NASDAQ · Financial - Credit Services

CACC (CACC) Stock

$557.99 +0.95% NASDAQ: CACC Financial Services

Valuation

MetricValue
Price$557.99
Market Cap$5.84B
P/E Ratio14.30
P/B Ratio3.95
P/S Ratio2.60
EPS (TTM)$0.00
52-Week High$663.11
52-Week Low$401.90
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE28.12%
ROA5.05%
ROCE72.44%
Gross Margin80.31%
Operating Margin36.44%
Net Margin19.61%
Debt/Equity4.23
Current Ratio0.26

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.9B$1.8B$1.9B$2.1B$2.3B
Operating Profit$1.3B$702.0M$347.0M$325.0M$1.1B
Net Profit$958.0M$536.0M$286.0M$248.0M$424.0M
EPS$59.52$39.32$21.99$19.88$37.55
Op Margin67.8%38.5%18.5%15.2%47.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$7.1B$7.6B$8.4B$9.7B$9.6B
Total Liabilities$5.2B$6.0B$6.6B$8.0B$8.1B
Cash$23.0M$418.0M$471.0M$845.0M$501.0M
Borrowings$4.6B$4.6B$5.1B$6.4B$6.4B

Latest News

CACC: Lowering target price to $649.00 Argus Research · Jul 15, 2026 Credit Acceptance (CACC): Buy, Sell, or Hold Post Q1 Earnings? StockStory · Jul 13, 2026 Credit Acceptance Insider Sold Shares Worth $1,452,750, According to a Recent SEC Filing MT Newswires · Jun 30, 2026 Credit Acceptance Insider Sold Shares Worth $7,043,811, According to a Recent SEC Filing MT Newswires · Jun 26, 2026 Credit Acceptance Insider Sold Shares Worth $2,837,490, According to a Recent SEC Filing MT Newswires · Jun 26, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$1.1B$1.2B$1.2B$1.1B$1.1B
Investing Cash Flow$430.0M$-464.0M$-1.4B$-1.7B$-676.0M
Financing Cash Flow$-1.5B$-766.0M$-224.0M$-336.0M$-744.0M
Net Cash Flow$38.0M$-16.0M$53.0M$374.0M$-344.0M
Free Cash Flow$1.1B$1.2B$1.2B$1.1B$1.1B

Valuation & Return Ratios

MetricValue
PEG Ratio1.77
EV / EBITDA10.46
FCF Yield17.54%
Quick Ratio20.57
Interest Coverage2.38
Return 1Y22.49%
Return 3Y13.13%
Return 5Y29.98%

Ownership

Insiders Held52.59%
Institutions Held68.56%
Institutions Float Held144.62%
Institutional HolderSharesReport Date
Prescott General Partners LLC1,436,9512026-03-31
Boston Partners560,2082026-03-31
Gobi Capital LLC358,0672026-03-31
Beck, Mack & Oliver LLC308,9842026-03-31
Wellington Management Group, LLP258,8982026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ABCB $87.69 +1.91% 14.01 $5.90B 0.90%
AVALGrupo Aval Acciones y Valores S.A. $5.03 +1.62% 11.36 $5.97B 0.00%
HOMB $31.21 -0.64% 11.49 $6.29B 2.97%
JSMNavient Corporation SR NT 6% 121543 $17.74 +0.29% -29.51 $4.86B 8.46%
MAIN $55.08 +2.38% 9.15 $5.12B 8.47%

About CACC

CACC stock trades at $557.99 with a market capitalization of $5.84B. The stock is valued at a price-to-earnings (P/E) ratio of 14.30, price-to-book of 3.95, price-to-sales of 2.60. Over the past 52 weeks the stock has ranged between $401.90 and $663.11, and currently trades 15.9% below its 52-week high.

On profitability, CACC generates a return on equity (ROE) of 28.12% — well above the market average, a sign of a high-quality business, return on capital employed of 72.44%, an operating margin of 36.44%, a net profit margin of 19.61%.

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