NYSE · Insurance - Property & Casualty

Heritage Insurance Holdings, Inc. (HRTG) Stock

$34.83 -1.14% NYSE: HRTG Financial Services

Valuation

MetricValue
Price$34.83
Market Cap$1.05B
P/E Ratio4.83
P/B Ratio1.80
P/S Ratio1.32
EPS (TTM)$6.32
52-Week High$36.50
52-Week Low$20.48
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE42.41%
ROA8.80%
ROCE11.78%
Gross Margin30.58%
Operating Margin30.58%
Net Margin27.54%
Debt/Equity0.16
Current Ratio0.86

Annual Financials (USD)

Metric20212022202320242025
Revenue$632.0M$662.0M$735.0M$817.0M$847.0M
Operating Profit$-76.0M$-166.0M$52.0M$83.0M$259.0M
Net Profit$-75.0M$-154.0M$45.0M$62.0M$196.0M
EPS$-2.69$-5.86$1.73$2.01$6.32
Op Margin-12.0%-25.1%7.1%10.1%30.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.0B$2.4B$2.1B$2.5B$2.2B
Total Liabilities$1.6B$2.3B$1.9B$2.2B$1.7B
Cash$359.0M$281.0M$464.0M$453.0M$559.0M
Borrowings$152.0M$160.0M$148.0M$141.0M$100.0M

Latest News

Truist is Bullish on Heritage Insurance Holdings, Inc. (HRTG) Insider Monkey · Jun 13, 2026 Heritage Announces Full Placement of 2026-2027 CAT XOL Reinsurance Program PR Newswire · May 28, 2026 Heritage Insurance Holdings Insider Bought Shares Worth $376,950, According to a Recent SEC Filing MT Newswires · May 20, 2026 Uncovering 3 Undiscovered Gems in the US Market Simply Wall St. · May 18, 2026 Kingstone Companies Stock Plunges 16% YTD: Time to Buy the Dip? Zacks · May 12, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$60.0M$-34.0M$70.0M$87.0M$182.0M
Investing Cash Flow$-125.0M$-50.0M$91.0M$-100.0M$-41.0M
Financing Cash Flow$-8.0M$-7.0M$0$-1.0M$-5.0M
Net Cash Flow$-82.0M$-77.0M$186.0M$-10.0M$109.0M
Free Cash Flow$59.0M$-47.0M$61.0M$79.0M$174.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.05
EV / EBITDA1.73
FCF Yield29.40%
Quick Ratio255.74
Interest Coverage40.78
Return 1Y19.78%
Return 3Y489.24%
Return 5Y249.69%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $336.64 -1.11% 38.93 $4.94T 0.32%
MSFTMicrosoft Corporation $535.07 +2.38% 28.68 $3.97T 0.76%
GOOGLAlphabet Inc. $351.66 +0.97% 16.94 $4.26T 0.26%
AMZNAmazon.com, Inc. $262.43 +3.29% 19.82 $2.82T 0.00%
METAMeta Platforms, Inc. $718.67 -0.31% 27.93 $1.83T 0.28%

About Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc. is led by CEO Ernesto Jose Garateix, employs 540 people, headquartered in US, publicly traded since 2014.

Heritage Insurance Holdings, Inc. (HRTG) stock trades at $34.83 with a market capitalization of $1.05B. The stock is valued at a price-to-earnings (P/E) ratio of 4.83, price-to-book of 1.80, price-to-sales of 1.32. Over the past 52 weeks the stock has ranged between $20.48 and $36.50, and currently trades 4.6% below its 52-week high.

On profitability, Heritage Insurance Holdings, Inc. generates a return on equity (ROE) of 42.41% — well above the market average, a sign of a high-quality business, return on capital employed of 11.78%, an operating margin of 30.58%, a net profit margin of 27.54%.

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