NASDAQ · Insurance - Property & Casualty

KINS (KINS) Stock

$19.67 -1.21% NASDAQ: KINS Financial Services

Valuation

MetricValue
Price$19.67
Market Cap$284.92M
P/E Ratio7.31
P/B Ratio2.04
P/S Ratio1.13
EPS (TTM)$2.88
52-Week High$20.70
52-Week Low$13.08
Dividend Yield1.23%

Financials & Margins

MetricValue
ROE31.60%
ROA5.76%
ROCE41.80%
Gross Margin55.21%
Operating Margin18.67%
Net Margin14.91%
Debt/Equity0.04
Current Ratio1.22

Annual Financials (USD)

Metric20212022202320242025
Revenue$161.0M$130.0M$144.0M$155.0M$199.0M
Operating Profit$-9.0M$-28.0M$-7.0M$23.0M$51.0M
Net Profit$-7.0M$-23.0M$-6.0M$18.0M$41.0M
EPS$-0.70$-2.12$-0.57$1.48$2.88
Op Margin-5.8%-21.5%-5.1%15.0%25.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$331.0M$320.0M$318.0M$375.0M$453.0M
Total Liabilities$256.0M$284.0M$283.0M$308.0M$331.0M
Cash$24.0M$12.0M$9.0M$29.0M$12.0M
Borrowings$30.0M$25.0M$25.0M$11.0M$4.0M

Latest News

Is Kingstone Companies (KINS) Stock Undervalued Right Now? Zacks · Jul 13, 2026 Kingstone Companies, Inc (KINS) is a Great Momentum Stock: Should You Buy? Zacks · Jul 7, 2026 Kingstone to Launch Proactive Electrical Fire Prevention Program for New York Policyholders GlobeNewswire · Jul 7, 2026 Kingstone Companies (KINS) Upgraded to Buy: Here's What You Should Know Zacks · Jul 6, 2026 Kingstone Announces its 2026/2027 Catastrophe Reinsurance Placement GlobeNewswire · Jul 1, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$24.0M$-1.0M$-11.0M$58.0M$76.0M
Investing Cash Flow$-20.0M$-10.0M$8.0M$-38.0M$-96.0M
Financing Cash Flow$-2.0M$-2.0M$0$-1.0M$-1.0M
Net Cash Flow$5.0M$-12.0M$-3.0M$20.0M$-16.0M
Free Cash Flow$20.0M$-5.0M$-13.0M$56.0M$73.0M

Valuation & Return Ratios

MetricValue
PEG Ratio3.28
EV / EBITDA5.45
FCF Yield27.23%
Quick Ratio0.70
Interest Coverage—
Return 1Y20.15%
Return 3Y1520.95%
Return 5Y180.58%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AVBH $32.61 +1.40% 9.64 $357.25M 0.00%
CBNA $45.53 -0.26% 11.90 $298.76M 0.00%
CFFI $83.49 +5.18% 8.84 $271.71M 2.55%
FSFGFirst Savings Financial Group, Inc. $33.98 +0.00% 13.81 $238.37M 1.88%
HWBK $38.95 +0.13% 10.59 $268.78M 2.30%

About KINS

KINS is led by CEO Meryl S. Golden, publicly traded since 1999.

KINS stock trades at $19.67 with a market capitalization of $284.92M. The stock is valued at a price-to-earnings (P/E) ratio of 7.31, price-to-book of 2.04, price-to-sales of 1.13. Over the past 52 weeks the stock has ranged between $13.08 and $20.70, and currently trades 5.0% below its 52-week high. It pays a dividend yielding 1.23%.

On profitability, KINS generates a return on equity (ROE) of 31.60% — well above the market average, a sign of a high-quality business, return on capital employed of 41.80%, an operating margin of 18.67%, a net profit margin of 14.91%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

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