What is SHF Holdings, Inc. (SHFS) stock price today?

SHF Holdings, Inc. (SHFS) is currently trading at $0.45, down 27.1% today.

What is SHFS P/E ratio?

SHF Holdings, Inc.'s P/E ratio is -0.08. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is SHFS return on equity (ROE)?

SHF Holdings, Inc.'s return on equity (ROE) is -52.68%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is SHF Holdings, Inc.'s market cap?

SHF Holdings, Inc. has a market capitalization of $466288.

NASDAQ · Banks - Regional

SHF Holdings, Inc. (SHFS) Stock

$0.45 -27.10% NASDAQ: SHFS Financial Services

Valuation

Metric	Value
Price	$0.45
Market Cap	$466288
P/E Ratio	-0.08
P/B Ratio	0.09
P/S Ratio	0.09
EPS (TTM)	$-0.82
52-Week High	$84.84
52-Week Low	$0.43
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	-52.68%
ROA	-26.11%
ROCE	-40.19%
Gross Margin	87.98%
Operating Margin	-28.13%
Net Margin	-32.97%
Debt/Equity	0.10
Current Ratio	2.00

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$7.0M	$-32.0M	$20.0M	$18.0M	$8.0M
Operating Profit	$3.0M	$-44.0M	$-19.0M	$-4.0M	$-5.0M
Net Profit	$3.0M	$-35.0M	$-17.0M	$-48.0M	$-2.0M
EPS	$2.77	$-37.00	$-8.12	$-17.43	$-9.87
Op Margin	46.9%	138.7%	-94.2%	-24.2%	-70.4%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$8.0M	$99.0M	$68.0M	$13.0M	$17.0M
Total Liabilities	$0	$94.0M	$34.0M	$26.0M	$9.0M
Cash	$5.0M	$8.0M	$5.0M	$2.0M	$7.0M
Borrowings	$0	$59.0M	$15.0M	$12.0M	$1.0M

Latest News

Safe Harbor Introduces Its Operating Model for Cannabis Banking at ACB Cannabis Banking eXperience Conference GlobeNewswire · Jul 9, 2026 Zacks Initiates Coverage of Safe Harbor With Neutral Recommendation Zacks · Jun 15, 2026 Safe Harbor Financial Expands Board of Directors with Appointment of Tyler Klimas and Sean Tonner GlobeNewswire · May 28, 2026 Safe Harbor Financial Reports First Quarter 2026 Results and Provides Corporate Update GlobeNewswire · May 18, 2026 Safe Harbor Expands Financial Platform with Enhanced Lending Capabilities to Support Cannabis Industry Growth GlobeNewswire · Apr 30, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$3.0M	$2.0M	$-1.0M	$0	$-3.0M
Investing Cash Flow	$1.0M	$-3.0M	$-2.0M	$0	$0
Financing Cash Flow	$-1.0M	$4.0M	$0	$0	$0
Net Cash Flow	$2.0M	$3.0M	$-4.0M	$-3.0M	$4.0M
Free Cash Flow	$3.0M	$2.0M	$-1.0M	$0	$-3.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.00
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	-94.02%
Return 3Y	-97.98%
Return 5Y	—

Ownership

Insiders Held18.15%

Institutions Held9.44%

Institutions Float Held11.54%

Institutional Holder	Shares	Report Date
M3F, Inc.	308,000	2026-03-31
T3 Companies, LLC	87,800	2026-03-31
Blue Owl Capital Holdings LP	75,897	2026-03-31
Geode Capital Management, LLC	40,438	2026-03-31
Checchi Capital Advisers, LLC	31,741	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AAPLApple Inc.	$340.42	+1.11%	38.93	$5.00T	0.32%
MSFTMicrosoft Corporation	$522.61	-1.35%	28.68	$3.88T	0.76%
GOOGLAlphabet Inc.	$348.29	-0.63%	16.94	$4.22T	0.26%
AMZNAmazon.com, Inc.	$254.06	-2.25%	19.82	$2.73T	0.00%
METAMeta Platforms, Inc.	$720.89	-0.06%	27.93	$1.84T	0.28%

About SHF Holdings, Inc.

SHF Holdings, Inc. is led by CEO Stephen La Rosa, employs 41 people, headquartered in US, publicly traded since 2021.

SHF Holdings, Inc. (SHFS) stock trades at $0.45 with a market capitalization of $466288. The stock is valued at a price-to-earnings (P/E) ratio of -0.08, price-to-book of 0.09, price-to-sales of 0.09. Over the past 52 weeks the stock has ranged between $0.43 and $84.84, and currently trades 99.5% below its 52-week high.

On profitability, SHF Holdings, Inc. generates a return on equity (ROE) of -52.68%, return on capital employed of -40.19%, an operating margin of -28.13%, a net profit margin of -32.97%.

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