NYSE · Banks - Diversified

Banco Santander, S.A. (SAN) Stock

$13.93 +1.02% NYSE: SAN Financial Services

Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services.

Valuation

MetricValue
Price$13.93
Market Cap$204.47B
P/E Ratio11.14
P/B Ratio1.68
P/S Ratio2.56
EPS (TTM)$1.25
52-Week High$14.39
52-Week Low$8.28
Dividend Yield2.44%

Financials & Margins

MetricValue
ROE15.73%
ROA0.87%
ROCE2.70%
Gross Margin67.07%
Operating Margin27.04%
Net Margin23.17%
Debt/Equity4.09
Current Ratio0.12

Annual Financials (USD)

Metric20212022202320242025
Revenue$61.5B$87.0B$121.9B$129.9B$119.9B
Operating Profit$14.5B$15.3B$16.5B$19.0B$18.7B
Net Profit$8.1B$9.6B$11.1B$12.6B$14.1B
EPS$0.44$0.54$0.65$0.77$0.87
Op Margin23.6%17.5%13.5%14.7%15.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.60T$1.73T$1.80T$1.84T$1.87T
Total Liabilities$1.50T$1.64T$1.69T$1.73T$1.75T
Cash$234.8B$259.0B$246.9B$217.9B$179.3B
Borrowings$334.4B$425.8B$311.0B$483.4B$496.6B

Latest News

Is Realty Income (O) One of the Best Stocks to Invest in Under $100? Insider Monkey · Jul 11, 2026 Banco Santander (BME:SAN) Buybacks Put Its Valuation Back In Focus Simply Wall St. · Jul 11, 2026 Webster Financial Corporation Announces Q2 2026 Earnings Release Business Wire · Jul 10, 2026 GIGA Storage secures $514m in funding for Green Turtle project in Belgium Power Technology · Jul 10, 2026 Top Funds Bet Big On 19 Stocks — Including Eye-Popping Sums On These Five Investor's Business Daily · Jul 10, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$56.7B$27.7B$5.0B$-24.2B$-14.8B
Investing Cash Flow$-15.1B$-14.7B$-19.0B$-12.2B$-7.1B
Financing Cash Flow$-2.7B$-6.5B$-4.7B$-5.4B$-5.1B
Net Cash Flow$56.9B$12.4B$-2.7B$-28.1B$-37.4B
Free Cash Flow$45.3B$16.9B$-8.6B$-32.6B$-22.5B

Valuation & Return Ratios

MetricValue
PEG Ratio0.36
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y56.98%
Return 3Y278.89%
Return 5Y349.90%

Ownership

Insiders Held0.00%
Institutions Held3.42%
Institutions Float Held3.42%
Institutional HolderSharesReport Date
Morgan Stanley78,079,1882026-03-31
Goldman Sachs Group Inc43,096,7682026-03-31
Fisher Asset Management, LLC39,517,8552026-03-31
FMR, LLC38,976,6572026-03-31
Mondrian Investment Partners Ltd22,332,6422026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BBVABanco Bilbao Vizcaya Argentaria, S.A. $25.66 -3.24% 10.27 $141.78B 4.26%
BBVXFBanco Bilbao Vizcaya Argentaria, S.A. $25.36 -0.20% 11.97 $140.55B 5.60%
BCLYFBarclays PLC $6.78 +2.26% 11.39 $91.44B 2.21%
BCSBarclays PLC $26.05 -3.45% 11.05 $87.83B 1.79%
CCitigroup Inc. $127.09 -4.06% 18.05 $217.95B 1.65%

About Banco Santander, S.A.

Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services. It caters to a diverse clientele, including individual consumers, small and medium-sized enterprises (SMEs), and major corporations across the world. The bank's extensive offerings encompass various deposit options, such as checking, savings, and fixed-term accounts. Its lending solutions span mortgages, consumer finance, syndicated corporate loans, and structured financing. Additionally, Santander provides critical business services like cash management, export and agency finance, trade and working capital solutions, and corporate finance, alongside a range of insurance products. The institution further specializes in cash, asset, and wealth management, as well as private banking services. Its operations also extend to corporate banking, treasury functions, risk hedging, foreign trade services, confirming, custody, and investment banking. These services are facilitated by its expansive network of 9,879 branches. Established in 1856 and based in Madrid, Spain, the company adopted its current name, Banco Santander, S.A., in June 2007, having previously been known as Banco Santander Central Hispano S.A.

Banco Santander, S.A. is headquartered in ES.

Banco Santander, S.A. (SAN) stock trades at $13.93 with a market capitalization of $204.47B. The stock is valued at a price-to-earnings (P/E) ratio of 11.14, price-to-book of 1.68, price-to-sales of 2.56. Over the past 52 weeks the stock has ranged between $8.28 and $14.39, and currently trades 3.2% below its 52-week high. It pays a dividend yielding 2.44%.

On profitability, Banco Santander, S.A. generates a return on equity (ROE) of 15.73%, above the typical market average, return on capital employed of 2.70%, an operating margin of 27.04%, a net profit margin of 23.17%.

In its most recent fiscal year, Banco Santander, S.A. reported annual revenue of $119.9B, net profit of $14.1B, revenue has compounded at 14.7% a year over the last five years.

The balance sheet shows a debt-to-equity ratio of 4.09 — a leveraged balance sheet worth monitoring, a current ratio of 0.12, total assets of $1.87T, $179.3B in cash and equivalents.

SAN has an average daily trading volume of 8,397,327 shares, a beta of 0.93.

Official website: www.santander.com

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