What is SoFi Technologies, Inc. (SOFI) stock price today?

SoFi Technologies, Inc. (SOFI) is currently trading at $15.71, up 0.64% today.

What is SOFI P/E ratio?

SoFi Technologies, Inc.'s P/E ratio is 30.92. This is above the market average, reflecting high growth expectations.

What is SOFI return on equity (ROE)?

SoFi Technologies, Inc.'s return on equity (ROE) is 6.18%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is SoFi Technologies, Inc.'s market cap?

SoFi Technologies, Inc. has a market capitalization of $20.15B.

NMS · Financial - Credit Services

SoFi Technologies, Inc. (SOFI) Stock

$15.71 +0.64% NMS: SOFI Financial Services

Valuation

Metric	Value
Price	$15.71
Market Cap	$20.15B
P/E Ratio	30.92
P/B Ratio	1.83
P/S Ratio	3.62
EPS (TTM)	$0.39
52-Week High	$32.73
52-Week Low	$14.88
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	6.18%
ROA	1.04%
ROCE	4.95%
Gross Margin	11.03%
Operating Margin	11.03%
Net Margin	11.40%
Debt/Equity	0.31
Current Ratio	0.24

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$1.1B	$1.8B	$2.9B	$3.7B	$4.8B
Operating Profit	$-481.0M	$-319.0M	$-301.0M	$233.0M	$526.0M
Net Profit	$-484.0M	$-320.0M	$-301.0M	$499.0M	$481.0M
EPS	$-1.00	$-0.40	$-0.36	$0.39	$0.39
Op Margin	-44.2%	-18.1%	-10.4%	6.3%	11.0%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$9.2B	$19.0B	$30.1B	$36.3B	$50.7B
Total Liabilities	$4.5B	$13.5B	$24.5B	$29.7B	$40.2B
Cash	$495.0M	$1.4B	$3.1B	$2.5B	$4.9B
Borrowings	$4.2B	$5.6B	$5.4B	$3.2B	$1.9B

Latest News

SoFi Investors Just Got Great News From JPMorgan Chase and Goldman Sachs Motley Fool · Jul 22, 2026 BC-Most Active Stocks Associated Press · Jul 22, 2026 SoFi Technologies, Inc. (SOFI) Reports Next Week: Wall Street Expects Earnings Growth Zacks · Jul 22, 2026 Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock Zacks · Jul 22, 2026 Best student loan refinance companies of 2026 Yahoo Personal Finance · Jul 22, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$-1.4B	$-7.3B	$-7.2B	$-1.1B	$-3.7B
Investing Cash Flow	$58.0M	$-210.0M	$-2.0B	$-5.0B	$-7.0B
Financing Cash Flow	$1.6B	$7.1B	$11.2B	$6.9B	$14.4B
Net Cash Flow	$-555.0M	$1.1B	$1.8B	$-906.0M	$2.6B
Free Cash Flow	$-1.4B	$-7.4B	$-7.3B	$-1.3B	$-4.0B

Valuation & Return Ratios

Metric	Value
PEG Ratio	-8.19
EV / EBITDA	22.11
FCF Yield	-24.64%
Quick Ratio	0.16
Interest Coverage	0.58
Return 1Y	-39.55%
Return 3Y	99.44%
Return 5Y	-2.84%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AFRMAffirm Holdings, Inc.	$79.68	+3.28%	12.14	$26.68B	0.00%
ALLYAlly Financial Inc.	$37.64	-0.52%	8.84	$11.45B	3.17%
AXPAmerican Express Company	$307.25	+0.03%	18.73	$207.49B	1.23%
COFCapital One Financial Corporation	$200.20	+0.40%	12.39	$122.82B	1.60%
MAMastercard Incorporated	$586.83	+2.25%	31.17	$514.67B	0.61%

About SoFi Technologies, Inc.

SoFi Technologies, Inc. is led by CEO Anthony J. Noto, employs 6,100 people, headquartered in San Francisco, US, publicly traded since 2021.

SoFi Technologies, Inc. (SOFI) stock trades at $15.71 with a market capitalization of $20.15B. The stock is valued at a price-to-earnings (P/E) ratio of 30.92, price-to-book of 1.83, price-to-sales of 3.62. Over the past 52 weeks the stock has ranged between $14.88 and $32.73, and currently trades 52.0% below its 52-week high.

On profitability, SoFi Technologies, Inc. generates a return on equity (ROE) of 6.18%, return on capital employed of 4.95%, an operating margin of 11.03%, a net profit margin of 11.40%.

In its most recent fiscal year, SoFi Technologies, Inc. reported annual revenue of $4.8B, net profit of $481.0M, revenue has compounded at 44.7% a year over the last five years.

The balance sheet shows a debt-to-equity ratio of 0.31 — a conservative balance sheet with little leverage risk, a current ratio of 0.24, total assets of $50.7B, $4.9B in cash and equivalents.

SOFI has a beta of 2.21 (more volatile than the overall market).

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