NASDAQ · Insurance - Property & Casualty

Cincinnati Financial Corporation (CINF) Stock

$165.25 +2.25% NASDAQ: CINF Financial Services

Valuation

MetricValue
Price$165.25
Market Cap$25.36B
P/E Ratio7.57
P/B Ratio1.49
P/S Ratio1.77
EPS (TTM)$0.00
52-Week High$194.81
52-Week Low$150.00
Dividend Yield2.33%

Financials & Margins

MetricValue
ROE20.89%
ROA7.72%
ROCE18.89%
Gross Margin23.59%
Operating Margin23.59%
Net Margin23.84%
Debt/Equity0.05
Current Ratio1.29

Annual Financials (USD)

Metric20212022202320242025
Revenue$9.6B$6.6B$10.0B$11.3B$12.6B
Operating Profit$3.7B$-694.0M$2.3B$2.9B$3.0B
Net Profit$3.0B$-487.0M$1.8B$2.3B$2.4B
EPS$18.10$-3.06$11.66$14.53$15.17
Op Margin38.4%-10.6%22.7%25.2%23.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$31.4B$29.7B$32.8B$36.5B$41.0B
Total Liabilities$18.3B$19.2B$20.7B$22.6B$25.1B
Cash$1.1B$1.3B$907.0M$983.0M$1.4B
Borrowings$897.0M$891.0M$874.0M$875.0M$886.0M

Latest News

Cincinnati Financial Shares Fall After Keefe, Bruyette & Woods Downgrade MT Newswires · Jul 8, 2026 Cincinnati Financial Schedules Webcast to Discuss Second-Quarter 2026 Results PR Newswire · Jul 8, 2026 Keefe, Bruyette & Woods Downgrades Cincinnati Financial to Market Perform From Outperform, Adjusts Price Target to $201 From $191 MT Newswires · Jul 8, 2026 CINF Outperforms Industry, Trades Near 52-Week High: Time to Exit? Zacks · Jul 6, 2026 How Index Removal Amid Dividend Increases At Cincinnati Financial (CINF) Has Changed Its Investment Story Simply Wall St. · Jul 5, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$2.0B$2.1B$2.1B$2.6B$3.1B
Investing Cash Flow$-1.1B$-948.0M$-1.6B$-1.7B$-1.7B
Financing Cash Flow$-290.0M$-567.0M$-322.0M$-387.0M$-458.0M
Net Cash Flow$239.0M$125.0M$-357.0M$76.0M$448.0M
Free Cash Flow$2.0B$2.0B$2.0B$2.6B$3.1B

Valuation & Return Ratios

MetricValue
PEG Ratio0.09
EV / EBITDA5.47
FCF Yield13.81%
Quick Ratio1.90
Interest Coverage78.40
Return 1Y1.20%
Return 3Y75.39%
Return 5Y55.76%

Ownership

Insiders Held1.71%
Institutions Held71.73%
Institutions Float Held72.98%
Institutional HolderSharesReport Date
Blackrock Inc.12,611,1582026-03-31
Vanguard Capital Management LLC10,111,4362026-03-31
State Street Corporation8,287,3792026-03-31
Vanguard Portfolio Management LLC8,116,4862026-03-31
Charles Schwab Investment Management, Inc.5,042,7272026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AFGAmerican Financial Group, Inc. $141.98 +2.13% 12.15 $11.80B 2.79%
ALLAllstate Corporation (The) $230.63 +2.98% 4.49 $59.37B 1.90%
CBChubb Limited $343.78 +2.71% 11.71 $132.63B 1.22%
CNACNA Financial Corporation $46.69 +1.81% 10.19 $12.63B 4.13%
MKLMarkel Group Inc. $1767.82 +2.29% 9.52 $21.90B 0.00%

About Cincinnati Financial Corporation

Cincinnati Financial Corporation is led by CEO Stephen Michael Spray, employs 5,624 people, headquartered in Fairfield, US, publicly traded since 1980.

Cincinnati Financial Corporation (CINF) stock trades at $165.25 with a market capitalization of $25.36B. The stock is valued at a price-to-earnings (P/E) ratio of 7.57, price-to-book of 1.49, price-to-sales of 1.77. Over the past 52 weeks the stock has ranged between $150.00 and $194.81, and currently trades 15.2% below its 52-week high. It pays a dividend yielding 2.33%.

On profitability, Cincinnati Financial Corporation generates a return on equity (ROE) of 20.89% — well above the market average, a sign of a high-quality business, return on capital employed of 18.89%, an operating margin of 23.59%, a net profit margin of 23.84%.

In its most recent fiscal year, Cincinnati Financial Corporation reported annual revenue of $12.6B, net profit of $2.4B, revenue has compounded at 10.9% a year over the last five years, profit at 14.5% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.05 — a conservative balance sheet with little leverage risk, a current ratio of 1.29, total assets of $41.0B, $1.4B in cash and equivalents.

CINF has a beta of 0.55 (less volatile than the overall market).

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