NYSE · Medical - Healthcare Plans

UnitedHealth Group Incorporated (UNH) Stock

$407.08 +0.77% NYSE: UNH Healthcare

UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services.

Valuation

MetricValue
Price$407.08
Market Cap$369.69B
P/E Ratio32.12
P/B Ratio3.73
P/S Ratio0.86
EPS (TTM)$13.23
52-Week High$454.90
52-Week Low$234.60
Dividend Yield2.18%

Financials & Margins

MetricValue
ROE12.40%
ROA3.85%
ROCE9.49%
Gross Margin18.80%
Operating Margin4.19%
Net Margin2.68%
Debt/Equity0.75
Current Ratio0.80

Annual Financials (USD)

Metric20212022202320242025
Revenue$287.6B$324.2B$371.6B$400.3B$447.6B
Operating Profit$24.0B$28.4B$32.4B$32.3B$19.0B
Net Profit$17.3B$20.1B$22.4B$14.4B$12.1B
EPS$18.08$21.18$23.86$15.51$13.23
Op Margin8.3%8.8%8.7%8.1%4.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$212.2B$245.7B$273.7B$298.3B$309.6B
Total Liabilities$135.7B$159.4B$174.8B$195.7B$207.9B
Cash$21.4B$23.4B$25.4B$25.3B$24.4B
Borrowings$46.0B$57.6B$67.4B$76.9B$78.4B

Latest News

UnitedHealth’s Stock Run Is Strong. Earnings Will Gauge Medicare Advantage Recovery. Barrons.com · Jul 15, 2026 Piper Sandler Raises Price Target on UnitedHealth Group to $475 From $420, Maintains Overweight Rating MT Newswires · Jul 15, 2026 Elevance Beat Earnings Estimates, but the Stock Falls on Medicaid Spending Worries Barrons.com · Jul 15, 2026 ELV Beats Q2 Earnings Estimates on Higher CarelonRx Product Revenues Zacks · Jul 15, 2026 Will UnitedHealth (UNH) Beat Estimates Again in Its Next Earnings Report? Zacks · Jul 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$22.3B$26.2B$29.1B$24.2B$19.7B
Investing Cash Flow$-12.8B$-31.3B$-19.0B$-24.0B$-12.3B
Financing Cash Flow$-4.7B$-3.6B$-10.4B$-12.5B$-4.5B
Net Cash Flow$4.5B$2.0B$2.1B$-115.0M$2.8B
Free Cash Flow$19.9B$23.4B$25.7B$20.7B$16.1B

Valuation & Return Ratios

MetricValue
PEG Ratio-0.72
EV / EBITDA19.00
FCF Yield5.08%
Quick Ratio0.80
Interest Coverage4.76
Return 1Y53.07%
Return 3Y-11.48%
Return 5Y11.79%

Ownership

Insiders Held0.24%
Institutions Held85.85%
Institutions Float Held86.05%
Institutional HolderSharesReport Date
Blackrock Inc.73,467,5312026-03-31
Vanguard Capital Management LLC58,870,7772026-03-31
State Street Corporation45,332,1862026-03-31
Capital World Investors27,783,4152026-03-31
Vanguard Portfolio Management LLC24,036,5042026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ABTAbbott Laboratories $108.03 +0.70% 24.70 $188.16B 2.77%
AZNAstraZeneca PLC $173.30 +0.48% 29.74 $134.31B 1.69%
CICigna Corporation $296.47 -1.52% 12.02 $78.43B 2.10%
CVSCVS Health Corp. $105.92 -3.13% 44.16 $135.15B 2.64%
ELVElevance Health Inc. $375.98 -2.53% 16.01 $81.54B 1.72%

About UnitedHealth Group Incorporated

UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.

UnitedHealth Group Incorporated is led by CEO Stephen J. Hemsley, employs 400,000 people, headquartered in Eden Prairie, US, publicly traded since 1984.

UnitedHealth Group Incorporated (UNH) stock trades at $407.08 with a market capitalization of $369.69B. The stock is valued at a price-to-earnings (P/E) ratio of 32.12, price-to-book of 3.73, price-to-sales of 0.86. Over the past 52 weeks the stock has ranged between $234.60 and $454.90, and currently trades 10.5% below its 52-week high. It pays a dividend yielding 2.18%.

On profitability, UnitedHealth Group Incorporated generates a return on equity (ROE) of 12.40%, above the typical market average, return on capital employed of 9.49%, an operating margin of 4.19%, a net profit margin of 2.68%.

In its most recent fiscal year, UnitedHealth Group Incorporated reported annual revenue of $447.6B, net profit of $12.1B, revenue has compounded at 11.7% a year over the last five years, profit at -4.8% a year.

The balance sheet shows a debt-to-equity ratio of 0.75, a current ratio of 0.80, total assets of $309.6B, $24.4B in cash and equivalents.

UNH has an average daily trading volume of 6,700,720 shares, a beta of 0.63 (less volatile than the overall market).

Official website: www.unitedhealthgroup.com

Related Healthcare Stocks

LLY Drug Manufacturers - General $1185.71 -0.52% JNJ Drug Manufacturers - General $259.24 +0.88% ABBV Drug Manufacturers - General $246.04 +0.89% MRK Drug Manufacturers - General $128.57 +0.16% NVS Drug Manufacturers - General $158.83 -0.64% NVO Biotechnology $51.58 +1.22% TMO Medical - Diagnostics & Research $594.00 +2.41% AMGN Drug Manufacturers - General $387.64 -1.39% ABT Medical - Devices $108.03 +0.70% GILD Drug Manufacturers - General $132.73 -1.18% PFE Drug Manufacturers - General $26.74 +2.06% DHR Medical - Diagnostics & Research $196.55 -1.26%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)JPMorgan (JPM)Visa (V)

Screens featuring this stock

High ROE Healthcare StocksLow P/E Healthcare StocksHigh Net Margin Healthcare StocksDividend Healthcare StocksLow Debt Healthcare StocksNYSE High ROE StocksAll stock screens
Run Stock Screener Investing Guides