OTC · Banks - Regional

First Resource Bancorp Inc. (FRSB) Stock

$25.76 +0.35% OTC: FRSB Financial Services

First Resource Bancorp Inc. serves as the parent company for First Resource Bank, which delivers a comprehensive range of personal and commercial banking products and services.

Valuation

MetricValue
Price$25.76
Market Cap$79.49M
P/E Ratio7.88
P/B Ratio1.22
P/S Ratio1.61
EPS (TTM)$3.27
52-Week High$25.76
52-Week Low$16.25
Dividend Yield0.54%

Financials & Margins

MetricValue
ROE16.37%
ROA1.17%
ROCE1.47%
Gross Margin59.66%
Operating Margin25.01%
Net Margin19.90%
Debt/Equity0.39
Current Ratio0.15

Annual Financials (USD)

Metric20212022202320242025
Revenue$19.0M$22.0M$30.0M$20.0M$44.0M
Operating Profit$5.0M$7.0M$7.0M$9.0M$10.0M
Net Profit$4.0M$6.0M$6.0M$5.0M$8.0M
EPS$1.36$1.82$1.92$1.73$2.72
Op Margin27.5%32.4%24.5%43.7%23.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$469.0M$517.0M$603.0M$664.0M$817.0M
Total Liabilities$434.0M$477.0M$556.0M$613.0M$759.0M
Cash$11.0M$6.0M$24.0M$18.0M$91.0M
Borrowings$30.0M$43.0M$51.0M$13.0M$26.0M

Latest News

FIRST RESOURCE BANCORP, INC. ANNOUNCES QUARTERLY CASH DIVIDEND PR Newswire · Jul 27, 2026 First Resource Bancorp, Inc. Reports Record Second Quarter 2026 Financial Results PR Newswire · Jul 23, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$4.0M$5.0M$6.0M$6.0M$8.0M
Investing Cash Flow$-60.0M$-54.0M$-64.0M$-68.0M$-81.0M
Financing Cash Flow$42.0M$31.0M$68.0M$52.0M$173.0M
Net Cash Flow$-15.0M$-5.0M$18.0M$-6.0M$73.0M
Free Cash Flow$4.0M$5.0M$5.0M$6.0M$8.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.13
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y46.63%
Return 3Y130.22%
Return 5Y

Ownership

Insiders Held0.00%
Institutions Held0.45%
Institutions Float Held0.45%
Institutional HolderSharesReport Date
Sterling Investment Advisors, Ltd.13,5112026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $313.33 +0.29% 37.72 $4.60T 0.34%
MSFTMicrosoft Corporation $499.99 +0.03% 22.95 $3.71T 0.94%
GOOGLAlphabet Inc. $354.30 -0.96% 27.68 $4.29T 0.23%
AMZNAmazon.com, Inc. $274.48 +0.82% 28.76 $2.95T 0.00%
METAMeta Platforms, Inc. $592.10 +0.37% 21.47 $1.51T 0.35%

About First Resource Bancorp Inc.

First Resource Bancorp Inc. serves as the parent company for First Resource Bank, which delivers a comprehensive range of personal and commercial banking products and services. The institution primarily caters to businesses and individual customers located in southeastern Pennsylvania. Its deposit offerings encompass traditional checking accounts, money market accounts, escrow services, certificate deposit account registry services (CDARs), insured cash sweeps, various certificates of deposit, and individual retirement accounts (IRAs). For lending, First Resource Bank provides an extensive portfolio of financing solutions. This includes commercial mortgages, construction loans, working capital lines of credit, Small Business Administration (SBA) loans, and commercial term loans for businesses. Personal lending options feature home equity lines of credit, fixed-payment home equity loans, residential construction loans, land loans, overdraft protection, vehicle loans, unsecured installment loans, certificate-of-deposit-secured installment loans, and swing loans. Beyond core banking, the company also issues credit and debit cards and offers a broad spectrum of supplementary services. These include cash management, positive pay systems, ACH origination, sweep/transfer services, ATM access, over-the-counter checks, bill payment, wire transfers, guarantee/notary services, safe deposit boxes, drive-up banking, night depository, foreign currency exchange, cashier's checks, and stop payment features. Modern digital banking capabilities, such as telephone, text, online, and mobile banking, are also available to customers. The bank maintains three full-service branch locations throughout the Delaware Valley, serving the financial requirements of businesses, professionals, and individuals. Established in 2005, its corporate base is situated in Exton, Pennsylvania.

First Resource Bancorp Inc. is headquartered in US.

First Resource Bancorp Inc. (FRSB) stock trades at $25.76 with a market capitalization of $79.49M. The stock is valued at a price-to-earnings (P/E) ratio of 7.88, price-to-book of 1.22, price-to-sales of 1.61. Over the past 52 weeks the stock has ranged between $16.25 and $25.76, and currently trades at its 52-week high. It pays a dividend yielding 0.54%.

On profitability, First Resource Bancorp Inc. generates a return on equity (ROE) of 16.37%, above the typical market average, return on capital employed of 1.47%, an operating margin of 25.01%, a net profit margin of 19.90%.

Official website: www.firstresourcebank.com

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