What is Commencement Bancorp Inc. (CBWA) stock price today?

Commencement Bancorp Inc. (CBWA) is currently trading at $18.70, up 0.54% today.

What is CBWA P/E ratio?

Commencement Bancorp Inc.'s P/E ratio is 9.89. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is CBWA return on equity (ROE)?

Commencement Bancorp Inc.'s return on equity (ROE) is 12.06%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is Commencement Bancorp Inc.'s market cap?

Commencement Bancorp Inc. has a market capitalization of $70.45M.

OTC · Banks - Regional

Commencement Bancorp Inc. (CBWA) Stock

$18.70 +0.54% OTC: CBWA Financial Services

Commencement Bancorp Inc. functions as the parent entity for Commencement Bank, delivering a comprehensive array of financial products and services.

Valuation

Metric	Value
Price	$18.70
Market Cap	$70.45M
P/E Ratio	9.89
P/B Ratio	1.15
P/S Ratio	1.87
EPS (TTM)	$1.89
52-Week High	$18.75
52-Week Low	$11.87
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	12.06%
ROA	1.01%
ROCE	11.84%
Gross Margin	73.09%
Operating Margin	23.09%
Net Margin	18.70%
Debt/Equity	0.13
Current Ratio	0.17

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$20.0M	$21.0M	$28.0M	$30.0M	$37.0M
Operating Profit	$5.0M	$7.0M	$4.0M	$7.0M	$8.0M
Net Profit	$4.0M	$5.0M	$3.0M	$3.0M	$7.0M
EPS	$0.99	$1.35	$0.76	$0.77	$1.78
Op Margin	25.9%	31.6%	13.3%	24.3%	22.8%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$531.0M	$581.0M	$586.0M	$650.0M	$683.0M
Total Liabilities	$478.0M	$534.0M	$536.0M	$599.0M	$623.0M
Cash	$19.0M	$14.0M	$13.0M	$64.0M	$9.0M
Borrowings	$5.0M	$27.0M	$3.0M	$2.0M	$8.0M

Latest News

Commencement Bank Hires Vice President & SBA Lending Manager, Erin Shannon ACCESS Newswire · Jul 9, 2026 Commencement Bancorp, Inc. Announces Stock Repurchase Plan ACCESS Newswire · May 5, 2026 Commencement Bancorp, Inc. Announces First Quarter 2026 Results ACCESS Newswire · Apr 30, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$8.0M	$3.0M	$4.0M	$5.0M	$2.0M
Investing Cash Flow	$12.0M	$-107.0M	$-2.0M	$-15.0M	$-52.0M
Financing Cash Flow	$1.0M	$29.0M	$29.0M	$59.0M	$17.0M
Net Cash Flow	$21.0M	$-48.0M	$4.0M	$50.0M	$0
Free Cash Flow	$8.0M	$3.0M	$4.0M	$3.0M	$0

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.10
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	54.55%
Return 3Y	100.86%
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held3.47%

Institutions Float Held3.47%

Institutional Holder	Shares	Report Date
BANC FUNDS CO LLC	130,720	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BBBKBaker Boyer Bancorp	$42.50	+0.00%	15.74	$56.06M	5.18%
CCBCChino Commercial Bancorp	$17.70	-0.28%	9.27	$56.85M	0.00%
CZBCCitizens Bancorp	$15.51	+3.19%	35.09	$87.23M	1.29%
FMFGFarmers and Merchants Bancshares, Inc.	$19.01	+0.00%	17.77	$61.51M	3.79%
FRSBFirst Resource Bancorp Inc.	$25.76	+0.35%	7.88	$79.49M	0.54%

About Commencement Bancorp Inc.

Commencement Bancorp Inc. functions as the parent entity for Commencement Bank, delivering a comprehensive array of financial products and services. These offerings are designed for individual customers, as well as small and medium-sized enterprises across western Washington. The bank accepts various deposit types, including non-interest-bearing, demand, savings, NOW, money market, and time accounts, alongside certificates of deposit. Its lending options span term loans, home equity loans and lines of credit, personal reserve overdraft facilities, and a wide spectrum of commercial real estate financing, encompassing residential (1-4 family), multi-family, commercial, construction, and land projects. Additionally, the company provides government-guaranteed and other specialized loans, coupled with credit/debit card services and ATM access. Founded in 2006 and headquartered in Tacoma, Washington, the bank maintains four branches situated in Tacoma, Enumclaw, Auburn, and Olympia.

Commencement Bancorp Inc. is headquartered in US.

Commencement Bancorp Inc. (CBWA) stock trades at $18.70 with a market capitalization of $70.45M. The stock is valued at a price-to-earnings (P/E) ratio of 9.89, price-to-book of 1.15, price-to-sales of 1.87. Over the past 52 weeks the stock has ranged between $11.87 and $18.75, and currently trades at its 52-week high.

On profitability, Commencement Bancorp Inc. generates a return on equity (ROE) of 12.06%, above the typical market average, return on capital employed of 11.84%, an operating margin of 23.09%, a net profit margin of 18.70%.

Official website: www.commencementbank.com