Shinhan Financial Group Co., Ltd. (SHG) Stock

About Shinhan Financial Group Co., Ltd.

Shinhan Financial Group Co., Ltd. is a prominent financial services provider that operates both within South Korea and globally. The company's diverse activities are organized into six primary divisions: Banking, Credit Card services, Securities, Life Insurance, Credit, and other specialized financial offerings. For individual clients, Shinhan offers a comprehensive suite of retail banking solutions. These include various deposit account types—demand, savings, and fixed—along with checking accounts. The group also provides personal lending options such as mortgages, home equity loans, and other consumer credit. Furthermore, it facilitates electronic banking, ATM access, bill payment, payroll and check processing, foreign currency exchange, and international money transfer services. The corporate banking arm of Shinhan caters to businesses with services like investment banking, financing for real estate (including overseas and development projects), infrastructure and structured finance, equity/venture capital investments, and advisory for mergers and acquisitions. It also handles securitization, offers derivative products, engages in foreign exchange trading, and provides working capital and facilities loans. Shinhan Financial Group is also actively involved in treasury and investment operations within international capital markets. This includes trading foreign currency-denominated securities, providing a range of foreign exchange services, offering trade-related financial support, international factoring, and managing foreign banking operations. Beyond its core banking and investment functions, the company provides numerous other financial provisions. These encompass trust account management, securities brokerage, and professional asset management. Additional services extend to equipment leasing and financing, specialized savings banking, loan collection and credit reporting, administration of collective investment schemes, private equity investments, and the development of advanced financial systems. By the close of 2021, Shinhan maintained an extensive network of 784 service centers, 5,234 automated teller machines (ATMs), 7 cash dispensing units, and 85 digital kiosks to serve its customers. Established in 1982, Shinhan Financial Group Co., Ltd. is based in Seoul, South Korea.

Shinhan Financial Group Co., Ltd. is headquartered in KR.

Shinhan Financial Group Co., Ltd. (SHG) stock trades at $73.28 with a market capitalization of $34.63B. The stock is valued at a price-to-earnings (P/E) ratio of 10.52, price-to-book of 0.89, price-to-sales of 2.37. Over the past 52 weeks the stock has ranged between $46.26 and $73.80, and currently trades at its 52-week high. It pays a dividend yielding 2.69%.

On profitability, Shinhan Financial Group Co., Ltd. generates a return on equity (ROE) of 8.89%, return on capital employed of 0.95%, an operating margin of 32.56%, a net profit margin of 23.75%.

In its most recent fiscal year, Shinhan Financial Group Co., Ltd. reported annual revenue of $34.69T, net profit of $4.97T, revenue has compounded at 6.2% a year over the last five years, profit at 7.8% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 2.51 — a leveraged balance sheet worth monitoring, a current ratio of 0.54, total assets of $785.98T, $21.14T in cash and equivalents.

SHG has an average daily trading volume of 272,280 shares, a beta of 0.65 (less volatile than the overall market).

Official website: www.shinhangroup.com