Nu Holdings Ltd. (NU) Stock

About Nu Holdings Ltd.

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Nu Holdings Ltd. is led by CEO David Velez-Osomo, employs 5,403 people, headquartered in São Paulo, BR, publicly traded since 2021.

Nu Holdings Ltd. (NU) stock trades at $14.04 with a market capitalization of $68.00B. The stock is valued at a price-to-earnings (P/E) ratio of 23.79, price-to-book of 5.94, price-to-sales of 3.37. Over the past 52 weeks the stock has ranged between $11.20 and $18.98, and currently trades 26.0% below its 52-week high.

On profitability, Nu Holdings Ltd. generates a return on equity (ROE) of 30.28% — well above the market average, a sign of a high-quality business, return on capital employed of 34.16%, an operating margin of 24.36%, a net profit margin of 18.15%.

In its most recent fiscal year, Nu Holdings Ltd. reported annual revenue of $15.9B, net profit of $2.9B, revenue has compounded at 94.2% a year over the last five years.

The balance sheet shows a debt-to-equity ratio of 3.13 — a leveraged balance sheet worth monitoring, a current ratio of 0.59, total assets of $74.9B, $15.0B in cash and equivalents.

NU has an average daily trading volume of 73,800,008 shares, a beta of 0.95.

Official website: nubank.com.br