OTC · Banks - Regional

Dogwood State Bank (DSBX) Stock

$24.26 -0.76% OTC: DSBX Financial Services

Dogwood State Bank, established in 2001 and headquartered in Raleigh, North Carolina, offers a comprehensive suite of banking and lending services to businesses, their owners, professionals, and employees across the state. The institution, which was previously known as Sound Bank until its name change in September 2019, provides various financial solutions tailored to diverse needs.

Valuation

MetricValue
Price$24.26
Market Cap$461.38M
P/E Ratio20.74
P/B Ratio1.76
P/S Ratio4.04
EPS (TTM)$1.17
52-Week High$25.02
52-Week Low$13.60
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE8.78%
ROA0.92%
ROCE1.15%
Gross Margin44.52%
Operating Margin23.82%
Net Margin18.94%
Debt/Equity0.48
Current Ratio0.08

Annual Financials (USD)

Metric20202021202220232024
Revenue$25.0M$43.0M$52.0M$81.0M$110.0M
Operating Profit$0$4.0M$14.0M$14.0M$9.0M
Net Profit$0$4.0M$11.0M$11.0M$6.0M
EPS$0.02$0.33$0.77$0.72$0.35
Op Margin0.0%8.6%26.2%17.0%8.2%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$612.0M$925.0M$1.1B$1.4B$2.2B
Total Liabilities$524.0M$806.0M$980.0M$1.3B$2.0B
Cash$26.0M$95.0M$40.0M$129.0M$86.0M
Borrowings$108.0M$13.0M$70.0M$61.0M$156.0M

Latest News

Google CFO: CapEx spending will continue to 'increase significantly' in 2027 Yahoo Finance Video · Jul 22, 2026 Moncler SpA (MONRF) H1 2026 Earnings Call Highlights: Strong Revenue Growth and Strategic Expansion GuruFocus.com · Jul 22, 2026 Sigma Foods SAB de CV (ALFFF) Q2 2026 Earnings Call Highlights: Record Growth and Strategic ... GuruFocus.com · Jul 22, 2026 SEB SA (SEBYF) Half Year 2026 Earnings Call Highlights: Strong Operating Growth Amidst ... GuruFocus.com · Jul 22, 2026 Dassault Aviation SA (DUAVF) (Q2 2026) Earnings Call Highlights: Strategic Partnerships and ... GuruFocus.com · Jul 22, 2026

Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$-7.0M$7.0M$9.0M$14.0M$3.0M
Investing Cash Flow$-241.0M$-244.0M$-251.0M$-226.0M$-143.0M
Financing Cash Flow$172.0M$375.0M$116.0M$290.0M$43.0M
Net Cash Flow$13.0M$69.0M$-55.0M$89.0M$0
Free Cash Flow$-7.0M$7.0M$6.0M$9.0M$-4.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.04
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BPHLYBank of the Philippine Islands $34.33 +0.96% 9.83 $454.49M 4.95%
CNNDCanandaigua National Corporation $226.50 +0.00% 7.06 $414.81M 4.59%
DBINDacotah Banks, Inc. $46.00 +0.00% 10.72 $506.04M 1.57%
FFMRFirst Farmers Financial Corporation $34.01 +0.03% 13.88 $708.17M 3.06%
FNBTFineMark Holdings, Inc. $38.07 +0.00% 43.26 $467.70M 0.00%

About Dogwood State Bank

Dogwood State Bank, established in 2001 and headquartered in Raleigh, North Carolina, offers a comprehensive suite of banking and lending services to businesses, their owners, professionals, and employees across the state. The institution, which was previously known as Sound Bank until its name change in September 2019, provides various financial solutions tailored to diverse needs. For deposit accounts, clients can choose from personal and business checking, savings, money market accounts, individual retirement accounts (IRAs), and certificates of deposit. The bank's extensive lending portfolio addresses both corporate and individual financing requirements. Businesses can access lines of credit, term loans, and general small business financing. Personal clients benefit from personal lines of credit, overdraft protection, credit cards, and specific loans for vehicles (automobiles, trucks, boats, RVs) as well as boat slip financing. Furthermore, Dogwood State Bank provides specialized real estate loans, covering home construction, improvements, investment rental properties, residential lot purchases, residential second mortgages, and home equity lines. Additionally, the bank offers treasury management services to support its business customers. Customers can access these products and services through digital platforms or by visiting one of its physical branch locations situated in Charlotte, Greenville, Morehead City, Raleigh, Sanford, and Wilmington.

Dogwood State Bank is headquartered in US.

Dogwood State Bank (DSBX) stock trades at $24.26 with a market capitalization of $461.38M. The stock is valued at a price-to-earnings (P/E) ratio of 20.74, price-to-book of 1.76, price-to-sales of 4.04. Over the past 52 weeks the stock has ranged between $13.60 and $25.02, and currently trades 3.0% below its 52-week high.

On profitability, Dogwood State Bank generates a return on equity (ROE) of 8.78%, return on capital employed of 1.15%, an operating margin of 23.82%, a net profit margin of 18.94%.

Official website: www.dogwoodstatebank.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides