flow	$0	$0	$113.0M	$-13.0M	$28.0M
Net Cash Flow	$2.0M	$2.0M	$38.0M	$-19.0M	$-36.0M
Free Cash Flow	$2.0M	$2.0M	$-1.0M	$4.0M	$5.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.06
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	—
Return 3Y	—
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BRBWBrunswick Bancorp	$16.00	+0.00%	12.12	$23.62M	0.00%
CBBBContinental Beverage Brands Corporation	$0.20	+1.00%	-400.00	$22.15M	0.00%
CFICCornerstone Financial Corporation	$8.32	+21.82%	-83.20	$18.24M	0.00%
CNBAChester Bancorp, Inc.	$5.85	+0.00%	7312.50	$26.13M	12.65%
CSKLCatskill Hudson Bancorp, Inc.	$40.15	+0.38%	-182.50	$28.35M	0.00%

About CBOA Financial, Inc.

CBOA Financial, Inc. functions as the parent company for Commerce Bank of Arizona, Inc., which delivers a diverse array of personal and commercial banking solutions across Arizona. The bank's product portfolio includes fundamental deposit options such as checking and savings accounts. Its lending solutions encompass Small Business Administration (SBA) loans, business term financing, equipment loans, commercial real estate mortgages, and residential home loans, in addition to flexible lines of credit. Furthermore, the company offers various digital and voice-based banking services, remote check deposit capabilities, Automated Clearing House (ACH) processing, wire transfers, and merchant payment services, alongside specialized zero balance accounts and debit cards. Established in 2002, CBOA Financial, Inc. maintains its headquarters in Tucson, Arizona.

CBOA Financial, Inc. is headquartered in US.

CBOA Financial, Inc. (CBOF) stock trades at $2.27 with a market capitalization of $23.19M. The stock is valued at a price-to-earnings (P/E) ratio of 6.31, price-to-book of 0.75, price-to-sales of 1.40. Over the past 52 weeks the stock has ranged between $2.05 and $3.09, and currently trades 26.5% below its 52-week high.

On profitability, CBOA Financial, Inc. generates a return on equity (ROE) of 11.90%, return on capital employed of 2.48%, an operating margin of 29.83%, a net profit margin of 20.91%.

Official website: www.commercebankaz.com