NASDAQ · Insurance - Property & Casualty

American Coastal Insurance Corporation (ACIC) Stock

$9.78 -0.51% NASDAQ: ACIC Financial Services

Valuation

MetricValue
Price$9.78
Market Cap$473.98M
P/E Ratio4.49
P/B Ratio1.32
P/S Ratio1.37
EPS (TTM)$2.15
52-Week High$13.06
52-Week Low$9.01
Dividend Yield8.04%

Financials & Margins

MetricValue
ROE30.43%
ROA8.06%
ROCE26.32%
Gross Margin42.39%
Operating Margin42.69%
Net Margin30.33%
Debt/Equity0.45
Current Ratio1.22

Annual Financials (USD)

Metric20212022202320242025
Revenue$229.0M$221.0M$264.0M$297.0M$335.0M
Operating Profit$-10.0M$2.0M$96.0M$112.0M$143.0M
Net Profit$-58.0M$-470.0M$310.0M$76.0M$107.0M
EPS$-1.35$-10.87$6.98$1.53$2.15
Op Margin-4.6%0.8%36.4%37.6%42.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.7B$2.8B$1.1B$1.2B$1.1B
Total Liabilities$2.4B$3.0B$892.0M$980.0M$755.0M
Cash$212.0M$230.0M$139.0M$137.0M$199.0M
Borrowings$158.0M$150.0M$149.0M$152.0M$152.0M

Latest News

ESNT or ACIC: Which Is the Better Value Stock Right Now? Zacks · Jul 3, 2026 Implied Volatility Surging for American Coastal Insurance Stock Options Zacks · Jun 30, 2026 American Coastal Insurance Completes $14.4 Million in Common Share Repurchases MT Newswires · Jun 29, 2026 American Coastal Insurance Corporation Announces the Completion of $14.4 Million in Common Stock Share Repurchases GlobeNewswire · Jun 29, 2026 FAF vs. ACIC: Which Stock Is the Better Value Option? Zacks · Jun 5, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-295.0M$-173.0M$-136.0M$244.0M$71.0M
Investing Cash Flow$246.0M$234.0M$-3.0M$-179.0M$0
Financing Cash Flow$0$-18.0M$0$-1.0M$-2.0M
Net Cash Flow$-56.0M$38.0M$-112.0M$50.0M$71.0M
Free Cash Flow$-301.0M$-176.0M$-136.0M$243.0M$71.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.18
EV / EBITDA2.52
FCF Yield-6.86%
Quick Ratio1.22
Interest Coverage13.23
Return 1Y-2.65%
Return 3Y129.80%
Return 5Y167.93%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $336.64 -1.11% 38.93 $4.94T 0.32%
MSFTMicrosoft Corporation $535.07 +2.38% 28.68 $3.97T 0.76%
GOOGLAlphabet Inc. $351.66 +0.97% 16.94 $4.26T 0.26%
AMZNAmazon.com, Inc. $262.43 +3.29% 19.82 $2.82T 0.00%
METAMeta Platforms, Inc. $718.67 -0.31% 27.93 $1.83T 0.28%

About American Coastal Insurance Corporation

American Coastal Insurance Corporation is led by CEO Bennett Bradford Martz, employs 65 people, headquartered in US, publicly traded since 2007.

American Coastal Insurance Corporation (ACIC) stock trades at $9.78 with a market capitalization of $473.98M. The stock is valued at a price-to-earnings (P/E) ratio of 4.49, price-to-book of 1.32, price-to-sales of 1.37. Over the past 52 weeks the stock has ranged between $9.01 and $13.06, and currently trades 25.1% below its 52-week high. It pays a dividend yielding 8.04%.

On profitability, American Coastal Insurance Corporation generates a return on equity (ROE) of 30.43% — well above the market average, a sign of a high-quality business, return on capital employed of 26.32%, an operating margin of 42.69%, a net profit margin of 30.33%.

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