NASDAQ · Insurance - Property & Casualty

DGICA (DGICA) Stock

$19.24 -1.48% NASDAQ: DGICA Financial Services

Valuation

MetricValue
Price$19.24
Market Cap$708.91M
P/E Ratio9.83
P/B Ratio1.00
P/S Ratio0.66
EPS (TTM)$1.78
52-Week High$21.06
52-Week Low$16.11
Dividend Yield4.22%

Financials & Margins

MetricValue
ROE10.64%
ROA2.13%
ROCE15.29%
Gross Margin29.03%
Operating Margin8.31%
Net Margin6.77%
Debt/Equity0.05
Current Ratio0.74

Annual Financials (USD)

Metric20212022202320242025
Revenue$816.0M$848.0M$927.0M$990.0M$978.0M
Operating Profit$30.0M$-4.0M$5.0M$62.0M$98.0M
Net Profit$25.0M$-2.0M$4.0M$51.0M$79.0M
EPS$0.81$-0.06$0.14$1.53$2.18
Op Margin3.7%-0.4%0.6%6.3%10.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.3B$2.2B$2.3B$2.3B$2.4B
Total Liabilities$1.7B$1.8B$1.8B$1.8B$1.7B
Cash$58.0M$25.0M$24.0M$53.0M$27.0M
Borrowings$35.0M$35.0M$35.0M$35.0M$35.0M

Latest News

ITIC vs DGICA: Which Insurance Stock is the Better Buy? Zacks · Jul 9, 2026 Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results GlobeNewswire · Jul 7, 2026 This Under-the-Radar 4.4% Yielding Stock Is a Top Defensive Refuge for Retirees 24/7 Wall St. · Jun 28, 2026 Automatic Data Processing And 2 Other Reliable Dividend Stocks To Consider Simply Wall St. · Jun 15, 2026 Preferred Bank And 2 Other Dividend Stocks To Boost Your Portfolio Simply Wall St. · Jun 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$77.0M$67.0M$29.0M$67.0M$70.0M
Investing Cash Flow$-62.0M$-98.0M$-17.0M$-48.0M$-91.0M
Financing Cash Flow$0$0$0$0$0
Net Cash Flow$-45.0M$-33.0M$-1.0M$29.0M$-26.0M
Free Cash Flow$77.0M$67.0M$29.0M$67.0M$70.0M

Valuation & Return Ratios

MetricValue
PEG Ratio1.38
EV / EBITDA7.38
FCF Yield10.07%
Quick Ratio0.74
Interest Coverage98.00
Return 1Y3.82%
Return 3Y41.20%
Return 5Y51.88%

Ownership

Insiders Held1.44%
Institutions Held86.79%
Institutions Float Held88.05%
Institutional HolderSharesReport Date
Blackrock Inc.1,906,7862026-03-31
Dimensional Fund Advisors LP1,737,2662026-03-31
Vanguard Capital Management LLC749,1552026-03-31
Geode Capital Management, LLC555,9522026-03-31
Old Republic International Corp425,5002026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ACIC $10.44 +1.56% 4.94 $505.96M 6.82%
BFST $31.89 -0.61% 9.92 $1.04B 2.10%
FDUSFidus Investment Corporation $20.21 +3.43% 8.86 $767.06M 12.27%
HRTG $28.46 +2.30% 3.71 $863.76M 0.00%
MCBS $35.62 -0.53% 12.03 $1.02B 3.25%

About DGICA

DGICA is led by CEO Kevin Gerard Burke, employs 410 people, headquartered in US, publicly traded since 2003.

DGICA stock trades at $19.24 with a market capitalization of $708.91M. The stock is valued at a price-to-earnings (P/E) ratio of 9.83, price-to-book of 1.00, price-to-sales of 0.66. Over the past 52 weeks the stock has ranged between $16.11 and $21.06, and currently trades 8.6% below its 52-week high. It pays a dividend yielding 4.22%.

On profitability, DGICA generates a return on equity (ROE) of 10.64%, return on capital employed of 15.29%, an operating margin of 8.31%, a net profit margin of 6.77%.

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