NASDAQ · Banks - Regional

Texas Community Bancshares, Inc. (TCBS) Stock

$17.00 +0.00% NASDAQ: TCBS Financial Services

Valuation

MetricValue
Price$17.00
Market Cap$49.05M
P/E Ratio14.48
P/B Ratio0.83
P/S Ratio1.91
EPS (TTM)$1.07
52-Week High$20.00
52-Week Low$15.72
Dividend Yield1.40%

Financials & Margins

MetricValue
ROE6.14%
ROA0.75%
ROCE3.72%
Gross Margin62.19%
Operating Margin13.87%
Net Margin12.68%
Debt/Equity0.77
Current Ratio0.16

Annual Financials (USD)

Metric20212022202320242025
Revenue$12.0M$14.0M$19.0M$21.0M$26.0M
Operating Profit$1.0M$2.0M$-1.0M$-2.0M$3.0M
Net Profit$1.0M$2.0M$-1.0M$-1.0M$3.0M
EPS$0.17$0.58$-0.24$-0.44$1.00
Op Margin5.0%15.1%-4.8%-8.6%13.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$365.0M$417.0M$452.0M$443.0M$430.0M
Total Liabilities$305.0M$361.0M$398.0M$391.0M$376.0M
Cash$21.0M$9.0M$18.0M$14.0M$9.0M
Borrowings$28.0M$62.0M$77.0M$50.0M$46.0M

Latest News

TCBS Trades at a Huge Premium: Buy, Hold or Sell the Stock? Zacks · Jul 3, 2026 Zacks Initiates Coverage of TCBS With Outperform Recommendation Zacks · Jun 23, 2026 Anthony Scavuzzo Bought 23% More Shares In Texas Community Bancshares Simply Wall St. · Jun 12, 2026 Texas Community Bancshares Insider Bought Shares Worth $345,000, According to a Recent SEC Filing MT Newswires · Jun 11, 2026 If EPS Growth Is Important To You, Texas Community Bancshares (NASDAQ:TCBS) Presents An Opportunity Simply Wall St. · May 25, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$2.0M$3.0M$2.0M$2.0M$1.0M
Investing Cash Flow$-53.0M$-73.0M$-37.0M$8.0M$7.0M
Financing Cash Flow$40.0M$21.0M$19.0M$17.0M$-11.0M
Net Cash Flow$14.0M$-13.0M$4.0M$0$-7.0M
Free Cash Flow$2.0M$3.0M$-3.0M$1.0M$1.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.31
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y11.87%
Return 3Y48.37%
Return 5Y21.68%

Ownership

Insiders Held24.29%
Institutions Held14.37%
Institutions Float Held18.98%
Institutional HolderSharesReport Date
Alliancebernstein L.P.168,1092026-03-31
Vanguard Capital Management LLC56,7462026-03-31
Oppenheimer & Close, LLC54,4852026-03-31
EP Wealth Advisors, LLC52,6772026-03-31
Fourthstone LLC20,8942026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ASRVAmeriServ Financial Inc. $4.39 -1.35% 9.16 $74.47M 2.59%
BAFNBayFirst Financial Corp. $5.38 -19.94% -0.52 $22.10M 0.00%
CLSTCatalyst Bancorp, Inc. $16.80 -0.88% 28.60 $68.07M 0.00%
FSEA $17.25 +0.00% 1796.88 $80.93M 0.00%
HFBLHome Federal Bancorp, Inc. of Louisiana $24.26 +0.41% 12.44 $74.09M 2.36%

About Texas Community Bancshares, Inc.

Texas Community Bancshares, Inc. is led by CEO Jason Sobel, employs 60 people, headquartered in US, publicly traded since 2021.

Texas Community Bancshares, Inc. (TCBS) stock trades at $17.00 with a market capitalization of $49.05M. The stock is valued at a price-to-earnings (P/E) ratio of 14.48, price-to-book of 0.83, price-to-sales of 1.91. Over the past 52 weeks the stock has ranged between $15.72 and $20.00, and currently trades 15.0% below its 52-week high. It pays a dividend yielding 1.40%.

On profitability, Texas Community Bancshares, Inc. generates a return on equity (ROE) of 6.14%, return on capital employed of 3.72%, an operating margin of 13.87%, a net profit margin of 12.68%.

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