NASDAQ · Banks - Regional

Chime Financial, Inc. (CHYM) Stock

$30.08 +3.87% NASDAQ: CHYM Financial Services

Valuation

MetricValue
Price$30.08
Market Cap$11.46B
P/E Ratio-480.60
P/B Ratio7.39
P/S Ratio4.39
EPS (TTM)$0.00
52-Week High$35.55
52-Week Low$15.88
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-1.28%
ROA-0.91%
ROCE-2.57%
Gross Margin-47.55%
Operating Margin-47.55%
Net Margin-0.77%
Debt/Equity0.08
Current Ratio4.53

Annual Financials (USD)

Metric2022202320242025
Revenue$1.0B$1.3B$1.7B$2.2B
Operating Profit$-479.0M$-236.0M$-62.0M$-1.0B
Net Profit$-470.0M$-203.0M$-25.0M$-1.0B
EPS$-1.29$-0.56$-0.07$-2.60
Op Margin-47.5%-18.4%-3.7%-47.6%

Balance Sheet (USD)

Metric2022202320242025
Total Assets$1.4B$1.3B$1.5B$2.0B
Total Liabilities$317.0M$384.0M$502.0M$563.0M
Cash$203.0M$240.0M$338.0M$466.0M
Borrowings$101.0M$105.0M$96.0M$135.0M

Latest News

Introducing Chime Invest, Bringing Wealth Building to Millions Who Already Trust Chime with Their Money Business Wire · Jul 20, 2026 Chime to Announce Second Quarter 2026 Financial Results on August 5, 2026 Business Wire · Jul 16, 2026 Is Chime Financial (CHYM) Still Undervalued As Index Inclusions Put Valuation In Focus? Simply Wall St. · Jul 8, 2026 Chime Financial (CHYM) Joins Major Russell Indexes And Puts Its Stock In Focus Simply Wall St. · Jul 8, 2026 Chime (CHYM) Maps Out Its Next Phase of Growth at the William Blair Conference Insider Monkey · Jul 8, 2026

Cash Flow (USD)

Metric2022202320242025
Operating Cash Flow$-434.0M$-157.0M$64.0M$53.0M
Investing Cash Flow$78.0M$139.0M$31.0M$-310.0M
Financing Cash Flow$1.0M$1.0M$0$-428.0M
Net Cash Flow$-283.0M$11.0M$110.0M$131.0M
Free Cash Flow$-507.0M$-184.0M$50.0M$33.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-5.95
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y41.39%
Return 3Y—
Return 5Y—

Ownership

Insiders Held7.17%
Institutions Held100.30%
Institutions Float Held108.04%
Institutional HolderSharesReport Date
Galileo (ptc) Ltd52,268,7152026-03-31
Crosslink Capital Inc26,185,3682026-03-31
General Atlantic, L.P.21,259,6832026-03-31
Msop Gp, L.L.C.17,442,7132025-12-31
Menlo Ventures Management, L.P.17,442,7132026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
DAVEDave Inc. $368.42 +4.25% 20.93 $4.95B 0.00%
GPNGlobal Payments Inc. $82.20 -0.69% -20.10 $20.41B 1.28%
MAMastercard Incorporated $589.14 +2.66% 31.17 $516.70B 0.61%
NUNu Holdings Ltd. $16.12 +4.81% 18.36 $78.07B 0.00%
PAYPPayPay Corporation $15.35 -1.03% 31.20 $10.39B 0.00%

About Chime Financial, Inc.

Chime Financial, Inc. is led by CEO Chris Britt, employs 1,519 people, headquartered in San Francisco, US, publicly traded since 2025.

Chime Financial, Inc. (CHYM) stock trades at $30.08 with a market capitalization of $11.46B. The stock is valued at a price-to-earnings (P/E) ratio of -480.60, price-to-book of 7.39, price-to-sales of 4.39. Over the past 52 weeks the stock has ranged between $15.88 and $35.55, and currently trades 15.4% below its 52-week high.

On profitability, Chime Financial, Inc. generates a return on equity (ROE) of -1.28%, return on capital employed of -2.57%, an operating margin of -47.55%, a net profit margin of -0.77%.

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