What is ESSA Bancorp, Inc. (ESSA) stock price today?

ESSA Bancorp, Inc. (ESSA) is currently trading at $20.61, up 2.54% today.

What is ESSA P/E ratio?

ESSA Bancorp, Inc.'s P/E ratio is 11.58. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is ESSA return on equity (ROE)?

ESSA Bancorp, Inc.'s return on equity (ROE) is 7.55%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is ESSA Bancorp, Inc.'s market cap?

ESSA Bancorp, Inc. has a market capitalization of $209.29M.

NASDAQ · Banks - Regional

ESSA Bancorp, Inc. (ESSA) Stock

$20.61 +2.54% NASDAQ: ESSA Financial Services

ESSA Bancorp, Inc. functions as the parent company for ESSA Bank & Trust, delivering a comprehensive suite of financial services to individuals, families, and businesses across Pennsylvania.

Valuation

Metric	Value
Price	$20.61
Market Cap	$209.29M
P/E Ratio	11.58
P/B Ratio	0.85
P/S Ratio	1.87
EPS (TTM)	$1.78
52-Week High	$22.22
52-Week Low	$15.82
Dividend Yield	2.91%

Financials & Margins

Metric	Value
ROE	7.55%
ROA	0.78%
ROCE	7.52%
Gross Margin	60.76%
Operating Margin	18.77%
Net Margin	15.22%
Debt/Equity	1.26
Current Ratio	0.14

Annual Financials (USD)

Metric	2020	2021	2022	2023	2024
Revenue	$77.0M	$70.0M	$71.0M	$93.0M	$112.0M
Operating Profit	$18.0M	$20.0M	$25.0M	$23.0M	$21.0M
Net Profit	$14.0M	$16.0M	$20.0M	$19.0M	$17.0M
EPS	$1.39	$1.65	$2.06	$1.91	$1.78
Op Margin	22.8%	28.4%	35.1%	24.7%	18.8%

Balance Sheet (USD)

Metric	2020	2021	2022	2023	2024
Total Assets	$1.9B	$1.9B	$1.9B	$2.3B	$2.2B
Total Liabilities	$1.7B	$1.7B	$1.6B	$2.1B	$2.0B
Cash	$156.0M	$159.0M	$28.0M	$85.0M	$49.0M
Borrowings	$126.0M	$0	$231.0M	$375.0M	$290.0M

Latest News

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Cash Flow (USD)

Metric	2020	2021	2022	2023	2024
Operating Cash Flow	$20.0M	$19.0M	$23.0M	$21.0M	$13.0M
Investing Cash Flow	$14.0M	$31.0M	$-129.0M	$-378.0M	$77.0M
Financing Cash Flow	$195.0M	$82.0M	$-251.0M	$276.0M	$-37.0M
Net Cash Flow	$104.0M	$3.0M	$-131.0M	$57.0M	$-37.0M
Free Cash Flow	$19.0M	$19.0M	$22.0M	$20.0M	$13.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	-0.71
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	—
Return 3Y	—
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
CALBCalifornia BanCorp	$25.09	+1.05%	9.72	$212.56M	0.00%
CVCYCentral Valley Community Bancorp	$19.89	+2.26%	9.17	$235.33M	2.41%
CVLYCodorus Valley Bancorp, Inc.	$24.04	+4.98%	9.25	$232.28M	2.83%
EVBNEvans Bancorp, Inc.	$39.53	+7.16%	18.39	$220.08M	3.34%
FFNWFirst Financial Northwest, Inc.	$22.56	-0.15%	188.00	$208.18M	0.00%

About ESSA Bancorp, Inc.

ESSA Bancorp, Inc. functions as the parent company for ESSA Bank & Trust, delivering a comprehensive suite of financial services to individuals, families, and businesses across Pennsylvania. The institution provides diverse deposit products, including personal and commercial checking accounts, savings, interest-bearing demand, money market, and club accounts, alongside certificates of deposit, IRAs, and other qualified retirement plan accounts. Its extensive loan offerings feature first mortgages for the acquisition, construction, or refinancing of one-to-four-family residential properties, commercial real estate loans, home equity loans and lines of credit, as well as various commercial, consumer, deposit-secured, and unsecured personal loans. Furthermore, ESSA extends its services to include insurance benefits consulting—covering health, life, short and long-term disability, dental, vision, 401(K) retirement planning, and individual health products—in addition to asset management, trust, and investment services. As of September 30, 2021, the company operated 21 community branches within Pennsylvania, distributed as follows: seven in Monroe, three in Lehigh, five in Northampton, one in Lackawanna, one in Luzerne, one in Chester, two in Delaware, and one in Montgomery County. Founded in 1916, ESSA Bancorp maintains its headquarters in Stroudsburg, Pennsylvania.

ESSA Bancorp, Inc. is headquartered in US.

ESSA Bancorp, Inc. (ESSA) stock trades at $20.61 with a market capitalization of $209.29M. The stock is valued at a price-to-earnings (P/E) ratio of 11.58, price-to-book of 0.85, price-to-sales of 1.87. Over the past 52 weeks the stock has ranged between $15.82 and $22.22, and currently trades 7.2% below its 52-week high. It pays a dividend yielding 2.91%.

On profitability, ESSA Bancorp, Inc. generates a return on equity (ROE) of 7.55%, return on capital employed of 7.52%, an operating margin of 18.77%, a net profit margin of 15.22%.

Official website: ir.essabank.com

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