OTC · Banks

California First Leasing Corporation (CFNB) Stock

$1697.50 +0.00% OTC: CFNB Financial Services

California First Leasing Corporation engages in the provision of loans and lease financing for universities, businesses, other commercial or non-profit organizations, healthcare, and state and local municipalities. The company was formerly known as California First National Bancorp and changed its name to California First Leasing Corporation in February 2021.

Valuation

MetricValue
Price$1697.50
Market Cap$304.85M
P/E Ratio4.54
P/B Ratio1.04
P/S Ratio3.12
EPS (TTM)$373.90
52-Week High$1697.50
52-Week Low$32.80
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE24.65%
ROA7.09%
ROCE0.00%
Gross Margin96.28%
Operating Margin97.16%
Net Margin69.42%
Debt/Equity0.00
Current Ratio39.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$46.0M$-16.0M$23.0M$49.0M$26.0M
Operating Profit$47.0M$-19.0M$22.0M$47.0M$27.0M
Net Profit$36.0M$-13.0M$17.0M$34.0M$20.0M
EPS$176.00$-61.50$84.50$177.00$109.00
Op Margin101.8%115.5%95.1%94.8%102.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$243.0M$217.0M$227.0M$261.0M$282.0M
Total Liabilities$13.0M$5.0M$8.0M$18.0M$25.0M
Cash$37.0M$54.0M$43.0M$25.0M$33.0M
Borrowings$1.0M$1.0M$0$0$0

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-4.0M$3.0M$0$4.0M$-2.0M
Investing Cash Flow$-80.0M$19.0M$-2.0M$-12.0M$2.0M
Financing Cash Flow$-57.0M$0$-9.0M$-7.0M$-6.0M
Net Cash Flow$-116.0M$17.0M$0$-18.0M$0
Free Cash Flow$-35.0M$3.0M$-11.0M$4.0M$-7.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.00
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y80.39%
Return 3Y113.96%
Return 5Y—

Ownership

Insiders Held92.89%
Institutions Held4.26%
Institutions Float Held59.83%
Institutional HolderSharesReport Date
SCM Trust-ICON FLEXIBLE BOND FUND7532026-03-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio1292026-04-30
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Micro Cap Portfolio1072026-04-30
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Portfolio212026-04-30
Dimensional ETF Trust-Dimensional U.S. Targeted Value ETF252026-04-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AFRMAffirm Holdings, Inc. $72.81 -0.33% 59.48 $24.38B 0.00%
ALLYAlly Financial Inc. $43.68 +1.77% 17.44 $13.29B 2.94%
AXPAmerican Express Company $331.50 -1.52% 20.33 $226.19B 1.05%
BFF.MIBFF Bank S.p.A. $3.28 +11.19% 12.32 $604.86M 0.00%
CACC $557.99 +0.95% 14.30 $5.84B 0.00%

About California First Leasing Corporation

California First Leasing Corporation engages in the provision of loans and lease financing for universities, businesses, other commercial or non-profit organizations, healthcare, and state and local municipalities. The company was formerly known as California First National Bancorp and changed its name to California First Leasing Corporation in February 2021. California First Leasing Corporation was founded in 1977 and is headquartered in Newport Beach, California.

California First Leasing Corporation is headquartered in US.

California First Leasing Corporation (CFNB) stock trades at $1697.50 with a market capitalization of $304.85M. The stock is valued at a price-to-earnings (P/E) ratio of 4.54, price-to-book of 1.04, price-to-sales of 3.12. Over the past 52 weeks the stock has ranged between $32.80 and $1697.50, and currently trades at its 52-week high.

On profitability, California First Leasing Corporation generates a return on equity (ROE) of 24.65% — well above the market average, a sign of a high-quality business, return on capital employed of 0.00%, an operating margin of 97.16%, a net profit margin of 69.42%.

Official website: calfirstlease.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides