NASDAQ · Banks - Regional

CHYM (CHYM) Stock

$22.99 +1.73% NASDAQ: CHYM Financial Services

Valuation

MetricValue
Price$22.99
Market Cap$8.76B
P/E Ratio-6.81
P/B Ratio4.92
P/S Ratio2.93
EPS (TTM)$0.00
52-Week High$38.67
52-Week Low$15.88
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-72.04%
ROA-51.40%
ROCE-74.18%
Gross Margin-47.55%
Operating Margin-47.55%
Net Margin-41.87%
Debt/Equity0.08
Current Ratio4.53

Annual Financials (USD)

Metric2022202320242025
Revenue$1.0B$1.3B$1.7B$2.2B
Operating Profit$-479.0M$-236.0M$-62.0M$-1.0B
Net Profit$-470.0M$-203.0M$-25.0M$-1.0B
EPS$-1.29$-0.56$-0.07$-2.66
Op Margin-47.5%-18.4%-3.7%-47.6%

Balance Sheet (USD)

Metric2022202320242025
Total Assets$1.4B$1.3B$1.5B$2.0B
Total Liabilities$317.0M$384.0M$502.0M$563.0M
Cash$203.0M$240.0M$338.0M$466.0M
Borrowings$101.0M$105.0M$96.0M$135.0M

Latest News

Introducing Chime Invest, Bringing Wealth Building to Millions Who Already Trust Chime with Their Money Business Wire · Jul 20, 2026 Chime to Announce Second Quarter 2026 Financial Results on August 5, 2026 Business Wire · Jul 16, 2026 Is Chime Financial (CHYM) Still Undervalued As Index Inclusions Put Valuation In Focus? Simply Wall St. · Jul 8, 2026 Chime Financial (CHYM) Joins Major Russell Indexes And Puts Its Stock In Focus Simply Wall St. · Jul 8, 2026 Chime (CHYM) Maps Out Its Next Phase of Growth at the William Blair Conference Insider Monkey · Jul 8, 2026

Cash Flow (USD)

Metric2022202320242025
Operating Cash Flow$-434.0M$-157.0M$64.0M$53.0M
Investing Cash Flow$78.0M$139.0M$31.0M$-310.0M
Financing Cash Flow$1.0M$1.0M$0$-428.0M
Net Cash Flow$-283.0M$11.0M$110.0M$131.0M
Free Cash Flow$-507.0M$-184.0M$50.0M$33.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y-32.76%
Return 3Y—
Return 5Y—

Ownership

Insiders Held7.17%
Institutions Held100.30%
Institutions Float Held108.04%
Institutional HolderSharesReport Date
Galileo (ptc) Ltd52,268,7152026-03-31
Crosslink Capital Inc26,185,3682026-03-31
General Atlantic, L.P.21,259,6832026-03-31
Msop Gp, L.L.C.17,442,7132025-12-31
Menlo Ventures Management, L.P.17,442,7132026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BOKF $142.44 +0.93% 13.44 $8.65B 1.85%
BPOP $174.04 -1.19% 10.76 $11.12B 2.03%
CADECadence Bank $42.11 -1.66% 14.83 $7.85B 2.61%
CBSH $59.93 +0.44% 13.64 $8.74B 1.96%
CFR $165.95 +1.26% 14.17 $10.42B 2.77%

About CHYM

CHYM is led by CEO Chris Britt, employs 1,519 people, headquartered in San Francisco, US, publicly traded since 2025.

CHYM stock trades at $22.99 with a market capitalization of $8.76B. The stock is valued at a price-to-earnings (P/E) ratio of -6.81, price-to-book of 4.92, price-to-sales of 2.93. Over the past 52 weeks the stock has ranged between $15.88 and $38.67, and currently trades 40.5% below its 52-week high.

On profitability, CHYM generates a return on equity (ROE) of -72.04%, return on capital employed of -74.18%, an operating margin of -47.55%, a net profit margin of -41.87%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides