NASDAQ · Banks - Regional

Central Valley Community Bancorp (CVCY) Stock

$19.89 +2.26% NASDAQ: CVCY Financial Services

Central Valley Community Bancorp functions as the parent company for Central Valley Community Bank, delivering a comprehensive array of commercial banking services. The bank primarily serves small and mid-sized businesses, alongside individual clients, within California's Central Valley region.

Valuation

MetricValue
Price$19.89
Market Cap$235.33M
P/E Ratio9.17
P/B Ratio0.90
P/S Ratio1.25
EPS (TTM)$2.17
52-Week High$22.89
52-Week Low$12.59
Dividend Yield2.41%

Financials & Margins

MetricValue
ROE10.30%
ROA1.12%
ROCE0.00%
Gross Margin0.00%
Operating Margin0.00%
Net Margin21.95%
Debt/Equity0.00
Current Ratio0.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$80.0M$83.0M$89.0M$0$186.0M
Operating Profit$38.0M$39.0M$35.0M$0$0
Net Profit$28.0M$27.0M$26.0M$8.0M$38.0M
EPS$2.31$2.27$2.17$0.45$2.00
Op Margin47.3%46.3%39.5%0.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.5B$2.4B$2.4B$1.0B$3.7B
Total Liabilities$2.2B$2.2B$2.2B$-940.0M$3.3B
Cash$163.0M$31.0M$54.0M$0$28.0M
Borrowings$39.0M$116.0M$159.0M$0$0

Latest News

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$43.0M$24.0M$28.0M$22.0M$46.0M
Investing Cash Flow$-366.0M$-198.0M$46.0M$64.0M$-161.0M
Financing Cash Flow$408.0M$40.0M$-24.0M$-12.0M$9.0M
Net Cash Flow$93.0M$-132.0M$23.0M$67.0M$0
Free Cash Flow$42.0M$24.0M$18.0M$22.0M$46.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.00
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CALBCalifornia BanCorp $25.09 +1.05% 9.72 $212.56M 0.00%
CVLYCodorus Valley Bancorp, Inc. $24.04 +4.98% 9.25 $232.28M 2.83%
ESSAESSA Bancorp, Inc. $20.61 +2.54% 11.58 $209.29M 2.91%
EVBNEvans Bancorp, Inc. $39.53 +7.16% 18.39 $220.08M 3.34%
FLICThe First of Long Island Corporation $11.87 +0.25% 15.62 $269.21M 0.00%

About Central Valley Community Bancorp

Central Valley Community Bancorp functions as the parent company for Central Valley Community Bank, delivering a comprehensive array of commercial banking services. The bank primarily serves small and mid-sized businesses, alongside individual clients, within California's Central Valley region. Its deposit offerings encompass various options, including checking accounts (demand, NOW, and non-interest-bearing), savings accounts, money market accounts, and certificates of deposit. The lending portfolio is extensive, featuring commercial and industrial loans, agricultural financing for both crop production and livestock, and a diverse range of real estate loans that cover owner-occupied and investment commercial properties, construction projects, agricultural land, and other real estate types. Additionally, the bank provides home equity loans and lines of credit, as well as installment and other consumer loan products. Beyond core banking, customers can access services such as domestic and international wire transfers, safe deposit boxes, and internet banking, among other standard financial provisions. As of December 31, 2021, the company operated through a network of 20 full-service branches situated in various Central Valley communities, including Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Established in 1979, Central Valley Community Bancorp's headquarters are located in Fresno, California.

Central Valley Community Bancorp is headquartered in US.

Central Valley Community Bancorp (CVCY) stock trades at $19.89 with a market capitalization of $235.33M. The stock is valued at a price-to-earnings (P/E) ratio of 9.17, price-to-book of 0.90, price-to-sales of 1.25. Over the past 52 weeks the stock has ranged between $12.59 and $22.89, and currently trades 13.1% below its 52-week high. It pays a dividend yielding 2.41%.

On profitability, Central Valley Community Bancorp generates a return on equity (ROE) of 10.30%, return on capital employed of 0.00%, an operating margin of 0.00%, a net profit margin of 21.95%.

Official website: www.cvcb.com

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