Chubb Limited (CB) Stock

About Chubb Limited

Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets. In North America, its Commercial Property & Casualty (P&C) division caters to businesses of all scales, from large corporations to small enterprises, providing a wide range of policies. These encompass commercial property, casualty, workers' compensation, package deals, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty, alongside group accident and health insurance. The North America Personal P&C unit serves affluent individuals and high-net-worth families, delivering coverage for homeowners, automobiles (including collector vehicles), valuable possessions, personal and excess liability, travel, and recreational marine risks, complete with related services. Furthermore, its North American Agricultural Insurance arm specializes in multi-peril crop and crop-hail protection, as well as policies for farm and ranch properties and commercial agriculture. Internationally, the Overseas General Insurance segment provides traditional commercial P&C coverage and unique solutions in areas such as financial lines, marine, energy, aviation, political risk, and construction. This division also extends group accident and health, plus conventional and specialized personal lines to corporate clients, mid-market businesses, and smaller customers, distributing products through retail brokers, agents, and other channels. Operating under the Chubb Tempest Re brand, the Global Reinsurance segment furnishes both traditional and specialty reinsurance offerings to property and casualty insurers worldwide. Additionally, Chubb's Life Insurance division features an array of protection and savings products, including whole life, endowment plans, individual and group term life, medical and health, personal accident, credit life, universal life, and unit-linked contracts. The company primarily distributes its extensive range of insurance and reinsurance solutions through brokers. Chubb Limited, which was founded in 1985, was previously known as ACE Limited before adopting its current name in January 2016.

Chubb Limited is led by CEO Evan G. Greenberg, employs 43,000 people, headquartered in Zurich, CH, publicly traded since 1993.

Chubb Limited (CB) stock trades at $361.90 with a market capitalization of $140.37B. The stock is valued at a price-to-earnings (P/E) ratio of 12.62, price-to-book of 1.92, price-to-sales of 2.28. Over the past 52 weeks the stock has ranged between $264.10 and $365.25, and currently trades at its 52-week high. It pays a dividend yielding 1.14%.

On profitability, Chubb Limited generates a return on equity (ROE) of 15.65%, above the typical market average, return on capital employed of 8.57%, an operating margin of 18.61%, a net profit margin of 18.48%.

In its most recent fiscal year, Chubb Limited reported annual revenue of $59.8B, net profit of $10.3B, revenue has compounded at 10.6% a year over the last five years, profit at 23.9% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.24 — a conservative balance sheet with little leverage risk, a current ratio of 0.62, total assets of $272.3B, $2.3B in cash and equivalents.

CB has an average daily trading volume of 1,804,768 shares, a beta of 0.41 (less volatile than the overall market).

Official website: www.chubb.com