What is First Farmers Financial Corporation (FFMR) stock price today?

First Farmers Financial Corporation (FFMR) is currently trading at $34.01, up 0.03% today.

What is FFMR P/E ratio?

First Farmers Financial Corporation's P/E ratio is 13.88. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FFMR return on equity (ROE)?

First Farmers Financial Corporation's return on equity (ROE) is 16.56%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is First Farmers Financial Corporation's market cap?

First Farmers Financial Corporation has a market capitalization of $708.17M.

OTC · Banks - Regional

First Farmers Financial Corporation (FFMR) Stock

$34.01 +0.03% OTC: FFMR Financial Services

Valuation

Metric	Value
Price	$34.01
Market Cap	$708.17M
P/E Ratio	13.88
P/B Ratio	2.21
P/S Ratio	3.25
EPS (TTM)	$2.45
52-Week High	$34.95
52-Week Low	$32.05
Dividend Yield	3.06%

Financials & Margins

Metric	Value
ROE	16.56%
ROA	1.44%
ROCE	14.13%
Gross Margin	61.49%
Operating Margin	29.25%
Net Margin	23.56%
Debt/Equity	0.31
Current Ratio	0.07

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$111.0M	$121.0M	$177.0M	$208.0M	$215.0M
Operating Profit	$45.0M	$51.0M	$57.0M	$44.0M	$62.0M
Net Profit	$36.0M	$41.0M	$46.0M	$35.0M	$50.0M
EPS	$1.72	$1.96	$2.19	$1.68	$2.39
Op Margin	40.5%	42.3%	32.1%	20.9%	29.0%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$2.4B	$2.7B	$3.0B	$3.2B	$3.4B
Total Liabilities	$2.2B	$2.5B	$2.7B	$3.0B	$3.1B
Cash	$221.0M	$101.0M	$60.0M	$120.0M	$117.0M
Borrowings	$81.0M	$143.0M	$115.0M	$118.0M	$212.0M

Latest News

First Farmers Financial Corp. Declares Record Dividend, Increases Stock Repurchase Authorization and Completes 2-for-1 Stock Split GlobeNewswire · Jun 17, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$67.0M	$54.0M	$47.0M	$62.0M	$58.0M
Investing Cash Flow	$-238.0M	$-473.0M	$-311.0M	$-210.0M	$-192.0M
Financing Cash Flow	$337.0M	$245.0M	$260.0M	$217.0M	$54.0M
Net Cash Flow	$30.0M	$-119.0M	$-41.0M	$61.0M	$3.0M
Free Cash Flow	$65.0M	$51.0M	$43.0M	$59.0M	$54.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.37
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	6.25%
Return 3Y	18.81%
Return 5Y	57.75%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AAPLApple Inc.	$313.33	+0.29%	37.72	$4.60T	0.34%
MSFTMicrosoft Corporation	$499.99	+0.03%	22.95	$3.71T	0.94%
GOOGLAlphabet Inc.	$354.30	-0.96%	27.68	$4.29T	0.23%
AMZNAmazon.com, Inc.	$274.48	+0.82%	28.76	$2.95T	0.00%
METAMeta Platforms, Inc.	$592.10	+0.37%	21.47	$1.51T	0.35%

About First Farmers Financial Corporation

Headquartered in Converse, Indiana, and established in 1885, First Farmers Financial Corporation functions as the financial holding company for First Farmers Bank & Trust. This institution delivers a comprehensive array of banking products and services, catering to individuals, families, and commercial clients. Its offerings include various deposit accounts, such as checking, savings, health savings, youth, business, government, certificates of deposit, and individual retirement accounts, alongside full-service account management. Lending solutions encompass mortgages (including options for construction, first-time homebuyers, and home equity), auto loans, and collateralized financing. The bank also provides debit and credit cards. For businesses, services extend to lines of credit, term loans, real estate and equipment financing, enhancement loans, letters of credit, inventory and livestock lending, and vehicle financing, further complemented by leasing options and convenient mobile and online banking. The corporation maintains a presence with offices across seventeen Indiana counties (Carroll, Cass, Clay, Grant, Hamilton, Howard, Huntington, Madison, Marshall, Miami, Starke, Sullivan, Tippecanoe, Tipton, Vigo, and Wabash) and three Illinois counties (Coles, Edgar, and Vermilion).

First Farmers Financial Corporation is headquartered in US.

First Farmers Financial Corporation (FFMR) stock trades at $34.01 with a market capitalization of $708.17M. The stock is valued at a price-to-earnings (P/E) ratio of 13.88, price-to-book of 2.21, price-to-sales of 3.25. Over the past 52 weeks the stock has ranged between $32.05 and $34.95, and currently trades 2.7% below its 52-week high. It pays a dividend yielding 3.06%.

On profitability, First Farmers Financial Corporation generates a return on equity (ROE) of 16.56%, above the typical market average, return on capital employed of 14.13%, an operating margin of 29.25%, a net profit margin of 23.56%.

Official website: www.ffbt.com

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