NYSE · Financial - Credit Services

Capital One Financial Corporation (COF) Stock

$208.71 -1.74% NYSE: COF Financial Services

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom.

Valuation

MetricValue
Price$208.71
Market Cap$128.04B
P/E Ratio61.73
P/B Ratio1.16
P/S Ratio1.64
EPS (TTM)$0.00
52-Week High$259.64
52-Week Low$174.24
Dividend Yield1.50%

Financials & Margins

MetricValue
ROE3.26%
ROA0.49%
ROCE2.01%
Gross Margin3.29%
Operating Margin3.29%
Net Margin4.29%
Debt/Equity0.45
Current Ratio0.36

Annual Financials (USD)

Metric20212022202320242025
Revenue$32.0B$38.4B$49.5B$53.9B$69.3B
Operating Profit$15.8B$9.2B$6.0B$5.9B$2.3B
Net Profit$12.4B$7.4B$4.9B$4.8B$2.5B
EPS$26.94$17.91$11.95$11.59$4.03
Op Margin49.4%24.1%12.2%11.0%3.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$432.4B$455.2B$478.5B$490.1B$669.0B
Total Liabilities$371.4B$402.7B$420.4B$429.4B$555.4B
Cash$21.7B$30.9B$43.3B$43.2B$57.4B
Borrowings$43.1B$48.7B$49.9B$45.6B$51.0B

Latest News

Limited-time offer: Earn up to $500 in travel credits with a Capital One business credit card Yahoo Personal Finance · Jul 15, 2026 Liberty All-Star® Equity Fund June 2026 Monthly Update Business Wire · Jul 15, 2026 Why Capital One Financial (COF) is One of the Top Cheap Blue Chip Stocks to Buy According to Wall Street Analysts Insider Monkey · Jul 15, 2026 Baird Raises PT on Mastercard (MA) Stock Insider Monkey · Jul 14, 2026 ⁠JP Morgan Just Upgraded The Stock It Thinks Is Most Shielded From Geopolitical Crises Insider Monkey · Jul 14, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$12.3B$13.8B$20.6B$18.2B$27.7B
Investing Cash Flow$-32.2B$-30.7B$-22.9B$-27.6B$-2.0B
Financing Cash Flow$-4.0B$17.9B$14.8B$13.4B$1.8B
Net Cash Flow$-18.7B$9.2B$12.5B$-84.0M$18.4B
Free Cash Flow$11.6B$12.9B$19.6B$17.0B$26.1B

Valuation & Return Ratios

MetricValue
PEG Ratio0.22
EV / EBITDA15.54
FCF Yield23.36%
Quick Ratio0.36
Interest Coverage0.14
Return 1Y-1.29%
Return 3Y89.19%
Return 5Y40.64%

Ownership

Insiders Held1.89%
Institutions Held88.02%
Institutions Float Held89.71%
Institutional HolderSharesReport Date
Blackrock Inc.50,818,2262026-03-31
Vanguard Capital Management LLC40,509,5852026-03-31
State Street Corporation27,553,9032026-03-31
Capital World Investors18,120,6392026-03-31
JPMORGAN CHASE & CO17,355,8462026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BACBank of America Corporation $63.17 +0.27% 14.61 $448.29B 1.87%
HOODRobinhood Markets, Inc. $89.84 -3.15% 41.88 $80.90B 0.00%
PGRThe Progressive Corporation $219.99 +0.21% 11.21 $127.90B 6.30%
SANBanco Santander, S.A. $13.93 +1.02% 11.14 $204.47B 2.44%
SPGIS&P Global Inc. $419.64 -1.11% 26.56 $124.21B 0.00%

About Capital One Financial Corporation

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

Capital One Financial Corporation is led by CEO Richard D. Fairbank, employs 76,300 people, headquartered in McLean, US, publicly traded since 1994.

Capital One Financial Corporation (COF) stock trades at $208.71 with a market capitalization of $128.04B. The stock is valued at a price-to-earnings (P/E) ratio of 61.73, price-to-book of 1.16, price-to-sales of 1.64. Over the past 52 weeks the stock has ranged between $174.24 and $259.64, and currently trades 19.6% below its 52-week high. It pays a dividend yielding 1.50%.

On profitability, Capital One Financial Corporation generates a return on equity (ROE) of 3.26%, return on capital employed of 2.01%, an operating margin of 3.29%, a net profit margin of 4.29%.

In its most recent fiscal year, Capital One Financial Corporation reported annual revenue of $69.3B, net profit of $2.5B, revenue has compounded at 17.0% a year over the last five years, profit at -2.0% a year.

The balance sheet shows a debt-to-equity ratio of 0.45 — a conservative balance sheet with little leverage risk, a current ratio of 0.36, total assets of $669.0B, $57.4B in cash and equivalents.

COF has an average daily trading volume of 4,763,442 shares, a beta of 1.04.

Official website: www.capitalone.com

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