What is American Business Bank (AMBZ) stock price today?

American Business Bank (AMBZ) is currently trading at $73.00, up 0% today.

What is AMBZ P/E ratio?

American Business Bank's P/E ratio is 11.44. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is AMBZ return on equity (ROE)?

American Business Bank's return on equity (ROE) is 14.54%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is American Business Bank's market cap?

American Business Bank has a market capitalization of $649.71M.

OTC · Banks - Regional

American Business Bank (AMBZ) Stock

$73.00 +0.00% OTC: AMBZ Financial Services

Valuation

Metric	Value
Price	$73.00
Market Cap	$649.71M
P/E Ratio	11.44
P/B Ratio	1.57
P/S Ratio	3.18
EPS (TTM)	$6.38
52-Week High	$73.64
52-Week Low	$46.83
Dividend Yield	1.64%

Financials & Margins

Metric	Value
ROE	14.54%
ROA	1.33%
ROCE	1.83%
Gross Margin	78.17%
Operating Margin	39.13%
Net Margin	28.46%
Debt/Equity	0.00
Current Ratio	0.19

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$115.0M	$134.0M	$168.0M	$183.0M	$199.0M
Operating Profit	$53.0M	$67.0M	$61.0M	$66.0M	$75.0M
Net Profit	$39.0M	$49.0M	$44.0M	$43.0M	$54.0M
EPS	$4.33	$5.28	$4.76	$4.64	$5.86
Op Margin	45.8%	49.5%	36.1%	36.2%	37.7%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$3.9B	$3.8B	$3.9B	$4.0B	$4.4B
Total Liabilities	$3.6B	$3.6B	$3.6B	$3.7B	$4.0B
Cash	$229.0M	$37.0M	$43.0M	$102.0M	$246.0M
Borrowings	$8.0M	$155.0M	$55.0M	$17.0M	$0

Latest News

American Business Bank Ranked 6th in Top 50 Community Banks With Assets Between $3 Billion and $10 Billion for 2025 Business Wire · Jun 2, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$60.0M	$65.0M	$58.0M	$58.0M	$71.0M
Investing Cash Flow	$-504.0M	$-213.0M	$-52.0M	$-92.0M	$-215.0M
Financing Cash Flow	$426.0M	$-207.0M	$107.0M	$146.0M	$296.0M
Net Cash Flow	$-17.0M	$-192.0M	$7.0M	$58.0M	$0
Free Cash Flow	$59.0M	$65.0M	$57.0M	$56.0M	$70.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.35
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	58.68%
Return 3Y	155.41%
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held7.24%

Institutions Float Held7.24%

Institutional Holder	Shares	Report Date
BANC FUNDS CO LLC	245,773	2026-03-31
Rhino Investment Partners, Inc.	46,552	2026-03-31
FCA Corp /TX	12,034	2026-03-31
Farmers & Merchants Trust Co of Long Beach	9,213	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
ADBKFAddiko Bank AG	$32.25	+6.67%	14.14	$622.01M	0.00%
BPHLYBank of the Philippine Islands	$34.33	+0.96%	9.83	$454.49M	4.95%
CNNDCanandaigua National Corporation	$226.50	+0.00%	7.06	$414.81M	4.59%
DBINDacotah Banks, Inc.	$46.00	+0.00%	10.72	$506.04M	1.57%
FFMRFirst Farmers Financial Corporation	$34.01	+0.03%	13.88	$708.17M	3.06%

About American Business Bank

American Business Bank, a California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California. The company offers credit and depository; treasury management; asset-based lending; SBA lending; international banking comprising money transfer, import and export commercial letters of credit, standby letters of credit, and foreign currency exchange services; and consulting and referral services. It operates regional loan production offices located in North Orange County, Orange County, South Bay, San Fernando Valley, Riverside County, Inland Empire, Long Beach, and San Diego. The company was incorporated in 1998 and is based in Los Angeles, California.

American Business Bank is headquartered in US.

American Business Bank (AMBZ) stock trades at $73.00 with a market capitalization of $649.71M. The stock is valued at a price-to-earnings (P/E) ratio of 11.44, price-to-book of 1.57, price-to-sales of 3.18. Over the past 52 weeks the stock has ranged between $46.83 and $73.64, and currently trades at its 52-week high. It pays a dividend yielding 1.64%.

On profitability, American Business Bank generates a return on equity (ROE) of 14.54%, above the typical market average, return on capital employed of 1.83%, an operating margin of 39.13%, a net profit margin of 28.46%.

Official website: www.americanbb.bank